642 WELLS COURT UNIT 402, CLEARWATER, FL, 33756
Active155 days on marketListed Mar 5, 2026MLS #TB8482877
About this home
642 WELLS COURT UNIT 402
Tucked behind the gates of the Mediterranean inspired Wells Court Condominium community, this beautifully updated residence offers the perfect blend of comfort, convenience, and coastal lifestyle just moments from Downtown Clearwater. Ideally positioned near the Intracoastal Waterway and the Pinellas Trail, the location places you within easy reach of Cleveland Street’s boutiques, restaurants, and cafés, live entertainment at the Sound and Capitol Theatre, and the sugar sand beaches of Clearwater Beach just a short drive away. Coachman Park, recently renovated and known for its waterfront events and concerts, is also just a short walk from your door. Inside, this spacious two bedroom, two bathroom condo with a bonus office offers a bright and open layout enhanced by soaring 10 foot ceilings and updated luxury vinyl flooring throughout. The kitchen features hardwood cabinetry, quartz countertops, and brand new appliances, opening naturally to the main living and dining areas for easy everyday living and entertaining. Large windows fill the space with natural light while the bonus office overlooks the community pool, creating a perfect work from home setup. The primary suite offers a comfortable retreat with a walk-in closet and a beautifully finished bathroom featuring marble accents, dual sinks with quartz countertops, a garden tub, and a custom walk-in shower. The second bedroom and bathroom are thoughtfully positioned for privacy and feature updated finishes and quartz surfaces as well. One of the standout features of this condo is the rare two car tandem garage and an additional partially covered parking space in the driveway. Wells Court offers a resort style setting with a heated pool, clubhouse, fitness center, and beautifully maintained grounds. Residents also enjoy direct access to the Pinellas Trail right next to the community, making it easy to walk or bike to downtown shops, restaurants, and waterfront parks. The HOA includes cable, high speed internet, and exterior maintenance for easy, low maintenance living. Elevator access makes navigating the building simple and convenient. Located just minutes from Belleair, Dunedin, and Safety Harbor, this home offers quick access to waterfront dining, local markets, festivals, and some of the best beaches on the Gulf Coast. With two international airports within comfortable driving distance, travel is also easily accessible. This is a rare opportunity to enjoy stylish condo living in a gated community in one of Clearwater’s most connected and desirable locations.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,588
Sqft
0 ac
Lot size
2
Garage
2008
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,349 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,349/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−38.4%
$/sqft vs Clearwater actives
$208 vs $227
Days on market
155 vs 54 typical
Where $208/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33756 — neighborhood snapshot
Population
32,928
Median age
45
Median income
$63,990
Median home value
$335,800
Avg household
2.46
Households w/ children
2,867
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $350K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
220 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 642 WELLS COURT UNIT 402
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$265,000
642 WELLS COURT UNIT 302 · same community
2 bd · 2 ba · 1,588 sqft · $167/sqft · 68 DOM
Sold · Jul ’26$455,000
1500 S PRESCOTT AVENUE
3 bd · 2 ba · 1,612 sqft · $282/sqft · 32 DOM
Sold · Jun ’26$547,000
1596 S EVERGREEN AVENUE
3 bd · 2 ba · 1,621 sqft · $337/sqft · 161 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 642 WELLS COURT UNIT 402 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 642 WELLS COURT UNIT 402 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
642 WELLS COURT UNIT 402 FAQs
What would the monthly payment be for 642 WELLS COURT UNIT 402?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,349/mo — principal and interest, the actual property-tax bill, the $951/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 642 WELLS COURT UNIT 402?+
The association fee works out to $951 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 642 WELLS COURT UNIT 402?+
The most recent tax bill on record (2024) was $1,797. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 642 WELLS COURT UNIT 402?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $330,000, this home is listed about 20% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 642 WELLS COURT UNIT 402?+
Plumb Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
02Know the monthly fee
The association fee is $951/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
155 days on market against a Clearwater median of 54 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Plumb Elementary School, Clearwater High School, Oak Grove Middle School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $348,000, now $330,000 — a $18K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MAVREALTY · Tiana Lake. MLS #TB8482877.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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