3416 ACACIA BAY AVENUE, WESLEY CHAPEL, FL, 33543
Active154 days on marketListed Mar 13, 2026MLS #TB8482643
About this home
3416 ACACIA BAY AVENUE
Why wait to build? Move right into this gorgeous 3-year-old home that shows like new in the gated community of Winding Ridge (no CDD). Beautifully maintained, this home offers modern design, quality construction and stylish finishes throughout. Go inside and the stunning floors lead you to an open and inviting floor plan designed for everyday living and entertaining. The spacious living and dining areas flow seamlessly into the well-appointed chef's kitchen featuring contemporary cabinetry, sleek countertops, stainless steel appliances, a built-in oven/microwave, gas cooktop, generous walk-in pantry and a large island ideal for gatherings. Don't miss the extra living area,overlooking the pool, adding to your entertaining space! A powder room and fifth bedroom with en-suite bath completes the first level. Plenty of closet storage. Upstairs, the owner’s suite provides a private retreat with a generous bedroom, two extra-large walk-in closets, and a beautifully designed en-suite bath. Additional three bedrooms provide flexibility for family, guests or a home office. Enjoy Florida living with a covered outdoor space and a backyard ideal for relaxing or entertaining with plenty of seating area and a heated, saltwater pool with waterfall. Built just three years ago, this home offers the benefits of newer construction, including modern energy efficiency, updated systems, and low-maintenance living. Residents enjoy convenient access to shopping, dining, top-rated schools, medical facilities and major roadways. Wesley Chapel continues to be one of Tampa Bay area's fastest growing and sought-after locations. Move-in ready and better than new so schedule your private showing today. This home has over $130,000 in upgrades (not including the pool area). Additional lighting, fan pre-wires, surround sound pre-wires, stub-ins for outdoor kitchen and generator, security system pre-wires, water softener, gutters, 300-amp service, central vac, extra insulation and more. Ask for the complete list. Some furnishings available by separate bill of sale.
Facts & features
The home at a glance
5
Bedrooms
5.5
Bathrooms
4,139
Sqft
0.19 ac
Lot size
3
Garage
2023
Year built
Two
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,321 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,321/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Wesley Chapel actives
$239 vs $205
Days on market
154 vs 49 typical
Where $239/sqft sits among the 400 Wesley Chapel actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wesley Chapel
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
WESLEY CHAPEL 33543 — neighborhood snapshot
Population
37,473
Median age
38.9
Median income
$107,565
Median home value
$365,000
Avg household
2.87
Households w/ children
5,177
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $439K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
208 of 400
Wesley Chapel actives have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 187% above the WESLEY CHAPEL 33543 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 3416 ACACIA BAY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$689,190
32696 DULUTH DRIVE
5 bd · 4.5 ba · 3,975 sqft · $173/sqft · 0 DOM
Sold · Sep ’25$656,740
32738 DULUTH DRIVE
5 bd · 4.5 ba · 3,975 sqft · $165/sqft · 0 DOM
Sold · Jul ’26$639,990
2157 SIENNA SPRUCE STREET
5 bd · 4.5 ba · 3,975 sqft · $161/sqft · 116 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3416 ACACIA BAY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3416 ACACIA BAY AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3416 ACACIA BAY AVENUE FAQs
What would the monthly payment be for 3416 ACACIA BAY AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,321/mo — principal and interest, the actual property-tax bill, the $456/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3416 ACACIA BAY AVENUE?+
The association fee works out to $456 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3416 ACACIA BAY AVENUE?+
The most recent tax bill on record (2025) was $11,900. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3416 ACACIA BAY AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $990,000, this home is listed about 127% above the Wesley Chapel median of $435,538. The market section on this page shows how the area is trending.
Which schools are assigned to 3416 ACACIA BAY AVENUE?+
Double Branch Elementary School (elementary), Dr. John Long Middle School (middle), Wiregrass Ranch High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$990,000 runs 187% above the WESLEY CHAPEL 33543 median — but at 4,139 sqft it's also nearly twice the size of the typical Wesley Chapel listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
154 days on market against a Wesley Chapel median of 49 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Double Branch Elementary School, Dr. John Long Middle School, Wiregrass Ranch High School — Dr. John Long Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,100,000, now $990,000 — a $110K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTL REALTY · Carolyn Tasillo. MLS #TB8482643.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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