David Ramirez
Office

Commercial Sale · Office

$575,900$699,9005,712 sq ft$101 /sq ft0.11 acres

528 12TH STREET W, BRADENTON, FL, 34205

Active141 days on marketListed Mar 6, 2026MLS #TB8482545

About this property

The property at a glance

Welcome to the "Iron Block" Building at 528 12th St W in Bradenton, a landmark property that has been part of the city's commercial core since 1896. This historic building has housed local shops, professional offices, and small businesses for more than a century and remains one of downtown Bradenton's most recognizable buildings. Offering 5,712 Sq Ft of total building area, the property has significant value-add potential for investors, developers, and business owners. The building has 5 separate meters and office spaces. Brand new roof just installed (2026) Schedule your showing today!

5,712

Building sq ft

$101

Price / sq ft

0.11

Lot acres

1891

Year built

1

Building

C1/UCBD

Zoning

Office

Property type

Building size5,712 sq ft
Lot size0.11 acres
Year built1891
Buildings1
ZoningC1/UCBD
ConstructionBlock · Concrete · Stucco
CoolingCentral Air · Wall/Window Unit(s)
Annual taxes$8,733

The numbers

Investment snapshot

Income and lease details aren’t published in the MLS for this listing. Ask for the offering memorandum and rent roll to run cap rate, NOI and cash-on-cash.

Estimated payment (illustrative)

Down payment25% · $143,975
Interest rate6.00%
Loan term

Estimated payment

$3,477/mo

Principal & interest$2,590
Property taxes (actual bill)$728
Est. insurance$160

Illustrative only. Commercial loans are underwritten on the property’s income (DSCR, cap rate) — typically 25–35% down with lender-set terms. Ask a commercial lender for real numbers. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Financing

Commercial financing works differently from a home loan — expect roughly 25–35% down with terms driven by the property’s income and your lender’s underwriting (DSCR, cap rate), not FHA or VA programs. Ask David to connect you with a commercial lender for real numbers.

Where it sits

Location & trade area

43,000vehicles / day · 202526 St W to Sr 64/Manatee Ave · Traffic count · Florida DOT
5-min drive10-min drive15-min drive

What’s nearby

West Coast CartsRetail0 mi
O'BricksRestaurant0.1 mi
Kava Social ClubRestaurant0.1 mi
Florida Central Credit UnionBank0.2 mi
Hampton Inn & SuitesLodging0.2 mi
SpringHill Suites Bradenton Downtown/RiverfrontLodging0.3 mi
Pier 22Restaurant0.4 mi
Saw BlossomRetail0.6 mi
Gateway Bank of Southwest FloridaBank0.6 mi
CVS PharmacyBank0.6 mi
Kona Brewing Co. BarRestaurant0.6 mi
Courtyard Bradenton Sarasota/RiverfrontLodging0.6 mi
StarbucksRestaurant0.7 mi
KFCRestaurant0.7 mi
WawaGrocery0.7 mi
Coastal SmashRestaurant0.7 mi
Yuengling Plaza BarRestaurant0.7 mi
Stan Thompson Auto SalesRetail0.8 mi
REAL PRIME CARSRetail0.8 mi

Business data © OpenStreetMap contributors

The area

Who's around this property

1,923

Population

$68,419

Median income

47

Median age

2

Avg household

$316,192

Median home value

$1,554/mo

Median rent

108

Households w/ kids

Consumer profile

NetworkingTop 10%

Driven to succeed in the business world, this population seeks to progress in their career through networking happy hours, summits, and connecting with other professionals online.

Live & Local MusicTop 10%

This population follows the music. From local bands to current acts at the local venue, you can find these people researching band tours and how to get backstage passes.

Pieces of HistoryTop 10%

You can find these people researching an upcoming exhibit at the natural history museum or learning about a famous monument. This population enjoys learning about the past.

Love & RomanceTop 16%

Love is in the air when this population is present. Includes people expressing their feelings for significant others in special ways. Common activities include anniversaries and date nights.

Body ArtTop 16%

Who says the body isn't a canvas? This population loves talking about tattoos, body art and piercings.

Artistic AppreciationTop 18%

Galleries, city murals, and skillful latte art gets this population excited. They're always on the lookout for creative expression.

Recent sales

What actually sold near 528 12TH STREET W

The most comparable commercial properties that changed hands nearby. No two are identical — ask us for a full comparative analysis.

3651 CORTEZ ROAD W UNIT 100

$51,000

3651 CORTEZ ROAD W UNIT 100

Sold Jun 25, 2025

3639 CORTEZ ROAD UNIT 3639-222

$7,500

3639 CORTEZ ROAD UNIT 3639-222

Sold Jul 2, 2026

3639 CORTEZ ROAD UNIT 3639-130

$34,200

3639 CORTEZ ROAD UNIT 3639-130

Sold Oct 28, 2025

Your team

The pros in your corner

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, offers, and every question about 528 12TH STREET W — start here.

Andrew Acosta

Financing contact

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Ask about commercial financing options for 528 12TH STREET W.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Listing courtesy of PALM ISLAND REALTY · James Nagy, Pa. MLS #TB8482545.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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