1 PINE STREET, HOMOSASSA, FL, 34446
Active143 days on marketListed Mar 19, 2026MLS #TB8482530
About this home
1 PINE STREET
Build your dream home in the highly desirable Sugarmill Woods – Cypress Village community! This corner lot on .29-acre offers added flexibility for design and access, ideally positioned at the intersection of Cypress Blvd W and Pine St for easy navigation and a spacious feel. This homesite provides the perfect balance of privacy and natural surroundings while still being part of an established, deed-restricted neighborhood known for its tranquil setting and well-maintained homes. There’s plenty of room to create your ideal Florida retreat. Paved road access makes future development more convenient. No utilities are currently connected, allowing buyers to customize services to their needs. Enjoy low HOA fees of approximately $132/year, plus the option to join the Sugarmill Woods Civic Association for just $20/year, which provides access to community features such as golf, pool, pickleball, and tennis (additional fees may apply). Residents appreciate the peaceful surroundings, community planning, and proximity to nature, golf, and the Gulf Coast. Conveniently located near shopping, dining, medical facilities, and outdoor recreation—including boating, fishing, and the famous freshwater springs of Citrus County. Buyers - it is recommended you perform your due diligence including, but not limited to, zoning, rental restrictions, utilities, environmental studies, school assignment and availability, survey and easements, flood and evacuation zones, crime maps, sinkhole maps, and development possibilities to fully explore the potential this property has to offer. Appointment required—do not access property without authorization. Vacant land with unknown terrain; use caution. Hazards may include uneven ground, holes, vegetation, insects, and wildlife. Seller and listing broker make no representations regarding condition or safety. Enter at your own risk.
Facts & features
The home at a glance
0.29 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$311 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$311/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Cypress Village At Sugarmill Woods
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Homosassa. See the full Homosassa guide →
Cypress Village At Sugarmill Woods — neighborhood snapshot
Population
5,767
Median age
68
Median income
$74,848
Median home value
$304,688
Avg household
2
Households w/ children
413
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $303K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 94% below the HOMOSASSA 34446 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 1 PINE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$205,000
1 HOLLY COURT · same community
2 bd · 2 ba · 1,366 sqft · $150/sqft · 7 DOM
Sold · Apr ’26$255,000
111 PINE STREET · same community
3 bd · 2 ba · 1,475 sqft · $173/sqft · 249 DOM
Sold · Nov ’25$269,500
135 ANTON COURT · same community
2 bd · 2 ba · 1,508 sqft · $179/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1 PINE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1 PINE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1 PINE STREET FAQs
What would the monthly payment be for 1 PINE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $311/mo — principal and interest, the actual property-tax bill, the $11/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1 PINE STREET?+
The association fee works out to $11 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1 PINE STREET?+
The most recent tax bill on record (2025) was $427. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1 PINE STREET?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homosassa?+
At $16,500, this home is listed about 95% below the Homosassa median of $348,325. The market section on this page shows how the area is trending.
Which schools are assigned to 1 PINE STREET?+
Lecanto High School (high), Lecanto Primary School (elementary), Lecanto Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the HOMOSASSA 34446 market on paper
$16,500 is 94% below the HOMOSASSA 34446 median of $275,000.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
143 days on market against a Homosassa median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $20,000, now $16,500 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Toni Benton. MLS #TB8482530.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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