4036 SUNRAY DRIVE, HOLIDAY, FL, 34691
Active141 days on marketListed Mar 5, 2026MLS #TB8482406
About this home
4036 SUNRAY DRIVE
FOR LEASE – Enjoy peaceful lakefront living in this beautifully updated three-bedroom, two-bathroom home in Holiday. With a spacious driveway, one-car garage, and inviting large front porch, this home offers both curb appeal and everyday convenience. Inside, you’ll find stunning luxury plank flooring and a bright, functional layout. The dining room and kitchen combination is perfect for gathering, featuring stainless steel appliances, a large island with pendant lighting, and abundant cabinetry for storage and organization. A washer and dryer are included for added convenience. The primary bedroom offers a generously sized closet with custom organizers and a private en-suite bathroom complete with a glass-enclosed shower. The additional bedrooms are nicely sized and share an updated full bathroom with a tub/shower combination. A bonus room provides flexible space for a home office, playroom, or additional living area. Step outside to your backyard retreat with a private dock overlooking the lake - ideal for relaxing evenings, fishing, or enjoying your morning coffee with tranquil water views. With plenty of yard space to enjoy, this home offers the perfect blend of comfort and outdoor living. Don’t miss this opportunity to lease a beautifully updated waterfront home in a convenient location close to shopping, dining, and everyday amenities. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,842
Sqft
0.13 ac
Lot size
1
Garage
1970
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs ALOHA GARDENS
$1 vs $203
Days on market
141 vs 37 typical
Where $1/sqft sits among the 22 homes for sale in ALOHA GARDENS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Holiday
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Holiday. See the full Holiday guide →
HOLIDAY 34691 — neighborhood snapshot
Population
20,072
Median age
46.3
Median income
$48,387
Median home value
$172,100
Avg household
2.13
Households w/ children
1,689
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Holiday market
$236K → $230K
Holiday median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
12 of 22
ALOHA GARDENS have cut their price
Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the HOLIDAY 34691 median. See the full Holiday market guide →
Paper trail
This home's history
Reality check
What actually sold near 4036 SUNRAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$318,000
2527 OHIO PLACE · same community
4 bd · 3 ba · 1,827 sqft · $174/sqft · 124 DOM
Sold · Nov ’25$280,000
2317 CHATLIN ROAD · same community
3 bd · 3 ba · 1,736 sqft · $161/sqft · 87 DOM
Sold · Aug ’25$285,000
3245 BIGELOW DR DRIVE · same community
4 bd · 2 ba · 1,656 sqft · $172/sqft · 292 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4036 SUNRAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4036 SUNRAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4036 SUNRAY DRIVE FAQs
What would the monthly payment be for 4036 SUNRAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4036 SUNRAY DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Holiday?+
At $2,350, this home is listed about 99% below the Holiday median of $245,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4036 SUNRAY DRIVE?+
Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the HOLIDAY 34691 market on paper
$2,350 is 99% below the HOLIDAY 34691 median of $229,900, and at $1/sqft it sits under the Holiday average of $196.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
141 days on market against a Holiday median of 37 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,450, now $2,350 — a $100 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Ekaterina Osipova. MLS #TB8482406.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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