8325 112TH STREET UNIT 109, SEMINOLE, FL, 33772
Active153 days on marketListed Mar 3, 2026MLS #TB8482027
About this home
8325 112TH STREET UNIT 109
CONDO FEE INCLUDES EVERYTHING BUT ELECTRIC, INCLUDING CABLE! Don't miss this beautifully maintained 2-bedroom, 1-bathroom GROUND FLOOR condo in the highly desirable Seminole Gardens 55+ community in Seminole, Florida. This immaculate unit is right across from the clubhouse/pool area- making it one of the best locations in the community! It's exceptionally clean and MOVE-IN READY, showcasing pride of ownership throughout. The functional layout offers comfortable living and dining spaces, generously sized bedrooms, and the convenience of 1st-floor access—no stairs to climb! Location is everything, and this condo delivers. Just minutes from Gulf beaches, shopping, dining, medical facilities, and everyday conveniences, you’ll enjoy the perfect balance of peaceful community living with easy access to everything the area has to offer. The NEW ROOF was paid in 2024. Priced competitively and offering outstanding value for the location and condition, this is an excellent opportunity for full-time residents, seasonal buyers, or investors alike. HOA fee includes property taxes and cable! Don’t miss your chance to own a well-maintained home in one of Seminole’s most sought-after communities.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
836
Sqft
0.26 ac
Lot size
1966
Year built
One
Levels
$105
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$822 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$822/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.3%
$/sqft vs SEMINOLE GARDEN APTS CO-OP
$105 vs $120
Days on market
153 vs 44 typical
Where $105/sqft sits among the 22 homes for sale in SEMINOLE GARDEN APTS CO-OP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seminole
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
SEMINOLE 33772 — neighborhood snapshot
Population
23,428
Median age
50.5
Median income
$74,026
Median home value
$327,000
Avg household
2.24
Households w/ children
1,996
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
7 of 22
SEMINOLE GARDEN APTS CO-OP have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% below the SEMINOLE 33772 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 8325 112TH STREET UNIT 109
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$63,000
8455 112TH STREET UNIT 202 · same community
2 bd · 1 ba · 836 sqft · $75/sqft · 162 DOM
Sold · Feb ’26$35,000
8450 112TH STREET UNIT 102 · same community
2 bd · 1 ba · 836 sqft · $42/sqft · 14 DOM
Sold · Oct ’25$60,000
8533 110TH STREET UNIT 207 · same community
1 bd · 1 ba · 874 sqft · $69/sqft · 162 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8325 112TH STREET UNIT 109 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8325 112TH STREET UNIT 109 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8325 112TH STREET UNIT 109 FAQs
What would the monthly payment be for 8325 112TH STREET UNIT 109?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $822/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8325 112TH STREET UNIT 109?+
The most recent tax bill on record (2025) was $1,261. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8325 112TH STREET UNIT 109?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $88,000, this home is listed about 79% below the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 8325 112TH STREET UNIT 109?+
Seminole Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the SEMINOLE 33772 market on paper
$88,000 is 55% below the SEMINOLE 33772 median of $195,000, and at $105/sqft it sits under the Seminole average of $262.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
153 days on market against a Seminole median of 44 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Seminole Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $99,000, now $88,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Sandy Hartmann. MLS #TB8482027.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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