2443 DOVESONG TRACE DRIVE, RUSKIN, FL, 33570
Active142 days on marketListed Mar 3, 2026MLS #TB8481978
About this home
2443 DOVESONG TRACE DRIVE
One or more photo(s) has been virtually staged. PRICE IMPROVEMENT! ASSUMABLE LOAN AT 5.5%! Welcome to your private Florida retreat in the gated community of Hawks Point — where peaceful pond views, energy efficiency, and resort-style outdoor living come together beautifully. This upgraded pool home offers the perfect blend of comfort and functionality, beginning with luxury vinyl plank and tile flooring throughout the main living areas and an open-concept layout filled with natural light. Designed for both everyday living and entertaining, the spacious kitchen features 42" cabinetry, granite countertops, stainless steel appliances, a walk-in pantry with custom wood shelving, and generous prep space that flows seamlessly into the main living area. Step outside and experience your own backyard oasis. The saltwater pool showcases a PebbleTec finish, sun shelf, LED color-changing lighting, a new salt cell, and a pavered deck — all overlooking tranquil pond views. The fully fenced yard includes a pavered grilling area, outdoor bar (conveys), shed (conveys), and mounted outdoor TV (conveys), creating the ultimate space for year-round entertaining. This home is as efficient as it is beautiful. A fully paid 9.4 kW solar panel system provides significant energy savings. Additional upgrades include all new HVAC ductwork with installed UV lights, automatic light sensors, smart switches for lights and fans, new fixtures and ceiling fans, and a brand-new roof (2025). Hurricane shutters are also included for added peace of mind. The primary suite offers a relaxing escape with a double vanity, garden tub, separate shower, and walk-in closet. Secondary spaces are equally well-appointed with deep closets, granite bathroom countertops, French doors to the guest room, and a laundry room complete with cabinetry. The washer and dryer are included. The two-car garage provides additional storage and convenience. Located within Hawks Point, residents enjoy gated entry with barcode and keypad access, along with resort-style amenities including a community pool, fitness center, clubhouse, playground, dog park, and an active social calendar featuring community events, book clubs, sewing groups, and more. The clubhouse is also available to rent for private gatherings. HOA dues are just $279 per quarter. Move-in ready and loaded with upgrades, this home offers the rare combination of a 5.5% assumable loan, a paid-off solar system, a new roof, and a resort-style backyard—all within one of the area's most desirable gated communities. Schedule your private showing today and discover everything this exceptional home has to offer.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,482
Sqft
0.13 ac
Lot size
2
Garage
2016
Year built
Two
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,752 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,752/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−23.4%
Days on market
142 vs 51 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2443 DOVESONG TRACE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2443 DOVESONG TRACE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2443 DOVESONG TRACE DRIVE FAQs
What would the monthly payment be for 2443 DOVESONG TRACE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,752/mo — principal and interest, the actual property-tax bill, the $93/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2443 DOVESONG TRACE DRIVE?+
The association fee works out to $93 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2443 DOVESONG TRACE DRIVE?+
The most recent tax bill on record (2025) was $5,911. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2443 DOVESONG TRACE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $475,000, this home is listed about 36% above the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 2443 DOVESONG TRACE DRIVE?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$475,000 runs 42% above the RUSKIN 33570 median — but at 2,482 sqft it's also 32% larger than the typical Ruskin listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
142 days on market against a Ruskin median of 51 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $490,000, now $475,000 — a $15K cut. The full history is in the market section below.
Listing courtesy of LPT REALTY, LLC. · Ashley Mason. MLS #TB8481978.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ruskin homes, in your inbox
Like 2443 DOVESONG TRACE DRIVE but not quite? A daily digest of every new listing in Ruskin — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →