David Ramirez
$334,900$339,0001 bd1 ba513 sqft$653 /sqft$1,942 /mo all-in ↓

282 TREASURE ISLAND CAUSEWAY UNIT 12, TREASURE ISLAND, FL, 33706

Active165 days on marketListed Mar 2, 2026MLS #TB8481912

Priced 25% below the TREASURE ISLAND 33706 medianReduced $4KWaterfrontFully furnishedCondo - HotelMALYN CONDO MOTEL CONDO

About this home

282 TREASURE ISLAND CAUSEWAY UNIT 12

Turn-key bay front condo just two blocks from the award-winning Gulf beaches of Treasure Island with nightly rental flexibility and future bookings already in place. This beautifully renovated walk-up 2nd-floor, fully furnished one-bedroom, one-bath condo offers the ideal blend of personal getaway and income-producing investment in the heart of Treasure Island, FL. Wake up to peaceful water views where dolphins and manatees are often spotted just offshore, enjoy your morning coffee overlooking the bay, and end the day with vibrant waterfront sunsets. Inside, the unit has been thoughtfully updated with luxury vinyl plank flooring, an updated kitchen featuring stainless steel appliances, granite countertops, an updated bathroom, and a NEW A/C system (2025). Located within The Malyn, a classic waterfront condo-motel community known for its Old Florida charm, owners have the flexibility of daily, weekly, or monthly rentals with the option for self-management, on-site, or off-site professional management. Community amenities include a heated waterfront pool overlooking the bay, two private docks for fishing, kayaking, paddle boarding, temporary boat docking, or watching the annual holiday boat parades, a screened waterfront cabana with grills, shuffleboard courts, and on-site laundry facilities. Ideally positioned and close to so many great Treasure Island spots including local restaurants, shops, beach bars, ice cream, grocery stores, and John’s Pass Village & Boardwalk (1.2 miles) with waterfront dining, dolphins cruises, boat rentals, and live entertainment or nearby Treasure Bay Golf & Tennis Club. Enjoy the other beach communities along the coast by taking advantage of the nearby Suncoast Beach Trolly stop. Downtown St. Petersburg and Clearwater Beach are just a short drive away, offering additional dining, culture, and nightlife. Less than 27 miles to Tampa International Airport and about 99 miles to the magic of Disney World this condo is perfectly located. The HOA fee INCLUDES ELECTRIC, sewer, trash, water, cable, Wi-Fi, and exterior maintenance. The property is being offered fully furnished and professionally managed with future bookings in place. The building features a NEW ROOF (2025) and freshly painted exterior doors. Cash or specialty financing required due to condo-motel classification. Pets up to 20 lbs are allowed. This bay front condo delivers location, flexibility, and strong rental potential in one of Treasure Island’s most desirable and convenient settings.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

513

Sqft

0 ac

Lot size

1961

Year built

One

Levels

$653

Per sqft

WaterfrontPool & Water viewFurnishedPets allowed

Inside

FlooringVinyl
AppliancesMicrowave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Solid Wood Cabinets · Stone Counters · Thermostat
LaundryCommon Area · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofBuilt-Up
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesSouth
ParkingCommon · Ground Level · Guest · Open
ExteriorBalcony · Courtyard · Lighting · Outdoor Grill · Outdoor Shower · Sidewalk

Community & fees

Taxes (2025)$2,851/yr
PetsYes
CommunityBay/Harbor Front · Dock · Fishing · Intracoastal Waterway · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,942 /mo · 30% down, 30-yr fixed at 6.9%

Principal & interest$1,544
Property tax — 2025 actual bill$238
Insurance (FL estimate)$160

Why the rate is different here

Loan typeCondo-hotel / non-warrantableTypical down payment30%+Rate premium+0.5–1.0%

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Down payment30% · $100,470
Interest rate6.90%
Loan term

Estimated payment

$1,942/mo

Principal & interest$1,544
Property taxes (actual bill)$238
Est. insurance$160

Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Treasure Island actives

$653 vs $523

Days on market

165 vs 96 typical

Where $653/sqft sits among the 166 Treasure Island actives

61
38
20 · this home
17
14
16
$253–410$410–568$568–726$726–883$883–1041$1041+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Treasure Island

Map of 282 TREASURE ISLAND CAUSEWAY UNIT 12

Drive times from this address

Downtown Tampa38 min
Tampa Int’l Airport (TPA)38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Treasure Island. See the full Treasure Island guide →

TREASURE ISLAND 33706 — neighborhood snapshot

Population

15,347

Median age

62.2

Median income

$97,364

Median home value

$616,800

Avg household

1.79

Households w/ children

453

For the school run

Pinellas County School District

MiddleAzalea Middle School★★★★
ElementaryAzalea Elementary School★★★★
HighBoca Ciega High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Treasure Island market

Seller’s marketLeans buyer8.8 months of inventoryBuyer’s market

$685K$623K

Treasure Island median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

89 of 166

Treasure Island actives have cut their price

Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% below the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →

Paper trail

This home's history

CurrentPrice reduced to $334,900 $4K
Mar 2, 2026Listed at $339,000 · 165 days on market since
1961Built · MALYN CONDO MOTEL CONDO

Reality check

What actually sold near 282 TREASURE ISLAND CAUSEWAY UNIT 12

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

282 TREASURE ISLAND CAUSEWAY UNIT 15Sold · Jan ’26

$320,000

282 TREASURE ISLAND CAUSEWAY UNIT 15 · same community

1 bd · 1 ba · 513 sqft · $624/sqft · 34 DOM

8921 BLIND PASS ROAD UNIT 338Sold · Apr ’26

$165,000

8921 BLIND PASS ROAD UNIT 338

1 bd · 1 ba · 470 sqft · $351/sqft · 49 DOM

8921 BLIND PASS ROAD UNIT 244Sold · Apr ’26

$205,000

8921 BLIND PASS ROAD UNIT 244

1 bd · 1 ba · 470 sqft · $436/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 282 TREASURE ISLAND CAUSEWAY UNIT 12 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 282 TREASURE ISLAND CAUSEWAY UNIT 12 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

282 TREASURE ISLAND CAUSEWAY UNIT 12 FAQs

What would the monthly payment be for 282 TREASURE ISLAND CAUSEWAY UNIT 12?+

With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $1,942/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 282 TREASURE ISLAND CAUSEWAY UNIT 12?+

The most recent tax bill on record (2025) was $2,851. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 282 TREASURE ISLAND CAUSEWAY UNIT 12?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Treasure Island?+

At $334,900, this home is listed about 51% below the Treasure Island median of $679,500. The market section on this page shows how the area is trending.

Which schools are assigned to 282 TREASURE ISLAND CAUSEWAY UNIT 12?+

Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the TREASURE ISLAND 33706 market on paper

$334,900 is 25% below the TREASURE ISLAND 33706 median of $448,500.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The trade-off to know about

Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.

04Strong assigned schools

Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $339,000, now $334,900 — a $4K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Christine Mitchell. MLS #TB8481912.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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