SHELLEY TRAIL, KISSIMMEE, FL, 34747
Active153 days on marketListed Mar 2, 2026MLS #TB8481722
About this home
SHELLEY TRAIL
Seller Financing Available. 8 Acres – OAE5 Zoning – Osceola County, FL APN# 21-25-27-3302-0001-0070 Rare opportunity to own approximately 8 acres in unincorporated Osceola County zoned OAE5, typically allowing one single-family residence per 5 acres with room for accessory structures such as a barn or workshop (buyer to verify). Ideal for long-term investment, conservation use, or land banking in a growing area. Well and septic would likely be required if buildable (buyer to confirm). The entire property is classified as wetlands. Buyer is responsible for conducting all due diligence regarding wetlands delineation, environmental regulations, mitigation requirements, and potential buildability with Osceola County and the appropriate state and federal agencies. Cash purchase only. Buyer pays all closing costs.
Facts & features
The home at a glance
8.01 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$483 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$483/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Happy Trails
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Happy Trails — neighborhood snapshot
Population
563
Median age
41
Median income
$90,203
Median home value
$447,202
Avg household
2
Households w/ children
29%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$369K → $358K
Kissimmee median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 90% below the KISSIMMEE 34747 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near SHELLEY TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$700,000
305 HARGROVE LANE · same community
3 bd · 2 ba · 2,072 sqft · $338/sqft · 89 DOM
Sold · Jan ’26$760,000
8310 HAPPY TRAILS · same community
3 bd · 2 ba · 2,660 sqft · $286/sqft · 143 DOM
Sold · Jul ’26$392,500
844 DRIVING RANGE COURT
3 bd · 2.5 ba · 1,659 sqft · $237/sqft · 273 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about SHELLEY TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for SHELLEY TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
SHELLEY TRAIL FAQs
What would the monthly payment be for SHELLEY TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $483/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on SHELLEY TRAIL?+
The most recent tax bill on record (2025) was $838. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Kissimmee?+
At $40,000, this home is listed about 89% below the Kissimmee median of $379,850. The market section on this page shows how the area is trending.
Which schools are assigned to SHELLEY TRAIL?+
Westside K-8 School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the KISSIMMEE 34747 market on paper
$40,000 is 90% below the KISSIMMEE 34747 median of $399,900.
02Time on market is leverage
153 days on market against a Kissimmee median of 45 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $200,000, now $40,000 — a $160K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FIELDS OF PROSPER LLC · Clarence Fields. MLS #TB8481722.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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