416 ROYAL EMPRESS DRIVE, RUSKIN, FL, 33570
Active146 days on marketListed Mar 1, 2026MLS #TB8481655
About this home
416 ROYAL EMPRESS DRIVE
Welcome to waterfront living with style, serenity and true move-in ease at 416 Royal Empress Drive! Located in the desirable Glencove at Baypark community, this beautifully updated two-story home offers modern upgrades, outdoor living, and an ideal location near Apollo Beach amenities and Tampa International Airport. Step inside to a bright, open floor plan designed for everyday comfort and entertaining. The upgraded kitchen is a showstopper, featuring ceiling-height cabinetry with soft-close drawers and dovetail construction, granite countertops, a large center island, stylish backsplash, stainless steel GE appliances, and an oversized upgraded sink. Luxury vinyl plank flooring flows throughout the first floor, along with a convenient guest bathroom with upgraded finishes. Upstairs, you’ll find four spacious bedrooms, two full bathrooms, and a versatile loft ideal for a home office, playroom, or media space. The primary suite is a peaceful retreat with stunning lake views, a walk-in closet, and a spa-inspired en-suite bath featuring upgraded cabinetry, quartz countertops, and a separate shower with new sliding glass doors. A second full bathroom with upgraded cabinets and quartz countertops, plus a full-size washer and dryer on the second floor, add everyday convenience. Outside, enjoy a fully fenced backyard with a patio and fire pit overlooking the tranquil lake—perfect for relaxing evenings, entertaining guests, or enjoying Florida sunsets. Also included in the back yard mango tree, mandarin, pomegranate, and banana trees. What truly sets this home apart: all furnishings throughout the home are available for purchase, including bedroom, living, kitchen, and bathroom furnishings, along with barely used yard equipment such as a lawn mower and maintenance tools. This offers a rare, truly turnkey, move-in-ready opportunity for the right buyer or family—ideal for relocations, second-home buyers, or anyone wanting a seamless transition. Residents enjoy access to a community pool and walking trails, with shopping, dining, schools, parks, and major commuter routes to Tampa and Sarasota just minutes away. Move-in ready, waterfront, fully upgraded, and optionally fully furnished—this home is ready when you are.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,914
Sqft
0.12 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,022 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,022/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10%
$/sqft vs Ruskin actives
$193 vs $180
Days on market
146 vs 51 typical
Where $193/sqft sits among the 290 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
163 of 290
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 416 ROYAL EMPRESS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$390,000
413 ROYAL EMPRESS DRIVE · same community
6 bd · 3 ba · 2,614 sqft · $149/sqft · 308 DOM
Sold · Nov ’25$330,000
406 2ND STREET SW
3 bd · 2 ba · 1,876 sqft · $176/sqft · 5 DOM
Sold · May ’26$355,990
1207 TROPICAL HAMMOCK PLACE
4 bd · 2 ba · 1,828 sqft · $195/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 416 ROYAL EMPRESS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 416 ROYAL EMPRESS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
416 ROYAL EMPRESS DRIVE FAQs
What would the monthly payment be for 416 ROYAL EMPRESS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,022/mo — principal and interest, the actual property-tax bill, the $145/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 416 ROYAL EMPRESS DRIVE?+
The association fee works out to $145 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 416 ROYAL EMPRESS DRIVE?+
The most recent tax bill on record (2024) was $4,575. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 416 ROYAL EMPRESS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $369,000, this home is listed about 5% above the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 416 ROYAL EMPRESS DRIVE?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Calese Nitti. MLS #TB8481655.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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