641 KENSINGTON LAKE CIRCLE, BRANDON, FL, 33511
Active154 days on marketListed Mar 1, 2026MLS #TB8481528
About this home
641 KENSINGTON LAKE CIRCLE
Looking for investment opportunity? This is the perfect with tenants included! Welcome to this property at the center of all commercial and shopping of Brandon. Located in the prime commercial area of Brandon and a short drive from Brandon Regional Hospital, Brandon Mall, I-75, I-4, I-301 and the Selmon Expressway. You can't find another location as perfect as this one. A lower HOA, really easy to deal for lease, community pool, water, trash and sewer included on the HOA monthly fee. Don't missed this spectacular unit with new kitchen quartz countertop and hand made solid wood cabinet. Relaxed view from lanai to the lake/pond. A green backyard for pets or make your BBQ area. Property special for investor not first time buyers. FHA available by 12/15/2026.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,159
Sqft
0.03 ac
Lot size
1998
Year built
Two
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,248 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,248/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.5%
$/sqft vs Brandon actives
$203 vs $211
Days on market
154 vs 23 typical
Where $203/sqft sits among the 262 Brandon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Brandon
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Brandon. See the full Brandon guide →
BRANDON 33511 — neighborhood snapshot
Population
60,399
Median age
38
Median income
$77,383
Median home value
$324,900
Avg household
2.63
Households w/ children
7,399
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Brandon market
$375K → $387K
Brandon median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
137 of 262
Brandon actives have cut their price
Median sold price, Brandon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% below the BRANDON 33511 median. See the full Brandon market guide →
Paper trail
This home's history
Reality check
What actually sold near 641 KENSINGTON LAKE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$358,000
1728 ELK SPRING DRIVE
3 bd · 2 ba · 1,307 sqft · $274/sqft · 197 DOM
Sold · Feb ’26$290,000
1610 ELK SPRING DRIVE
3 bd · 2 ba · 1,316 sqft · $220/sqft · 56 DOM
Sold · Dec ’25$320,000
1625 PORTSMOUTH LAKE DRIVE
3 bd · 2 ba · 1,329 sqft · $241/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 641 KENSINGTON LAKE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 641 KENSINGTON LAKE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
641 KENSINGTON LAKE CIRCLE FAQs
What would the monthly payment be for 641 KENSINGTON LAKE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,248/mo — principal and interest, the actual property-tax bill, the $347/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 641 KENSINGTON LAKE CIRCLE?+
The association fee works out to $347 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 641 KENSINGTON LAKE CIRCLE?+
The most recent tax bill on record (2025) was $3,047. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 641 KENSINGTON LAKE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Brandon?+
At $235,000, this home is listed about 36% below the Brandon median of $369,900. The market section on this page shows how the area is trending.
Which schools are assigned to 641 KENSINGTON LAKE CIRCLE?+
Kingswood Elementary School (elementary), Bloomingdale High School (high), Rodgers Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BRANDON 33511 market on paper
$235,000 is 31% below the BRANDON 33511 median of $342,500, and at $203/sqft it sits under the Brandon average of $215.
02Time on market is leverage
154 days on market against a Brandon median of 23 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Kingswood Elementary School, Bloomingdale High School, Rodgers Middle Magnet School, Patricia Sullivan Metropolitan Ministries Partnership School — Bloomingdale High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of AVENUE HOMES LLC · Marileidy Garcia Diaz. MLS #TB8481528.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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