David Ramirez
$349,999$397,7774 bd2 ba2,065 sqft$169 /sqft$2,730 /mo all-in ↓

17807 GARSALASO CIRCLE, BROOKSVILLE, FL, 34604

Active151 days on marketListed Mar 5, 2026MLS #TB8480826

Reduced $48KSingle Family ResidenceHERNANDO OAKS PH 3

About this home

17807 GARSALASO CIRCLE

SPACE, PRIVACY & VALUE IN HERNANDO OAKS! NEW PRICE—NOW 349,999! Exceptional value in the newer section of Hernando Oaks! This spacious 2018-built home offers 4 bedrooms, 2 baths, a 2-car garage and 2,065 square feet of comfortable living space. Now priced more than 10,000 below a nearby active listing with the same floor plan—and currently the lowest-priced 4-bedroom home in this section of the community. Inside, you’ll find attractive upgraded countertops and appliances, a spacious open layout and plenty of room for everyday living, entertaining or working from home. Why pay more for the same floor plan? The seller has positioned this home to be one of the strongest values in Hernando Oaks. Current public-record property taxes are 2,928.00; future taxes and exemptions may vary, and buyers should independently verify. If you have been waiting for the right home at the right price, this is the opportunity to act. Schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,065

Sqft

0.18 ac

Lot size

2

Garage

2018

Year built

One

Levels

$169

Per sqft

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom · Stone Counters
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ParkingGarage Door Opener
ExteriorIrrigation System · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$111/mo
Taxes (2025)$2,928/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions · Gated Community - No Guard · Golf Carts OK · Golf

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,730 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$244
HOA fee — from the listing$111
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$2,730/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$244
HOA / condo fee$111
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$310KedgeAI estimate $343,029 · range $323K$353K$367K

vs edgeAI estimate

+2%

$/sqft vs HERNANDO OAKS PH 3

$169 vs $174

Days on market

151 vs 45 typical

Where $169/sqft sits among the 8 homes for sale in HERNANDO OAKS PH 3

3 · this home
2
0
1
0
2
$162–171$171–181$181–190$190–199$199–208$208+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hernando Oaks

Map of 17807 GARSALASO CIRCLE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)57 min
Downtown Tampa61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Brooksville. See the full Brooksville guide →

Hernando Oaks — neighborhood snapshot

Population

1,224

Median age

54

Median income

$92,682

Median home value

$318,800

Avg household

3

Households w/ children

90%

For the school run

Hernando County School District

ElementaryMoton Elementary School★★★★
MiddleD. S. Parrott Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Brooksville market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$303K$326K

Brooksville median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

5 of 8

HERNANDO OAKS PH 3 have cut their price

Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% above the BROOKSVILLE 34604 median. See the full Brooksville market guide →

Paper trail

This home's history

CurrentPrice reduced to $349,999 $48K
Mar 5, 2026Listed at $397,777 · 151 days on market since
2018Built · HERNANDO OAKS PH 3

Reality check

What actually sold near 17807 GARSALASO CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5283 BYRONIC COURTSold · Apr ’26

$397,500

5283 BYRONIC COURT · same community

4 bd · 2 ba · 1,846 sqft · $215/sqft · 66 DOM

5150 DIANTHA WAYSold · Jun ’26

$245,100

5150 DIANTHA WAY · same community

4 bd · 2 ba · 1,830 sqft · $134/sqft · 16 DOM

5196 BYRONIC COURTSold · Sep ’25

$379,000

5196 BYRONIC COURT · same community

4 bd · 2 ba · 1,830 sqft · $207/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 17807 GARSALASO CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17807 GARSALASO CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

17807 GARSALASO CIRCLE FAQs

What would the monthly payment be for 17807 GARSALASO CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,730/mo — principal and interest, the actual property-tax bill, the $111/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 17807 GARSALASO CIRCLE?+

The association fee works out to $111 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 17807 GARSALASO CIRCLE?+

The most recent tax bill on record (2025) was $2,928. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 17807 GARSALASO CIRCLE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Brooksville?+

At $349,999, this home is listed about 4% above the Brooksville median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to 17807 GARSALASO CIRCLE?+

Moton Elementary School (elementary), D. S. Parrott Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BEACHES TO RANCHES REALTY · James Saffell. MLS #TB8480826.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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