5101 CHIPOTLE LANE, WESLEY CHAPEL, FL, 33544
Active133 days on marketListed Mar 13, 2026MLS #TB8480785
About this home
5101 CHIPOTLE LANE
Virtually Staged. Price Improvement **Back on the market** Previous contract terminated due to buyer financing. Property appraised and inspections completed. Don’t miss this second chance, there loos, is your gain! Freshly updated 3 bedroom, 2.5 bathroom end-unit townhome in a gated Wesley Chapel community. The home was recently upgraded with new laminate flooring and fresh interior paint, along with updated lighting, granite countertops, and solid wood cabinetry, giving the space a clean, move-in ready feel. Being an end unit, the home offers extra privacy and natural light. Up front you’ll find a welcoming covered porch that’s perfect for morning coffee, while the recently epoxy-coated rear lanai provides a comfortable outdoor space without having a neighbor on one adjacent side. The HOA also allows fencing if a future owner wants to create an even more private setting as shown in the staged photo. As mentioned, the community itself is gated with a private pool and two assigned parking spaces, and the location is one of the biggest highlights. You’re just minutes from I-75, Wesley Chapel Blvd, SR 56, and Overpass Road, making commuting easy. Everyday convenience is right around the corner with The Grove at Wesley Chapel, KRATE at The Grove, along with plenty of dining, shopping, and entertainment. Tampa Premium Outlets is about 10 minutes away, and Epperson Lagoon is roughly 15 minutes away. A great opportunity to own in one of Wesley Chapel’s fastest growing areas. Schedule your showing today!!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,650
Sqft
0.06 ac
Lot size
2016
Year built
Two
Levels
$147
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,326 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,326/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.6%
$/sqft vs Wesley Chapel actives
$147 vs $201
Days on market
133 vs 32 typical
Where $147/sqft sits among the 400 Wesley Chapel actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Santa Fe At Westbrooke
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
Santa Fe At Westbrooke — neighborhood snapshot
Population
1,318
Median age
37
Median income
$120,852
Median home value
$326,100
Avg household
3
Households w/ children
185
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $435K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
204 of 400
Wesley Chapel actives have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the WESLEY CHAPEL 33544 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 5101 CHIPOTLE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$270,000
5048 CHIPOTLE LANE · same community
3 bd · 2.5 ba · 1,650 sqft · $164/sqft · 16 DOM
Sold · Sep ’25$275,000
5043 CACTUS NEEDLE LANE · same community
4 bd · 2.5 ba · 1,676 sqft · $164/sqft · 29 DOM
Sold · Sep ’25$276,000
5025 CACTUS NEEDLE LANE · same community
4 bd · 3 ba · 1,676 sqft · $165/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5101 CHIPOTLE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5101 CHIPOTLE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5101 CHIPOTLE LANE FAQs
What would the monthly payment be for 5101 CHIPOTLE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,326/mo — principal and interest, the actual property-tax bill, the $315/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5101 CHIPOTLE LANE?+
The association fee works out to $315 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5101 CHIPOTLE LANE?+
The most recent tax bill on record (2025) was $3,795. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5101 CHIPOTLE LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $242,500, this home is listed about 44% below the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.
Which schools are assigned to 5101 CHIPOTLE LANE?+
Veterans Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the WESLEY CHAPEL 33544 market on paper
$242,500 is 32% below the WESLEY CHAPEL 33544 median of $354,950, and at $147/sqft it sits under the Wesley Chapel average of $217.
02Time on market is leverage
133 days on market against a Wesley Chapel median of 32 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Veterans Elementary School, Wiregrass Ranch High School, Dr. John Long Middle School — Wiregrass Ranch High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $365,000, now $242,500 — a $123K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LIFESTYLE INTERNATIONAL REALTY · Luis Chaparro. MLS #TB8480785.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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