6475 SHORELINE DRIVE UNIT 5102, ST PETERSBURG, FL, 33708
Active164 days on marketListed Feb 26, 2026MLS #TB8480210
About this home
6475 SHORELINE DRIVE UNIT 5102
SELLER WILLING TO PAY CLOSING COSTS OR 6 MONTHS OF HOA FEES! Take advantage of this rare opportunity to own a beautifully maintained 2-bedroom, 2-bath condo with a private one-car garage, expansive screened patio, and peaceful water views in the highly desirable gated 55+ community of Shores of Long Bayou! This light-filled residence offers a spacious split-bedroom floor plan designed for comfortable everyday living and effortless entertaining. Relax on the oversized screened patio overlooking the water, where you'll enjoy beautiful views and the serenity of Florida's natural surroundings. The private garage provides valuable storage and convenience, making this home stand out from many others in the community. Shores of Long Bayou offers resort-style amenities, including 24-hour guard-gated security, a heated pool and spa, fitness center, clubhouse, tennis and pickleball courts, scenic walking trails, and an active social calendar. The monthly HOA fee includes cable, internet, water, sewer, trash, exterior maintenance, grounds maintenance, and access to community amenities, providing a truly low-maintenance lifestyle. Ideally located just minutes from Madeira Beach, the Gulf of Mexico, shopping, dining, medical facilities, and the vibrant downtown Seminole and St. Petersburg areas, this home is perfect as a full-time residence or seasonal retreat. If you've been searching for maintenance-free Florida living with a garage, water views, and exceptional amenities, this is the one!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,135
Sqft
0.4 ac
Lot size
1
Garage
1999
Year built
One
Levels
$254
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,325 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,325/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+41.5%
$/sqft vs St Petersburg actives
$254 vs $326
Days on market
164 vs 55 typical
Where $254/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
219 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% below the ST PETERSBURG 33708 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 6475 SHORELINE DRIVE UNIT 5102
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$220,000
6575 99TH WAY N UNIT 22205 · same community
2 bd · 2 ba · 1,195 sqft · $184/sqft · 31 DOM
Sold · May ’26$255,000
6450 SHORELINE DRIVE UNIT 9202 · same community
2 bd · 2 ba · 1,195 sqft · $213/sqft · 293 DOM
Sold · Oct ’25$290,000
6425 SHORELINE DRIVE UNIT 10102 · same community
2 bd · 2 ba · 1,195 sqft · $243/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6475 SHORELINE DRIVE UNIT 5102 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6475 SHORELINE DRIVE UNIT 5102 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6475 SHORELINE DRIVE UNIT 5102 FAQs
What would the monthly payment be for 6475 SHORELINE DRIVE UNIT 5102?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,325/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6475 SHORELINE DRIVE UNIT 5102?+
The most recent tax bill on record (2025) was $4,106. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6475 SHORELINE DRIVE UNIT 5102?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $288,000, this home is listed about 33% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6475 SHORELINE DRIVE UNIT 5102?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33708 market on paper
$288,000 is 36% below the ST PETERSBURG 33708 median of $450,000, and at $254/sqft it sits under the St Petersburg average of $382.
02Time on market is leverage
164 days on market against a St Petersburg median of 55 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $315,000, now $288,000 — a $27K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Lynnea McKay. MLS #TB8480210.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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