David Ramirez
$529,900$544,9003 bd2.5 ba2,480 sqft$214 /sqft$4,594 /mo all-in ↓

18756 WIMBLEDON CIRCLE, LUTZ, FL, 33558

Active144 days on marketListed Feb 26, 2026MLS #TB8480209

Reduced $15KTownhouseCHEVAL TENNIS VILLG CONDO 4

About this home

18756 WIMBLEDON CIRCLE

Virtually Staged. **SELLER TO COVER 1 YEAR OF HOA DUES WITH A FULL-PRICE CONTRACT & CLEAN 4-POINT INSPECTION REPORT AVAILABLE** Welcome to Cheval Golf & Country Club, one of Tampa Bay’s most prestigious 24-hour guard-gated communities — where luxury, privacy, and resort-style living come together in the heart of Lutz. This elegant two-story townhome offers a rare blend of sophistication and low-maintenance ease in a setting that feels like a private retreat. A stately double-door entry opens to a secluded courtyard with a charming fountain, setting the tone for the experience within. Inside, natural light fills the thoughtfully designed floor plan, highlighting refined architectural details including crown molding, tray ceilings, plantation shutters, tile flooring, and a striking wood-tread staircase. The formal dining room creates an inviting space for entertaining, while two fireplaces — one in the living room and another in the primary suite — add warmth and character. The gourmet kitchen is beautifully appointed with granite countertops, stainless steel appliances, upgraded cabinetry, and a sunlit breakfast nook overlooking peaceful conservation views. Designed for both everyday living and effortless hosting, this space balances form and function seamlessly. Upstairs, the primary suite serves as a true sanctuary, complete with its own fireplace, dual vanities, soaking tub, walk-in shower, and spacious closet. Secondary bedrooms are generously sized and offer flexibility for guests, family, or a dedicated home office. Step outside to the screened lanai with brick pavers and enjoy tranquil mornings or quiet evenings surrounded by lush greenery — where deer occasionally wander through the conservation backdrop. Additional highlights include a newer A/C system, a two-car garage with guest parking nearby, and HOA coverage that includes the roof and water — providing genuine maintenance-free living. As a resident of Cheval, you have the opportunity to join the renowned Cheval Golf & Athletic Club, offering championship golf, tennis, fitness facilities, resort-style pool, fine dining, and an active social calendar. Here, lifestyle is elevated and community is curated. Conveniently located near Downtown Tampa, Tampa International Airport, top-rated schools, premier shopping and dining, and the Gulf beaches, this home delivers luxury without sacrificing accessibility. This is more than a townhome. It’s a refined way of living. Welcome to Cheval. Welcome home.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,480

Sqft

0.03 ac

Lot size

2

Garage

1990

Year built

Two

Levels

$214

Per sqft

Fireplace

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Range · Refrigerator · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Walk-In Closet(s)
LaundryIn Kitchen · Inside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock · Slab
FacesWest
ExteriorAwning(s) · Courtyard · Sidewalk

Community & fees

HOA fee$575/mo
Taxes (2024)$6,061/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Stable(s) · Irrigation-Reclaimed Water · Park · Pool · Racquetball · Restaurant · Sidewalks · Special Community Restrictions · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available · Electricity Connected · Sewer Available · Sewer Connected · Sprinkler Recycled · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,594 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,119
FHA mortgage insurance (est.)$234
Property tax — 2024 actual bill$505
HOA fee — from the listing$575
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,547Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,547
Interest rate6.00%
Loan term

Estimated payment

$4,594/mo

Principal & interest$3,119
FHA mortgage insurance (est.)$234
Property taxes (actual bill)$505
HOA / condo fee$575
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lutz actives

$214 vs $243

Days on market

144 vs 35 typical

Where $214/sqft sits among the 260 Lutz actives

75 · this home
88
51
17
9
20
$172–215$215–257$257–300$300–342$342–385$385+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lutz

Map of 18756 WIMBLEDON CIRCLE

Drive times from this address

Tampa Int’l Airport (TPA)23 min
Downtown Tampa31 min

Get to know Lutz. See the full Lutz guide →

LUTZ 33558 — neighborhood snapshot

Population

30,912

Median age

40.4

Median income

$107,427

Median home value

$479,300

Avg household

2.76

Households w/ children

4,377

For the school run

Hillsborough County School District

ElementaryMcKitrick Elementary School★★★★★
MiddleMartinez Middle School★★★★★
HighSteinbrenner High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$580K$487K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

144 of 260

Lutz actives have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 45% above the LUTZ 33558 median. See the full Lutz market guide →

Paper trail

This home's history

CurrentPrice reduced to $529,900 $15K
Feb 26, 2026Listed at $544,900 · 144 days on market since
1990Built · CHEVAL TENNIS VILLG CONDO 4

Reality check

What actually sold near 18756 WIMBLEDON CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

18001 SPARROWS NEST DRIVESold · Oct ’25

$700,000

18001 SPARROWS NEST DRIVE

4 bd · 3 ba · 2,463 sqft · $284/sqft · 10 DOM

17906 SPARROWS NEST DRIVESold · Jun ’26

$685,000

17906 SPARROWS NEST DRIVE

4 bd · 3 ba · 2,503 sqft · $274/sqft · 30 DOM

5017 TORREY HILLS LANESold · Jul ’26

$544,000

5017 TORREY HILLS LANE

4 bd · 2 ba · 2,401 sqft · $227/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 18756 WIMBLEDON CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18756 WIMBLEDON CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

18756 WIMBLEDON CIRCLE FAQs

What would the monthly payment be for 18756 WIMBLEDON CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,594/mo — principal and interest, the actual property-tax bill, the $575/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 18756 WIMBLEDON CIRCLE?+

The association fee works out to $575 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 18756 WIMBLEDON CIRCLE?+

The most recent tax bill on record (2024) was $6,061. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 18756 WIMBLEDON CIRCLE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lutz?+

At $529,900, this home is listed about 8% above the Lutz median of $489,999. The market section on this page shows how the area is trending.

Which schools are assigned to 18756 WIMBLEDON CIRCLE?+

McKitrick Elementary School (elementary), Martinez Middle School (middle), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$529,900 runs 45% above the LUTZ 33558 median — but at 2,480 sqft it's also 16% larger than the typical Lutz listing.

02Know the monthly fee

The association fee is $575/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Time on market is leverage

144 days on market against a Lutz median of 35 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

McKitrick Elementary School, Martinez Middle School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — McKitrick Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $544,900, now $529,900 — a $15K cut. The full history is in the market section below.

Listing courtesy of MUSGRAVE GROUP LLC · KT Tershowski. MLS #TB8480209.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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