4480 OVERLOOK DRIVE NE UNIT 10, ST PETERSBURG, FL, 33703
Active166 days on marketListed Mar 1, 2026MLS #TB8480113
About this home
4480 OVERLOOK DRIVE NE UNIT 10
WELCOME TO LAKE OVERLOOK—a beautifully restored FIRST-FLOOR END UNIT in the heart of Shore Acres, one of Northeast St. Petersburg's most desirable neighborhoods. This spacious 2-bedroom, 2-bath condo offers 1,145 square feet of comfortable living with EXTRA NATURAL LIGHT, peaceful courtyard views, and an easy, LOW-MAINTENANCE lifestyle. Following the 2024 hurricanes, the condominium association completed PROFESSIONAL REMEDIATION AND RESTORATION at NO COST to the owner, allowing the next buyer to enjoy refreshed interior finishes with added peace of mind. Updates include UPDATED STAINLESS-STEEL APPLIANCES, stone countertops, new flooring, baseboards, and fresh finishes throughout. The open living and dining area flows into a bright FLORIDA ROOM—perfect for morning coffee, entertaining, or simply unwinding at the end of the day. The desirable SPLIT-BEDROOM FLOOR PLAN provides added privacy, while the spacious primary suite features a walk-in closet and en-suite bath. Assigned parking and a PRIVATE STORAGE CLOSET add everyday convenience. Lake Overlook is a PET-FRIENDLY community surrounded by multi-million-dollar waterfront homes and offers a pool, fishing dock, lakeside grill area, BBQ area, and scenic walking paths. Exciting community improvements are already underway, including updated landscaping, new signage, a renovated clubhouse with a new kitchen and furnishings, and upgraded laundry facilities. HOA fees include cable, internet, water, sewer, trash, exterior maintenance, building insurance, and community amenities. Just minutes from vibrant downtown St. Petersburg, waterfront parks, shopping, dining, golf, and major commuter routes, this MOVE-IN-READY condo offers the perfect blend of QUIET COMMUNITY LIVING and city convenience. Whether you're looking for a full-time residence, seasonal getaway, or investment opportunity, this is one you won't want to miss. MOTIVATED SELLER!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,145
Sqft
1.44 ac
Lot size
1974
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,232 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,232/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−39.4%
$/sqft vs LAKE OVERLOOK APTS
$161 vs $162
Days on market
166 vs 58 typical
Where $161/sqft sits among the 7 homes for sale in LAKE OVERLOOK APTS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Shore Acres
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Shore Acres — neighborhood snapshot
Population
5,665
Median age
43
Median income
$152,582
Median home value
$595,023
Avg household
3
Households w/ children
736
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
5 of 7
LAKE OVERLOOK APTS have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% below the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4480 OVERLOOK DRIVE NE UNIT 10
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$100,000
4480 OVERLOOK DR DRIVE NE UNIT 17 · same community
2 bd · 2 ba · 1,145 sqft · $87/sqft · 151 DOM
Sold · Jan ’26$145,000
4560 OVERLOOK DRIVE NE UNIT 168 · same community
2 bd · 2 ba · 1,175 sqft · $123/sqft · 83 DOM
Sold · Sep ’25$102,000
4560 OVERLOOK DRIVE NE UNIT 167 · same community
2 bd · 1.5 ba · 1,015 sqft · $100/sqft · 101 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4480 OVERLOOK DRIVE NE UNIT 10 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4480 OVERLOOK DRIVE NE UNIT 10 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4480 OVERLOOK DRIVE NE UNIT 10 FAQs
What would the monthly payment be for 4480 OVERLOOK DRIVE NE UNIT 10?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,232/mo — principal and interest, the actual property-tax bill, the $784/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4480 OVERLOOK DRIVE NE UNIT 10?+
The association fee works out to $784 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4480 OVERLOOK DRIVE NE UNIT 10?+
The most recent tax bill on record (2025) was $1,478. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4480 OVERLOOK DRIVE NE UNIT 10?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $184,000, this home is listed about 58% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4480 OVERLOOK DRIVE NE UNIT 10?+
Shore Acres Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ST PETERSBURG 33703 market on paper
$184,000 is 57% below the ST PETERSBURG 33703 median of $425,000, and at $161/sqft it sits under the St Petersburg average of $381.
02Know the monthly fee
The association fee is $784/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
166 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Shore Acres Elementary School, Northeast High School, Meadowlawn Middle School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $199,000, now $184,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP INNOVATION · David Ponte. MLS #TB8480113.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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