16815 WHISPER ELM STREET, WIMAUMA, FL, 33598
Active162 days on marketListed Feb 25, 2026MLS #TB8479890
About this home
16815 WHISPER ELM STREET
This fully detached, single-family home *not an attached villa* is ideally positioned towards the front of the community and just down the street from the pool, offering both privacy and convenience in the highly sought-after Medley at Southshore Bay, Wimauma’s premier 55+ resort-style community. This 2 bed | 2 bath | 2.5-car garage home with a flex room is thoughtfully designed on a single level with no shared walls and no stairs, combining easy living with true independence. Inside, a bright open-concept great room flows seamlessly into a well-appointed kitchen featuring 42-inch cabinetry and granite countertops, while the split-bedroom layout provides separation and privacy for the primary suite. Step out to your screened lanai to enjoy the Florida breeze, with the added benefit of an HOA that covers lawn care, exterior maintenance, roof upkeep, cable, and high-speed internet. Residents enjoy access to the community’s standout feature - the 5-acre Crystal Lagoon, complete with sandy beach entry, water slides, kayaking, paddleboarding, and a swim-up bar with poolside dining. The clubhouse offers a grand ballroom, fitness center, billiards, and game rooms, while additional amenities include pickleball, bocce, walking and biking trails, and a dog park. Medley at Southshore Bay is a golf-cart-friendly community designed for an active, social lifestyle, with an on-site café, private cabanas, and year-round events. Conveniently located near I-75 and US-301, you’re within easy reach of Tampa and Gulf Coast beaches. Schedule your private showing to experience the balance of privacy, convenience, and resort-style living this home offers.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,761
Sqft
0.14 ac
Lot size
2
Garage
2020
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,155 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,155/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.9%
$/sqft vs FOREST BROOKE ACTIVE ADULT PH
$207 vs $208
Days on market
162 vs 40 typical
Where $207/sqft sits among the 11 homes for sale in FOREST BROOKE ACTIVE ADULT PH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wimauma
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wimauma. See the full Wimauma guide →
The numbers that matter
The Wimauma market
$354K → $364K
Wimauma median sold, yr/yr
98.6%
Sale-to-list ratio (12 mo)
4 of 11
FOREST BROOKE ACTIVE ADULT PH have cut their price
Median sold price, Wimauma, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 16815 WHISPER ELM STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$303,000
17231 HOLLY WELL AVENUE · same community
2 bd · 2.5 ba · 1,744 sqft · $174/sqft · 370 DOM
Sold · Sep ’25$282,500
17228 HOLLY WELL AVENUE · same community
2 bd · 2.5 ba · 1,737 sqft · $163/sqft · 130 DOM
Sold · Dec ’25$302,000
16847 WHISPER ELM STREET · same community
2 bd · 2.5 ba · 1,737 sqft · $174/sqft · 315 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16815 WHISPER ELM STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16815 WHISPER ELM STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16815 WHISPER ELM STREET FAQs
What would the monthly payment be for 16815 WHISPER ELM STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,155/mo — principal and interest, the actual property-tax bill, the $320/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16815 WHISPER ELM STREET?+
The association fee works out to $320 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16815 WHISPER ELM STREET?+
The most recent tax bill on record (2024) was $4,377. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16815 WHISPER ELM STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wimauma?+
At $365,000, this home is priced right at the Wimauma median.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Osmary Aguilar. MLS #TB8479890.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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