David Ramirez
$134,000$164,0002 bd2 ba1,400 sqft$96 /sqft$2,161 /mo all-in ↓

19029 US HIGHWAY 19 N UNIT 18F, CLEARWATER, FL, 33764

Active159 days on marketListed Feb 27, 2026MLS #TB8479823

Priced 39% below the CLEARWATER 33764 medianReduced $30KVillaIMPERIAL COVE 11

About this home

19029 US HIGHWAY 19 N UNIT 18F

Virtually Staged. Welcome to your slice of paradise in Imperial Cove, where waterfront living meets unmatched space, comfort, and convenience. This is a rare opportunity to own the largest floor plan in the community, offering generous living space that truly sets this villa apart. Designed for both comfort and easy Florida living, the home features a brand-new roof as well as laminate and tile flooring throughout — absolutely no carpet — creating a clean, modern look that’s both stylish and low maintenance. Step inside to an expansive, light-filled layout with oversized living and dining areas perfect for entertaining or simply enjoying everyday life. The spacious kitchen offers abundant storage and functionality, while the well-proportioned bedrooms provide peaceful retreats. The additional square footage gives you flexibility for a home office, hobby space, or extended entertaining area — a standout feature you won’t find in smaller units. Imperial Cove amenities include: Gated waterfront community with 24-hour security Heated swimming pool overlooking the bay Clubhouse with fitness center, billiards room, library & social activities Shuffleboard courts & community putting green Walking paths, waterfront seating areas, and a fishing pier Active social calendar with clubs and events Location is everything — and this home delivers. Situated along US-19, you’re just: Minutes from vibrant downtown Tampa A short drive to the beautiful Gulf Beaches Convenient to Tampa International Airport and St. Pete–Clearwater International Airport Close to shopping, dining, healthcare facilities, and everyday conveniences Whether you're ready to downsize without sacrificing space or simply want the largest villa available in this sought-after waterfront community, this home offers exceptional value and lifestyle appeal. Opportunities to own one of the largest units in Imperial Cove are rare — schedule your private showing today and make your move toward easy, maintenance-free Florida living.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,400

Sqft

3.53 ac

Lot size

1977

Year built

One

Levels

$96

Per sqft

55+ community

Inside

FlooringLaminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofOther
ConstructionBlock
FoundationSlab
FacesEast
ExteriorStorage

Community & fees

HOA fee$928/mo
Taxes (2025)$2,695/yr
PetsNo
CommunityClubhouse · Fitness Center · Gated Community - No Guard · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,161 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$789
FHA mortgage insurance (est.)$59
Property tax — 2025 actual bill$225
HOA fee — from the listing$928
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,690Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,690
Interest rate6.00%
Loan term

Estimated payment

$2,161/mo

Principal & interest$789
FHA mortgage insurance (est.)$59
Property taxes (actual bill)$225
HOA / condo fee$928
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $134K
$129KedgeAI estimate $242,963 · range $214K$290K$301K

vs edgeAI estimate

−44.8%

$/sqft vs Clearwater actives

$96 vs $227

Days on market

159 vs 55 typical

Where $96/sqft sits among the 399 Clearwater actives

135 · this home
145
64
20
7
28
$96–189$189–282$282–376$376–469$469–562$562+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Imperial Cove

Map of 19029 US HIGHWAY 19 N UNIT 18F inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)26 min
Downtown Tampa30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

Imperial Cove — neighborhood snapshot

Population

1,021

Median age

57

Median income

$66,250

Median home value

$198,300

Avg household

2

Households w/ children

9%

For the school run

Pinellas County School District

MiddleOak Grove Middle School★★★★★
ElementaryBelcher Elementary School★★★★★
HighClearwater High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$328K$350K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

224 of 399

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% below the CLEARWATER 33764 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $134,000 $30K
Feb 27, 2026Listed at $164,000 · 159 days on market since
1977Built · IMPERIAL COVE 11

Reality check

What actually sold near 19029 US HIGHWAY 19 N UNIT 18F

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19029 US HIGHWAY 19 N UNIT 17ASold · Sep ’25

$180,000

19029 US HIGHWAY 19 N UNIT 17A · same community

2 bd · 2 ba · 1,400 sqft · $129/sqft · 160 DOM

19029 US HIGHWAY 19 N UNIT 19CSold · Oct ’25

$205,000

19029 US HIGHWAY 19 N UNIT 19C · same community

2 bd · 2 ba · 1,400 sqft · $146/sqft · 186 DOM

19029 US HIGHWAY 19 N UNIT 18BSold · Feb ’26

$180,000

19029 US HIGHWAY 19 N UNIT 18B · same community

2 bd · 2 ba · 1,150 sqft · $157/sqft · 158 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 19029 US HIGHWAY 19 N UNIT 18F — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19029 US HIGHWAY 19 N UNIT 18F — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

19029 US HIGHWAY 19 N UNIT 18F FAQs

What would the monthly payment be for 19029 US HIGHWAY 19 N UNIT 18F?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,161/mo — principal and interest, the actual property-tax bill, the $928/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 19029 US HIGHWAY 19 N UNIT 18F?+

The association fee works out to $928 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 19029 US HIGHWAY 19 N UNIT 18F?+

The most recent tax bill on record (2025) was $2,695. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 19029 US HIGHWAY 19 N UNIT 18F?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $134,000, this home is listed about 51% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 19029 US HIGHWAY 19 N UNIT 18F?+

Oak Grove Middle School (middle), Belcher Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the CLEARWATER 33764 market on paper

$134,000 is 39% below the CLEARWATER 33764 median of $219,900, and at $96/sqft it sits under the Clearwater average of $276.

02Know the monthly fee

The association fee is $928/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Time on market is leverage

159 days on market against a Clearwater median of 55 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $164,000, now $134,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Chad Leonberg. MLS #TB8479823.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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