1185 MISSION CIRCLE, CLEARWATER, FL, 33759
Active139 days on marketListed Mar 7, 2026MLS #TB8479642
About this home
1185 MISSION CIRCLE
Virtually Staged. Private Oasis in a 55+ Paradise! Skip the flood insurance and the yard work! This stunning 2BR/1BA updated villa in Mission Hills sits on a premier, private lot with peaceful green views. Why you’ll love it: • Updated modern finishes. • Open Concept living with a sleek kitchen and ventless laundry. • Prime Location: Minutes from Kapok Park, biking trails, and BayCare Ballpark. • Ultimate Value: HOA covers almost everything—Roof, Water, Gas, Cable, Internet, and Trash. Turnkey and waiting for you. Come see why this is the most secluded spot in the community!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
812
Sqft
0 ac
Lot size
1971
Year built
One
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,867 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,867/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.6%
$/sqft vs MISSION HILLS CONDO
$177 vs $163
Days on market
139 vs 47 typical
Where $177/sqft sits among the 9 homes for sale in MISSION HILLS CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33759 — neighborhood snapshot
Population
17,647
Median age
45.5
Median income
$63,804
Median home value
$295,000
Avg household
2.23
Households w/ children
1,632
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
5 of 9
MISSION HILLS CONDO have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the CLEARWATER 33759 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1185 MISSION CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$89,900
1612 FLINT DRIVE E UNIT 85-A · same community
2 bd · 1 ba · 812 sqft · $111/sqft · 2 DOM
Sold · Dec ’25$117,000
1278 MISSION CIRCLE UNIT 45B · same community
2 bd · 1 ba · 812 sqft · $144/sqft · 146 DOM
Sold · Jun ’26$95,000
2946 FEATHER DRIVE · same community
2 bd · 1 ba · 812 sqft · $117/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1185 MISSION CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1185 MISSION CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1185 MISSION CIRCLE FAQs
What would the monthly payment be for 1185 MISSION CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,867/mo — principal and interest, the actual property-tax bill, the $616/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1185 MISSION CIRCLE?+
The association fee works out to $616 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1185 MISSION CIRCLE?+
The most recent tax bill on record (2025) was $2,159. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1185 MISSION CIRCLE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $144,000, this home is listed about 48% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1185 MISSION CIRCLE?+
Eisenhower Elementary School (elementary), Safety Harbor Middle School (middle), Countryside High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CLEARWATER 33759 market on paper
$144,000 is 6% below the CLEARWATER 33759 median of $152,450, and at $177/sqft it sits under the Clearwater average of $275.
02Know the monthly fee
The association fee is $616/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
139 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $154,900, now $144,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Marsha Rantala, PA. MLS #TB8479642.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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