David Ramirez
$548,5002 bd2 ba1,055 sqft$520 /sqft$4,233 /mo all-in ↓

13440 GULF BOULEVARD UNIT 202, MADEIRA BEACH, FL, 33708

Active159 days on marketListed Feb 24, 2026MLS #TB8479559

WaterfrontFully furnishedCondominiumCOLLWOOD THE CONDO

About this home

13440 GULF BOULEVARD UNIT 202

Welcome to Collwood 202, second-floor unit offering partial views of the Intracoastal Waterway and peaceful east-facing sunrises from the main living areas. Enjoy this peaceful gulf front area of Madeira Beach set back from Gulf Blvd. Fully furnished with charming coastal décor, the condo features a spacious, open layout that’s perfect for personal use (owner use is not restricted) or weekly vacation rentals. Natural light fills the unit, creating a warm and inviting atmosphere throughout. Collwood offers the ease of an on-site rental and management office, ideal for generating hassle-free rental income, self-manage or choose your own rental company. Community amenities include a newly renovated beachfront pool with modern glass fencing for unobstructed Gulf breezes, plenty of lounge seating, a BBQ grilling area, and shuffleboard. The secure, updated lobby with coded access leads to indoor corridors, offering easy access and weather protection year-round.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,055

Sqft

0.42 ac

Lot size

1981

Year built

One

Levels

$520

Per sqft

WaterfrontCity & Water viewFurnished

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorLiving Room/Dining Room Combo · Open Floorplan · Split Bedroom · Window Treatments
LaundryIn Kitchen · Inside
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofBuilt-Up
ConstructionConcrete · Stucco
FoundationStilt/On Piling
ViewCity · Water
FacesEast
ExteriorBalcony

Community & fees

Taxes (2025)$7,215/yr
PetsNo
CommunityGulf/Ocean Front · Association Recreation - Owned · Buyer Approval Required · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,233 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,229
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$601
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,198Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,198
Interest rate6.00%
Loan term

Estimated payment

$4,233/mo

Principal & interest$3,229
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$601
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $549K
$517KedgeAI estimate $591,114 · range $539K$662K$688K

vs edgeAI estimate

−7.2%

$/sqft vs Madeira Beach actives

$520 vs $613

Days on market

159 vs 88 typical

Where $520/sqft sits among the 113 Madeira Beach actives

57 · this home
40
4
4
1
7
$277–628$628–979$979–1329$1329–1680$1680–2031$2031+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mitchell's Beach

Map of 13440 GULF BOULEVARD UNIT 202 inside its neighborhood boundary

Drive times from this address

Downtown Tampa40 min
Tampa Int’l Airport (TPA)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Madeira Beach. See the full Madeira Beach guide →

Mitchell's Beach — neighborhood snapshot

Population

377

Median age

61

Median income

$117,645

Median home value

$104,438

Avg household

2

Households w/ children

10%

For the school run

Pinellas County School District

ElementaryOrange Grove Elementary School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★
MiddleSeminole Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Madeira Beach market

Seller’s marketLeans buyer9.5 months of inventoryBuyer’s market

$573K$585K

Madeira Beach median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

53 of 113

Madeira Beach actives have cut their price

Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% above the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →

Paper trail

This home's history

Feb 24, 2026Listed at $548,500 · 159 days on market since
1981Built · COLLWOOD THE CONDO

Reality check

What actually sold near 13440 GULF BOULEVARD UNIT 202

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11500 GULF BOULEVARD UNIT 513Sold · Apr ’26

$979,000

11500 GULF BOULEVARD UNIT 513

2 bd · 2 ba · 1,013 sqft · $966/sqft · 324 DOM

11650 CAPRI CIRCLE S UNIT 108Sold · Apr ’26

$399,000

11650 CAPRI CIRCLE S UNIT 108

2 bd · 2 ba · 1,110 sqft · $359/sqft · 138 DOM

11901 LAGOON LANE UNIT 303Sold · Jun ’26

$500,000

11901 LAGOON LANE UNIT 303

2 bd · 2 ba · 1,110 sqft · $450/sqft · 79 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13440 GULF BOULEVARD UNIT 202 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13440 GULF BOULEVARD UNIT 202 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

13440 GULF BOULEVARD UNIT 202 FAQs

What would the monthly payment be for 13440 GULF BOULEVARD UNIT 202?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,233/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13440 GULF BOULEVARD UNIT 202?+

The most recent tax bill on record (2025) was $7,215. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13440 GULF BOULEVARD UNIT 202?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Madeira Beach?+

At $548,500, this home is listed about 31% below the Madeira Beach median of $799,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13440 GULF BOULEVARD UNIT 202?+

Orange Grove Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$548,500 runs 16% above the MADEIRA BEACH 33708 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Orange Grove Elementary School, Richard O Jacobson Technical High School At Seminole, Seminole Middle School — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of TOTAL REALTY SERVICES INC · Doreen Moore. MLS #TB8479559.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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