1104 BEACH TRAIL UNIT 1, INDIAN ROCKS BEACH, FL, 33785
Active160 days on marketListed Feb 23, 2026MLS #TB8479460
About this home
1104 BEACH TRAIL UNIT 1
Stunning DIRECT GULF FRONT views from this fully remodeled 2-bed, 2-bath condo in Indian Rocks Beach. Located in a secluded 4-unit Beach House Condo, this front-row unit feels private and peaceful — practically on top of the sand with unobstructed sunsets from your balcony. Inside, bright laminated floors and coastal-chic fixtures set the tone. The fully renovated kitchen boasts quartz countertops, modern cabinetry and newer appliances. An oversized laundry closet with updated washer/dryer adds convenience. Both bathrooms were tastefully redesigned with glass showers and designer vanities; the master suite offers Gulf views and a wall-to-wall closet. Thoughtful storage includes a dedicated unit for beach chairs and gear. Systems updates include newer doors and windows, water heater and a 2022 HVAC. Parking is under the building (2–3 cars deep) with additional locked storage below. Walk to local restaurants, beach bars, cafes, grocery stores, fitness studios and waterfront parks — enjoy private beachfront living with easy access to dining and amenities. Schedule a private showing today.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,130
Sqft
0.18 ac
Lot size
1982
Year built
One
Levels
$973
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,304 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,304/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+204%
$/sqft vs Indian Rocks Beach actives
$973 vs $616
Days on market
160 vs 48 typical
Where $973/sqft sits among the 87 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$953K → $781K
Indian Rocks Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
47 of 87
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% above the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1104 BEACH TRAIL UNIT 1
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$335,000
11722 CURRIE LANE UNIT H1
2 bd · 2 ba · 1,137 sqft · $295/sqft · 7 DOM
Sold · Oct ’25$310,000
11722 CURRIE LANE UNIT C3
2 bd · 2 ba · 1,137 sqft · $273/sqft · 58 DOM
Sold · Dec ’25$302,500
11722 CURRIE LANE UNIT E1
2 bd · 2 ba · 1,137 sqft · $266/sqft · 96 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1104 BEACH TRAIL UNIT 1 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1104 BEACH TRAIL UNIT 1 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1104 BEACH TRAIL UNIT 1 FAQs
What would the monthly payment be for 1104 BEACH TRAIL UNIT 1?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,304/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1104 BEACH TRAIL UNIT 1?+
The most recent tax bill on record (2025) was $9,554. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1104 BEACH TRAIL UNIT 1?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $1,100,000, this home is listed about 54% above the Indian Rocks Beach median of $712,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1104 BEACH TRAIL UNIT 1?+
Anona Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,100,000 runs 57% above the INDIAN ROCKS BEACH 33785 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
160 days on market against a Indian Rocks Beach median of 48 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Anona Elementary School, Largo High School, Seminole Middle School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTER · Jorge Rodriguez. MLS #TB8479460.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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