905 N HARBOR CITY BOULEVARD UNIT 204, MELBOURNE, FL, 32935
Active166 days on marketListed Feb 23, 2026MLS #TB8479444
About this home
905 N HARBOR CITY BOULEVARD UNIT 204
Affordable luxury, exceptional views. This second-floor condo has 3-bedroom, 2-bath waterfront residence offers tranquil views of the Eau Gallie River and marina with a functional split floor plan. The living area opens to a large screened balcony--perfect for river breezes and boat watching. Dining area features a built-in wet bar with wine storage and sink. The kitchen includes stainless steel appliances and granite countertops. The primary suite enjoys water views, a double-sink vanity, and walk-in shower. Tile and wood flooring, in-unit laundry, hurricane-rated balcony screens, extra storage, and garage parking included. Minutes to Downtown Eau Gallie dining, shopping, and arts. HOA covers cable, internet, water, sewer, trash, insurance, and exterior maintenance. Community pool, clubhouse, and elevators. PLEASE DO NOT TURN CEILING FANS OFF!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,713
Sqft
0.73 ac
Lot size
1
Garage
1985
Year built
One
Levels
$315
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,651 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,651/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Melbourne actives
$315 vs $220
Days on market
166 vs 35 typical
Where $315/sqft sits among the 73 Melbourne actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Melbourne
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Melbourne. See the full Melbourne guide →
MELBOURNE 32935 — neighborhood snapshot
Population
41,533
Median age
40.3
Median income
$63,841
Median home value
$240,500
Avg household
2.28
Households w/ children
4,331
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melbourne market
$375K → $320K
Melbourne median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
23 of 73
Melbourne actives have cut their price
Median sold price, Melbourne, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% above the MELBOURNE 32935 median. See the full Melbourne market guide →
Paper trail
This home's history
Reality check
What actually sold near 905 N HARBOR CITY BOULEVARD UNIT 204
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$300,000
1725 DODGE CIRCLE N
3 bd · 2 ba · 1,735 sqft · $173/sqft · 33 DOM
Sold · Dec ’25$418,000
1359 RICHMOND DRIVE
4 bd · 3 ba · 1,680 sqft · $249/sqft · 25 DOM
Sold · Oct ’25$300,689
1530 WINDWARD DRIVE
4 bd · 2 ba · 1,636 sqft · $184/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 905 N HARBOR CITY BOULEVARD UNIT 204 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 905 N HARBOR CITY BOULEVARD UNIT 204 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
905 N HARBOR CITY BOULEVARD UNIT 204 FAQs
What would the monthly payment be for 905 N HARBOR CITY BOULEVARD UNIT 204?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,651/mo — principal and interest, the actual property-tax bill, the $759/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 905 N HARBOR CITY BOULEVARD UNIT 204?+
The association fee works out to $759 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 905 N HARBOR CITY BOULEVARD UNIT 204?+
The most recent tax bill on record (2025) was $3,844. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 905 N HARBOR CITY BOULEVARD UNIT 204?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Melbourne?+
At $539,000, this home is listed about 57% above the Melbourne median of $342,500. The market section on this page shows how the area is trending.
Which schools are assigned to 905 N HARBOR CITY BOULEVARD UNIT 204?+
Dr. W.J. Creel Elementary School (elementary), Lyndon B. Johnson Middle School (middle), Eau Gallie High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$539,000 runs 80% above the MELBOURNE 32935 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $759/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
166 days on market against a Melbourne median of 35 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SPACE COAST · Richard Lemon. MLS #TB8479444.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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