452 SUMMIT CHASE DRIVE, VALRICO, FL, 33594
Active150 days on marketListed Feb 23, 2026MLS #TB8479337
About this home
452 SUMMIT CHASE DRIVE
**Huge price improvement to make this home your own custom estate! Located in the sought-after, small, non-deed restricted neighborhood of Miller Woods, this 3BR/3BA pool home offers incredible potential to update and customize to your style while building maximum equity and charm. Situated on an oversized lot with no backyard neighbors, the fully fenced yard provides privacy and space to enjoy Florida living. The backyard also features a spacious shed with power—perfect for a workshop, hobby space, or additional storage. Major updates include a new hot water heater (2026), roof (2018), HVAC (2023), and newer pool pump for added peace of mind. The neighborhood also offers reclaimed water for irrigation, helping keep utility costs low. A rare opportunity to own a pool home on a large private lot in a desirable location with flexibility and no deed restrictions.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,373
Sqft
0.33 ac
Lot size
2
Garage
1986
Year built
One
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,471 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,471/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Miller Woods
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
Miller Woods — neighborhood snapshot
Population
883
Median age
44
Median income
$121,563
Median home value
$407,600
Avg household
3
Households w/ children
116
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$445K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the VALRICO 33594 median. See the full Valrico market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 452 SUMMIT CHASE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 452 SUMMIT CHASE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
452 SUMMIT CHASE DRIVE FAQs
What would the monthly payment be for 452 SUMMIT CHASE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,471/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 452 SUMMIT CHASE DRIVE?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 452 SUMMIT CHASE DRIVE?+
The most recent tax bill on record (2024) was $3,559. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 452 SUMMIT CHASE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $475,000, this home is priced right at the Valrico median.
Which schools are assigned to 452 SUMMIT CHASE DRIVE?+
Valrico Elementary School (elementary), Mulrennan Middle School (middle), Durant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$475,000 runs 16% above the VALRICO 33594 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
150 days on market against a Valrico median of 34 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Valrico Elementary School, Mulrennan Middle School, Durant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Valrico Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $510,000, now $475,000 — a $35K cut. The full history is in the market section below.
Listing courtesy of FLORIDA EXECUTIVE REALTY · Laura Camp. MLS #TB8479337.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Valrico homes, in your inbox
Like 452 SUMMIT CHASE DRIVE but not quite? A daily digest of every new listing in Valrico — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →