1819 HAMMOCKS AVENUE UNIT 1819, LUTZ, FL, 33549
Active140 days on marketListed Mar 5, 2026MLS #TB8479215
About this home
1819 HAMMOCKS AVENUE UNIT 1819
Beautiful updated 3 bedroom, 2 bath split floor plan home featuring a luxious updated bathe with tile and granite walk in shower and garden tub and plenty of storage, including spacious walk in closets, cathedral ceilings huge dinning room, ceiling fans lots of windows. Enjoy serene lake views , dock and fishing pier with boat access. Quiet neighborhood.The back patio is on a preserve and is screened and tiled floor. The home also offers a garage with storage. The Kitchen has stainless steel appliances and granite countertops , all-wood cabinetry, large bar and the entire house is artisticly painted and a dedicated laundry room - combining comfort, style, and functionality in one stunning space. Community pool and gated entrance for your security. Tenant in place till - with a 30 day move out clause. Roof is 3 yrs new.Engineered wood floors and over 1800 sq feet of living space. Great Place to live close to 75 and the veterans express way. Convenient to the Outlet mall , and 30 minutes to the beautiful beaches of Sunny Florida.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,724
Sqft
0.02 ac
Lot size
1
Garage
2005
Year built
Two
Levels
$156
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,633 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,633/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.7%
Days on market
140 vs 35 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Heron Cove
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
Heron Cove — neighborhood snapshot
Population
1,438
Median age
52
Median income
$62,379
Median home value
$269,107
Avg household
2
Households w/ children
141
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the LUTZ 33549 median. See the full Lutz market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1819 HAMMOCKS AVENUE UNIT 1819 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1819 HAMMOCKS AVENUE UNIT 1819 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1819 HAMMOCKS AVENUE UNIT 1819 FAQs
What would the monthly payment be for 1819 HAMMOCKS AVENUE UNIT 1819?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,633/mo — principal and interest, the actual property-tax bill, the $375/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1819 HAMMOCKS AVENUE UNIT 1819?+
The association fee works out to $375 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1819 HAMMOCKS AVENUE UNIT 1819?+
The most recent tax bill on record (2025) was $4,741. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1819 HAMMOCKS AVENUE UNIT 1819?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $269,000, this home is listed about 45% below the Lutz median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 1819 HAMMOCKS AVENUE UNIT 1819?+
Lake Myrtle Elementary School (elementary), Charles S. Rushe Middle School (middle), Sunlake High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LUTZ 33549 market on paper
$269,000 is 39% below the LUTZ 33549 median of $440,000, and at $156/sqft it sits under the Lutz average of $269.
02Time on market is leverage
140 days on market against a Lutz median of 35 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lake Myrtle Elementary School, Charles S. Rushe Middle School, Sunlake High School — Charles S. Rushe Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $289,900, now $269,000 — a $21K cut. The full history is in the market section below.
Listing courtesy of DENNIS REALTY & INV. CORP. · Debra Fuxan, PA. MLS #TB8479215.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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