120 SANDS POINT DRIVE, TIERRA VERDE, FL, 33715
Active156 days on marketListed Feb 27, 2026MLS #TB8479113
About this home
120 SANDS POINT DRIVE
Showcasing breathtaking open water views of Tampa Bay and the iconic Skyway Bridge, this exceptional 4-bedroom, 4-bath executive pool home is perfectly positioned in the highly sought-after community of Tierra Verde. Ideally located just 30 minutes from Tampa International Airport, 10 minutes to vibrant downtown St Petersburg, 10 minutes to St Pete Beach, and only 5 minutes from the pristine, award-winning shores of Ft De Soto Park, this home offers the perfect balance of luxury and convenience. Inside, an open-concept floor plan with soaring ceilings and abundant natural light creates a bright and airy atmosphere. Nearly every room captures the sweeping water views, bringing the beauty of the Bay indoors. The gourmet chef’s kitchen seamlessly connects to the living and family rooms and is thoughtfully appointed with a Wolf gas range and Sub-Zero refrigerator—ideal for entertaining or everyday culinary enjoyment. The expansive primary suite is located on the main floor and features tranquil water views, private access to the lanai, and a luxurious en suite bath complete with a soaking tub and separate shower. A versatile loft area overlooks the main living space, adding flexibility for a home office or additional lounge. The fourth bedroom/bonus room offers its own private deck with spectacular views and a full bath—perfect for guests or extended stays. Step outside to your personal waterfront retreat. The expansive covered lanai extends from the living, dining, and primary bedroom, overlooking the newly refinished pool and the sparkling Bay beyond. Launch your boat, kayak or paddleboard from the new seawall and composite dock, or simply relax and enjoy frequent wildlife sightings, including dolphin and manatee. With close proximity to I-275, Eckerd College, the beaches, and the vibrant energy of downtown St. Petersburg, adventure and leisure are always within reach. Just beyond the neighborhood, miles of scenic biking and walking trails connect you to breathtaking coastal destinations and the renowned Pinellas and Skyway Trails. Live every day as if you’re on vacation. Don’t miss this extraordinary waterfront opportunity—schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,536
Sqft
0.28 ac
Lot size
2
Garage
1981
Year built
Multi/Split
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$232 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$232/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tierra Verde actives
$3 vs $441
Days on market
156 vs 66 typical
Where $3/sqft sits among the 61 Tierra Verde actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tierra Verde
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tierra Verde. See the full Tierra Verde guide →
TIERRA VERDE 33715 — neighborhood snapshot
Population
7,932
Median age
62.6
Median income
$105,068
Median home value
$539,700
Avg household
1.99
Households w/ children
442
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tierra Verde market
$628K → $1.1M
Tierra Verde median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
36 of 61
Tierra Verde actives have cut their price
Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 96% below the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →
Paper trail
This home's history
Reality check
What actually sold near 120 SANDS POINT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,550,000
612 1ST AVENUE S · same community
4 bd · 4 ba · 3,608 sqft · $430/sqft · 4 DOM
Sold · Dec ’25$3,550,000
713 1ST AVENUE S · same community
4 bd · 3 ba · 3,310 sqft · $1,073/sqft · 4 DOM
Sold · Oct ’25$1,500,000
116 9TH STREET E · same community
4 bd · 3 ba · 3,068 sqft · $489/sqft · 201 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 120 SANDS POINT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 120 SANDS POINT DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
120 SANDS POINT DRIVE FAQs
What would the monthly payment be for 120 SANDS POINT DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $232/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 120 SANDS POINT DRIVE?+
The listing reports pets: Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tierra Verde?+
At $10,000, this home is listed about 99% below the Tierra Verde median of $830,000. The market section on this page shows how the area is trending.
Which schools are assigned to 120 SANDS POINT DRIVE?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TIERRA VERDE 33715 market on paper
$10,000 is 96% below the TIERRA VERDE 33715 median of $267,500, and at $3/sqft it sits under the Tierra Verde average of $523.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
156 days on market against a Tierra Verde median of 66 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $12,000, now $10,000 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Cheryl Cook. MLS #TB8479113.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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