109 SW 37TH PLACE, CAPE CORAL, FL, 33991
Pending165 days on marketListed Feb 21, 2026MLS #TB8479027
About this home
109 SW 37TH PLACE
"Motivated Seller" Beautifully designed modern residence offering 4 BEDROOMS and 3 BATHROOMS with a bright, expansive layout that feels open and seamlessly connected throughout. The heart of the home is the stunning KITCHEN, featuring a STATEMENT WATERFALL ISLAND, CUSTOM CABINETRY,DOUBLE WALL OVENS, WINE COOLER, and sleek contemporary finishes, all flowing effortlessly into the main living and dining areas. The PRIMARY SUITE delivers a spa-like retreat with a JETTED SOAKING TUB, OVERSIZED WALK-IN SHOWER with multiple shower heads, DUALVANITIES, and refined designer details. Additional bedrooms provide excellent flexibility for guests, home office, or den space. Interior highlights include TILE FLOORING THROUGHOUT, TRAY AND COFFERED CEILINGS, BUILT-IN CABINETRY, and IMPACT-RESISTANT WINDOWSAND DOORS for comfort and peace of mind. Outdoor living is elevated with a SCREENED LANAI showcasing a HEATED SALTWATER POOL, POOLBATH, OUTDOOR SHOWER, and a FULL OUTDOOR KITCHEN ideal for entertaining, all complemented by PROFESSIONAL LANDSCAPING and an AUTOMATIC SPRINKLER SYSTEM. Private and located in a NON-HOA area with central utilities, this home offers modern style, functional living, and a refined Florida lifestyle.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,322
Sqft
0.23 ac
Lot size
3
Garage
2026
Year built
One
Levels
$297
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,346 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,346/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4%
$/sqft vs CAPE CORAL
$297 vs $243
Days on market
165 vs 49 typical
Where $297/sqft sits among the 126 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33991 — neighborhood snapshot
Population
25,991
Median age
46.5
Median income
$82,927
Median home value
$351,100
Avg household
2.62
Households w/ children
2,614
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $390K
Cape Coral median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
49 of 126
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 121% above the CAPE CORAL 33991 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 109 SW 37TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$418,000
239 SW 24TH PLACE · same community
4 bd · 3 ba · 2,306 sqft · $181/sqft · 44 DOM
Sold · Nov ’25$1,150,000
5320 SW 3RD AVENUE · same community
3 bd · 3 ba · 2,244 sqft · $512/sqft · 29 DOM
Sold · Dec ’25$610,000
3913 SE 19TH AVENUE · same community
4 bd · 2 ba · 2,238 sqft · $273/sqft · 276 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 109 SW 37TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 109 SW 37TH PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
109 SW 37TH PLACE FAQs
What would the monthly payment be for 109 SW 37TH PLACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,346/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 109 SW 37TH PLACE?+
The most recent tax bill on record (2025) was $2,521. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 109 SW 37TH PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cape Coral?+
At $689,000, this home is listed about 53% above the Cape Coral median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 109 SW 37TH PLACE?+
Trafalgar Elementary School (elementary), Patriot Elementary School (elementary), Challenger Middle School (middle), Skyline Elementary School (elementary), Cape Coral High School (high), Ida S. Baker High School (high), Mariner Middle School (middle), Mariner High School (high), Hector A. Cafferata Junior Elementary School (elementary), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$689,000 runs 121% above the CAPE CORAL 33991 median — but at 2,322 sqft it's also 28% larger than the typical Cape Coral listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
165 days on market against a Cape Coral median of 49 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Trafalgar Elementary School, Patriot Elementary School, Challenger Middle School, Skyline Elementary School, Cape Coral High School, Ida S. Baker High School, Mariner Middle School, Mariner High School, Hector A. Cafferata Junior Elementary School, North Fort Myers High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $749,000, now $689,000 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ICON PREMIER GROUP, LLC · Carlos Diaz. MLS #TB8479027.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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