David Ramirez
$374,900$389,0002 bd2 ba1,683 sqft$223 /sqft$3,439 /mo all-in ↓

10499 GABLE DIG LOOP, SAN ANTONIO, FL, 33576

Active144 days on marketListed Feb 27, 2026MLS #TB8478972

Reduced $14KSingle Family ResidenceMIRADA ACTIVE ADULT PH 2A 2C

About this home

10499 GABLE DIG LOOP

LIVE MORE. MAINTAIN LESS. This 2024 Morningside model in Medley at Mirada PACKS A PUNCH boasting 2 bedrooms, 2 bathrooms, an 11x11 flex space (optional 3rd bedroom/office/den), true OPEN CONCEPT, dining area, drop zone, screened lanai and oversized 2-car garage. You will feel nothing but LIGHT & BRIGHT from the moment you step inside. Notice the wide, welcoming foyer and the stunning sightline that draws your eye through the open living space to the peaceful pond beyond. Crisp white walls paired with bright white baseboards create a clean backdrop that enhances the home's light, airy, and luxurious feel. What truly sets this home apart is its timeless simplicity and sense of uniformity. Rather than a mix of competing finishes and flooring styles, you'll appreciate the seamless continuity of the same gorgeous plank tile flooring flowing throughout the entire home (NO carpet) and no visual interruptions. QUARTZ countertops carry through the kitchen, oversized island, both bathrooms, and even the convenient drop zone. Bright white cabinetry, crisp white walls, and brushed nickel finishes further enhance the home's sophisticated aesthetic Garage featuring a professionally painted floor, garage door opener, and exterior keyless entry pad. Home is equipped with hybrid electric heat pump water heater helping reduce energy consumption and lower monthly utility bills. Items worthy of mention, designer lighting, abundant natural light, and a pond-view lanai featuring panoramic picture-frame screen panels designed for seamless everyday indoor-outdoor living and paved driveway. Kitchen features under cabinetry lighting, pantry storage, brushed nickel finishes, and a reverse osmosis water connection in place. Primary bathroom includes dual vanities, a walk-in closet, and a frameless glass walk-in shower with subway tile surround and built-in niche. Built with CONCRETE BLOCK construction, the home also includes a concrete TILED ROOF, seamless gutters, brick paver driveway, Low-E double-pane windows, wind-rated garage door, and smart home technology. Located near I-75, Wiregrass, Tampa Premium Outlets, dining, and medical facilities. Floorplan with measurements, professional video & survey available upon request. STAND OUT BENEFITS of living here is that the HOA provides exceptional value by covering cable TV, high-speed UltraFi Internet, lawn maintenance (including mowing, edging, trimming, mulching, and pest control), irrigation and irrigation water, exterior home painting approximately every five (5) years, private road maintenance, access to all recreational facilities and amenities, escrow reserves for future community improvements, professional community management, and exclusive Lifestyle Directors who coordinate resident events and activities throughout the year. Residents enjoy three incredible lifestyle experiences: exclusive access to the private Medley Club featuring resort-style pools, a state-of-the-art fitness center, exercise studio, restaurant and bar, ballroom, billiards, card room, tennis and pickleball courts, dog parks, fire pits, and a vibrant social calendar; the private Medley Tiki Pavilion with a scenic boardwalk, private beach access to the lagoon, waterfront gathering spaces, putting green, bocce ball courts, and clubhouse; plus full access to the breathtaking 15-acre Mirada Lagoon with its sandy beach, designated swimming areas, kayaking, paddleboarding, waterslide, cabanas, and year-round waterfront recreation.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,683

Sqft

0.17 ac

Lot size

2

Garage

2024

Year built

One

Levels

$223

Per sqft

Water view55+ communityPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofConcrete
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewWater
FacesSoutheast
ParkingDriveway · Garage Door Opener
ExteriorPrivate Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$417/mo
Taxes (2025)$5,868/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,439 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,207
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$489
HOA fee — from the listing$417
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,122Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,122
Interest rate6.00%
Loan term

Estimated payment

$3,439/mo

Principal & interest$2,207
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$489
HOA / condo fee$417
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$319KedgeAI estimate $346,140 · range $333K$364K$390K

vs edgeAI estimate

+8.3%

$/sqft vs San Antonio actives

$223 vs $197

Days on market

144 vs 57 typical

Where $223/sqft sits among the 150 San Antonio actives

42
62
22 · this home
9
5
10
$160–184$184–207$207–230$230–254$254–277$277+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside San Antonio

Map of 10499 GABLE DIG LOOP

Get to know San Antonio. See the full San Antonio guide →

SAN ANTONIO 33576 — neighborhood snapshot

Population

6,415

Median age

61.1

Median income

$77,950

Median home value

$330,500

Avg household

2.21

Households w/ children

337

For the school run

Pasco County School District

ElementarySan Antonio Elementary School★★★★
HighPasco High School★★★★
MiddlePasco Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The San Antonio market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$360K$352K

San Antonio median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

94 of 150

San Antonio actives have cut their price

Median sold price, San Antonio, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% above the SAN ANTONIO 33576 median. See the full San Antonio market guide →

Paper trail

This home's history

CurrentPrice reduced to $374,900 $14K
Feb 27, 2026Listed at $389,000 · 144 days on market since
2024Built · MIRADA ACTIVE ADULT PH 2A 2C

Reality check

What actually sold near 10499 GABLE DIG LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10515 GABLE DIG LOOPSold · May ’26

$360,000

10515 GABLE DIG LOOP · same community

2 bd · 2 ba · 1,968 sqft · $183/sqft · 46 DOM

31999 SURFTON KNOT COURTSold · Jul ’25

$508,000

31999 SURFTON KNOT COURT · same community

3 bd · 3.5 ba · 2,759 sqft · $184/sqft · 126 DOM

31826 GRIFFIN SANDS LANESold · Oct ’25

$319,485

31826 GRIFFIN SANDS LANE

2 bd · 2 ba · 1,683 sqft · $190/sqft · 110 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10499 GABLE DIG LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10499 GABLE DIG LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10499 GABLE DIG LOOP FAQs

What would the monthly payment be for 10499 GABLE DIG LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,439/mo — principal and interest, the actual property-tax bill, the $417/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10499 GABLE DIG LOOP?+

The association fee works out to $417 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10499 GABLE DIG LOOP?+

The most recent tax bill on record (2025) was $5,868. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10499 GABLE DIG LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in San Antonio?+

At $374,900, this home is listed about 8% above the San Antonio median of $347,925. The market section on this page shows how the area is trending.

Which schools are assigned to 10499 GABLE DIG LOOP?+

San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$374,900 runs 19% above the SAN ANTONIO 33576 median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

144 days on market against a San Antonio median of 57 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $389,000, now $374,900 — a $14K cut. The full history is in the market section below.

Listing courtesy of FUTURE HOME REALTY INC · Jennifer Davida. MLS #TB8478972.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New San Antonio homes, in your inbox

Like 10499 GABLE DIG LOOP but not quite? A daily digest of every new listing in San Antonio — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 22, 2026 at 1:18 AM UTC. The listing information on this page last changed on July 22, 2026 at 1:18 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 22, 2026 at 1:18 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 22, 2026 at 1:18 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.