David Ramirez
$399,900$419,9006 bd3 ba2,614 sqft$153 /sqft$3,415 /mo all-in ↓

16791 DELIA STREET, WIMAUMA, FL, 33598

Active164 days on marketListed Feb 20, 2026MLS #TB8478890

Reduced $20KSingle Family ResidenceCREEK PRESERVE PH 2 3 & 4

About this home

16791 DELIA STREET

ASSUMABLE 3.99% MORTGAGE AVAILABLE FOR QUALIFIED BUYERS—an incredible opportunity to save hundreds each month compared to today's interest rates! Combine that with an unbelievable price, and this spacious six-bedroom home becomes one of the best values on the market. Built in 2022, this beautifully designed two-story residence offers over-the-top space, modern finishes, and a flexible floor plan perfect for today's lifestyle. With 6 bedrooms, 3 full bathrooms, and a large upstairs loft, there's room for everyone to live, work, and entertain comfortably. From the moment you arrive, you'll appreciate the attractive curb appeal featuring low-maintenance landscaping and professionally installed exterior lighting that beautifully highlights the home in the evenings and can be customized for holidays and special occasions. Step inside to discover soaring ceilings, abundant natural light, and durable tile flooring throughout the main living areas. The open-concept layout creates an inviting space where the kitchen, dining, and family room flow seamlessly together. The chef-inspired kitchen is the centerpiece of the home, showcasing granite countertops, stainless steel appliances, abundant cabinet and counter space, and an oversized island with seating for family and guests. The adjoining dining area easily accommodates a large dining table, making it ideal for everyday meals, holiday gatherings, and entertaining. A first-floor bedroom and full bathroom provide exceptional flexibility for guests, multigenerational living, or a private home office. Sliding glass doors lead to the covered patio and fully fenced backyard, offering plenty of room to relax, entertain, or create your own outdoor oasis. Upstairs, the expansive loft provides valuable additional living space that can easily serve as a media room, game room, playroom, fitness area, or second family room. The split-bedroom layout creates privacy for the spacious primary suite, featuring room for oversized furniture, a large walk-in closet, dual vanities, a private water closet, tiled flooring, and a walk-in shower. Five additional bedrooms offer incredible flexibility for growing families, guests, hobbies, or remote work. The upstairs secondary bathroom features dual sinks to help keep busy mornings running smoothly. Neutral colors and contemporary finishes throughout make this home truly move-in ready. Residents enjoy outstanding community amenities including a resort-style cabana pool, clubhouse, playground, basketball courts, and low HOA fees. Conveniently located near major highways, shopping, dining, medical facilities, MacDill Air Force Base, and Florida's beautiful Gulf Coast beaches, you'll enjoy both an easy commute and endless recreation opportunities. Don't miss this rare opportunity to own a nearly new six-bedroom home with an assumable 3.99% mortgage, exceptional living space, modern finishes, and an unbeatable value. Schedule your private showing today and see why this home stands out from the rest!

Facts & features

The home at a glance

6

Bedrooms

3

Bathrooms

2,614

Sqft

0.12 ac

Lot size

2

Garage

2022

Year built

Two

Levels

$153

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · In Wall Pest System · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stone · Wood Frame
FoundationSlab
FacesEast
ExteriorHurricane Shutters · Irrigation System

Community & fees

HOA fee$12/mo
Taxes (2024)$8,543/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Public · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,415 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property tax — 2024 actual bill$712
HOA fee — from the listing$12
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,997Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,997
Interest rate6.00%
Loan term

Estimated payment

$3,415/mo

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$712
HOA / condo fee$12
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$336KedgeAI estimate $373,419 · range $350K$398K$416K

vs edgeAI estimate

+7.1%

$/sqft vs Wimauma actives

$153 vs $184

Days on market

164 vs 44 typical

Where $153/sqft sits among the 273 Wimauma actives

84 · this home
90
59
17
5
18
$137–168$168–199$199–230$230–261$261–292$292+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wimauma

Map of 16791 DELIA STREET

Drive times from this address

Downtown Tampa38 min
Tampa Int’l Airport (TPA)51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wimauma. See the full Wimauma guide →

The numbers that matter

The Wimauma market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$369K$362K

Wimauma median sold, yr/yr

98.6%

Sale-to-list ratio (12 mo)

140 of 273

Wimauma actives have cut their price

Median sold price, Wimauma, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% above the Wimauma median. See the full Wimauma market guide →

Paper trail

This home's history

CurrentPrice reduced to $399,900 $20K
Feb 20, 2026Listed at $419,900 · 164 days on market since
2022Built · CREEK PRESERVE PH 2 3 & 4

Reality check

What actually sold near 16791 DELIA STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5478 GRAYS HARBOR COURTSold · Jun ’26

$339,000

5478 GRAYS HARBOR COURT · same community

4 bd · 2.5 ba · 2,635 sqft · $129/sqft · 0 DOM

16568 DELIA STREETSold · Jun ’26

$467,000

16568 DELIA STREET · same community

4 bd · 3 ba · 2,557 sqft · $183/sqft · 21 DOM

16665 DELIA STREETSold · Apr ’26

$310,000

16665 DELIA STREET · same community

3 bd · 2 ba · 1,540 sqft · $201/sqft · 61 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16791 DELIA STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16791 DELIA STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

16791 DELIA STREET FAQs

What would the monthly payment be for 16791 DELIA STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,415/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16791 DELIA STREET?+

The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16791 DELIA STREET?+

The most recent tax bill on record (2024) was $8,543. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16791 DELIA STREET?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wimauma?+

At $399,900, this home is listed about 8% above the Wimauma median of $370,000. The market section on this page shows how the area is trending.

Listing courtesy of FUTURE HOME REALTY INC · Kristen Cellura. MLS #TB8478890.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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