3085 BELLA VISTA DRIVE, DAVENPORT, FL, 33897
Active163 days on marketListed Feb 23, 2026MLS #TB8478792
About this home
3085 BELLA VISTA DRIVE
Virtually Staged. **Space. Style.. Location.. This One Has It All.** 4 beds | 2.5 baths | First-floor primary suite | Spacious loft | Open floor plan | Tons of storage Resort-style pool, play area, and unbeatable access to major roads, dining, and shopping — all wrapped in a bright, functional home designed for real living. ?? Pet-Friendly *(restrictions apply)* ?? Optional landscaping: +$100/mo **Requirements:** 650+ credit score (all adults) | Income 3x rent ?? **Tour it before it's gone.**
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,167
Sqft
0.1 ac
Lot size
2
Garage
2021
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Davenport actives
$1 vs $191
Days on market
163 vs 51 typical
Where $1/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Davenport
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Davenport. See the full Davenport guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $355K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
173 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 3085 BELLA VISTA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$414,900
3211 BELLA VISTA DRIVE · same community
4 bd · 2.5 ba · 2,167 sqft · $191/sqft · 18 DOM
Sold · Aug ’25$360,000
133 RONA LANE
3 bd · 2.5 ba · 2,256 sqft · $160/sqft · 123 DOM
Sold · Jun ’26$385,000
449 RONA LANE
3 bd · 2.5 ba · 2,256 sqft · $171/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3085 BELLA VISTA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3085 BELLA VISTA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3085 BELLA VISTA DRIVE FAQs
What would the monthly payment be for 3085 BELLA VISTA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3085 BELLA VISTA DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $2,400, this home is listed about 99% below the Davenport median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3085 BELLA VISTA DRIVE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DAVENPORT 33897 market on paper
$2,400 is 99% below the DAVENPORT 33897 median of $340,000, and at $1/sqft it sits under the Davenport average of $195.
02Time on market is leverage
163 days on market against a Davenport median of 51 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $2,550, now $2,400 — a $150 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Divisha Sawlani. MLS #TB8478792.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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