David Ramirez
$599,900$635,0005 bd3 ba3,375 sqft$178 /sqft$4,670 /mo all-in ↓

14604 HORSE TROT ROAD, LITHIA, FL, 33547

Active164 days on marketListed Feb 22, 2026MLS #TB8478703

Reduced $35KSingle Family ResidenceHAWKSTONE

About this home

14604 HORSE TROT ROAD

CONSERVATION LOT IN THE HAWKSTONE COMMUNITY*** Nearly 3400sqft with 5 Bedrooms / 3 Bathrooms / Bonus Room / Home Office / +++ 3 CAR TANDEM GARAGE ** PLENTY OF ROOM FOR A POOL ** Welcome to WestBay’s Avocet II situated on the prettiest oversized cul-de-sac lot in the community, where tranquil tree-lined pond views, breathtaking sunsets, and no rear neighbors create a truly private retreat. Built in 2023 and lightly lived in, this better-than-new two-story home offers a thoughtfully designed open-concept layout without sacrificing privacy. A secluded first-floor guest suite provides the perfect space for in-laws or visitors, while the inviting foyer opens to a stunning main living area. A gourmet kitchen package with subway tile backsplash, built in ovens, gas cooktop, vented hood and an incredible island overlooking the spacious dining and grand rooms and flows seamlessly to the outdoor lanai—ideal for entertaining or relaxing while enjoying peaceful water views. Upstairs, you’ll discover a generous bonus room, a luxurious owner’s retreat, and three additional bedrooms offering flexibility to fit your lifestyle. A 3-car tandem garage ensures ample storage and convenience. Designer finishes include Sonoma Stone cabinetry, Frost White MSI quartz countertops, Polaris Plus LVP flooring, and numerous upgrades throughout. Special features include soffit lighting, gutters, water softener, Ring security system, Beehive sprinkler system, tankless hot water heater, upgraded shower heads, ceiling fans, and more. Located in the highly desirable Hawkstone master-planned community in Lithia, residents enjoy resort-style amenities paired with natural surroundings and top-rated schools. Explore the 969-acre Triple Creek Nature Preserve just minutes away, or visit Triple Creek BMX for outdoor recreation. Convenient access to US-301 and I-75 makes commuting a breeze. Practically brand new, immaculate, and absolutely fabulous—this home will not disappoint. Call today to schedule your private showing!

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

3,375

Sqft

0.2 ac

Lot size

3

Garage

2023

Year built

Two

Levels

$178

Per sqft

Trees/Woods & Water viewPets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · In Wall Pest System · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesNortheast
ParkingDriveway · Ground Level · Oversized · Tandem
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$12/mo
Taxes (2025)$12,436/yr
PetsCats OK, Dogs OK, Yes
CommunityClubhouse · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,670 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,237
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$1,036
HOA fee — from the listing$12
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,990
Interest rate6.00%
Loan term

Estimated payment

$4,670/mo

Principal & interest$3,237
PMI (est., until 20% equity)$225
Property taxes (actual bill)$1,036
HOA / condo fee$12
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $600K
$576KedgeAI estimate $676,547 · range $663K$683K$710K

vs edgeAI estimate

−11.3%

$/sqft vs HAWKSTONE

$178 vs $261

Days on market

164 vs 39 typical

Where $178/sqft sits among the 16 homes for sale in HAWKSTONE

2 · this home
2
9
2
0
1
$178–211$211–244$244–277$277–310$310–343$343+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lithia

Map of 14604 HORSE TROT ROAD

Drive times from this address

Downtown Tampa35 min
Tampa Int’l Airport (TPA)48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lithia. See the full Lithia guide →

LITHIA 33547 — neighborhood snapshot

Population

31,268

Median age

36.8

Median income

$121,769

Median home value

$477,300

Avg household

3.24

Households w/ children

4,884

For the school run

Hillsborough County School District

MiddleBarrington Middle School★★★★★
HighNewsome High School★★★★
ElementaryPinecrest Elementary School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lithia market

Seller’s marketSeller’s market2.7 months of inventoryBuyer’s market

$580K$550K

Lithia median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

8 of 16

HAWKSTONE have cut their price

Median sold price, Lithia, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% above the LITHIA 33547 median. See the full Lithia market guide →

Paper trail

This home's history

CurrentPrice reduced to $599,900 $35K
Feb 22, 2026Listed at $635,000 · 164 days on market since
2023Built · HAWKSTONE

Reality check

What actually sold near 14604 HORSE TROT ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12108 CATTLESIDE DRIVESold · Dec ’25

$564,490

12108 CATTLESIDE DRIVE · same community

5 bd · 4 ba · 3,364 sqft · $168/sqft · 36 DOM

12104 CATTLESIDE DRIVESold · Dec ’25

$559,990

12104 CATTLESIDE DRIVE · same community

5 bd · 4 ba · 3,357 sqft · $167/sqft · 21 DOM

7560 NIGHTHAWK DRIVESold · Jan ’26

$715,000

7560 NIGHTHAWK DRIVE · same community

5 bd · 3 ba · 3,317 sqft · $216/sqft · 84 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14604 HORSE TROT ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14604 HORSE TROT ROAD — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

14604 HORSE TROT ROAD FAQs

What would the monthly payment be for 14604 HORSE TROT ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,670/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 14604 HORSE TROT ROAD?+

The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 14604 HORSE TROT ROAD?+

The most recent tax bill on record (2025) was $12,436. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14604 HORSE TROT ROAD?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lithia?+

At $599,900, this home is listed about 5% above the Lithia median of $571,950. The market section on this page shows how the area is trending.

Which schools are assigned to 14604 HORSE TROT ROAD?+

Barrington Middle School (middle), Newsome High School (high), Pinecrest Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$599,900 runs 16% above the LITHIA 33547 median — but at 3,375 sqft it's also 24% larger than the typical Lithia listing.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

164 days on market against a Lithia median of 39 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Barrington Middle School, Newsome High School, Pinecrest Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Newsome High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $635,000, now $599,900 — a $35K cut. The full history is in the market section below.

Listing courtesy of SIGNATURE REALTY ASSOCIATES · George Shea. MLS #TB8478703.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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