4822 GRAND BANKS DRIVE, WIMAUMA, FL, 33598
Active167 days on marketListed Feb 20, 2026MLS #TB8478643
About this home
4822 GRAND BANKS DRIVE
REDUCED BELOW MARKET--ABOVE EXPECTATIONS. This is the one." Resort-style living at an amazing value! Make your dream your reality in this beautifully upgraded BARBADOS model located in Valencia Lakes, Tampa Bay’s premier 55+ active adult community. Built in 2018 by GL Homes, this well-maintained home offers 2,271 SF with 3 bedrooms, 2.5 baths, formal dining, great room, dinette, covered lanai, and an exceptional 3-car tandem garage. The exterior features a barrel tile roof, whole-house gutters, hurricane shutters, and a full-width paver driveway. The upgraded garage boasts 10’ ceilings, two overhead storage racks, a custom floor-to-ceiling storage rack, and luxe epoxy flooring—perfect for hobbies or prized vehicles. Inside, the welcoming foyer showcases a dramatic 13-14’ tray ceiling with designer pendant lighting. Bedroom 2 offers comfort and privacy at the front of the home with a ceiling fan, recessed lighting, plantation shutters, and a large window for natural light while Bedroom 3—currently used as an office—features double French doors, porcelain tile, walk-in closet, and custom lighted wall unit. The spacious primary suite includes dual walk-in closets, recessed lighting, ceiling fan, plentiful windows, plantation shutters and a luxurious ensuite bath with separate quartz vanities, Kohler fixtures, a large glass walk-in shower with bench, linen closet, and private water closet with KOHLER Sterling comfort-height commode. The dining room is perfect for entertaining, seats eight and the chef’s kitchen features cherry-stained solid maple cabinetry, 42” uppers with under/over lighting, pull-out shelving, quartz counters an additional RO faucet, DELRAY brick mosaic backsplash, and a large island with seating for four. The great room impresses with a 10’-11’tray ceiling, ceiling fan, recessed lighting and 14’ sliders to the roomy private L-shaped lanai which is pre-plumbed for an outdoor kitchen and surrounded by natural greenery - a great way to start and end your day! Additional highlights include 24” x 12” STRATA tile in main areas, crown molding throughout, plantation shutters, and the windows feature JT Home Design valences adorning pull-down blinds, a spacious laundry room with abundant cabinetry, counter top and laundry sink. Major system upgrades include a 15 SEER HVAC with UV light and enhanced filtration, Culligan water softener, 50-gallon water heater with expansion tank, and whole-home surge protection. This move-in ready upgraded home delivers the quality and lifestyle discerning buyers expect located in Valencia Lakes, a highly desired 55+ community that offers exceptional amenities, including live shows, over 100 clubs, full size softball field, pickleball courts, Har-Tru Tennis Courts, Bocce Ball, Shuffleboard, Basketball half court, miles of walking paved paths, card rooms, poker & billiard rooms, craft room (pottery, glass, painting, wood working and more), a community garden, dog park, resort pool, resistance pool, lap pool, sauna/steam rooms, 24/7 State of the Heart 5000 sq ft fitness center, professional fitness classes, and still more! Valencia Lakes is close to downtown Tampa, Sarasota, St. Petersburg, and offers excellent shopping and exceptional medical services, and some of Florida’s finest beaches. Seize this day and begin to live your idyllic life today.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,271
Sqft
0.17 ac
Lot size
3
Garage
2018
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,155 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,155/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.8%
$/sqft vs Wimauma actives
$198 vs $185
Days on market
167 vs 40 typical
Where $198/sqft sits among the 269 Wimauma actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wimauma
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wimauma. See the full Wimauma guide →
The numbers that matter
The Wimauma market
$354K → $364K
Wimauma median sold, yr/yr
98.6%
Sale-to-list ratio (12 mo)
144 of 269
Wimauma actives have cut their price
Median sold price, Wimauma, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the Wimauma median. See the full Wimauma market guide →
Paper trail
This home's history
Reality check
What actually sold near 4822 GRAND BANKS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$458,000
4912 GRAND BANKS DRIVE · same community
3 bd · 2.5 ba · 2,275 sqft · $201/sqft · 36 DOM
Sold · May ’26$465,000
4916 GRAND BANKS DRIVE · same community
3 bd · 2.5 ba · 2,251 sqft · $207/sqft · 89 DOM
Sold · Dec ’25$465,000
4830 GRAND BANKS DRIVE · same community
3 bd · 2.5 ba · 2,327 sqft · $200/sqft · 193 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4822 GRAND BANKS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4822 GRAND BANKS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4822 GRAND BANKS DRIVE FAQs
What would the monthly payment be for 4822 GRAND BANKS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,155/mo — principal and interest, the actual property-tax bill, the $590/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4822 GRAND BANKS DRIVE?+
The association fee works out to $590 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4822 GRAND BANKS DRIVE?+
The most recent tax bill on record (2024) was $6,680. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4822 GRAND BANKS DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wimauma?+
At $450,000, this home is listed about 23% above the Wimauma median of $364,900. The market section on this page shows how the area is trending.
The brief
Five things that matter here
01Positioned at the premium end
$450,000 runs 23% above the Wimauma median.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $590/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
167 days on market against a Wimauma median of 40 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $485,000, now $450,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Zoki Mbolekwa. MLS #TB8478643.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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