5418 SILVER SUN DRIVE, APOLLO BEACH, FL, 33572
Active152 days on marketListed Feb 20, 2026MLS #TB8478446
About this home
5418 SILVER SUN DRIVE
In the desirable community of WATERSET by NEWLAND you will find this Cardel Homes Southampton II Model. Freshly painted throughout interior after photos were taken. The Foyer with 11+ ft ceiling welcomes you into this home with 4 BEDROOMS + BONUS ROOM + OFFICE/DEN, 3 BATHS, and SCREENED LANAI with WATER VIEWS. Some of the things included in this quality built OPEN FLOOR PLAN Cardel Home: QUARTZ KITCHEN COUNTERS, UPGRADED CABINETS, WALK-IN PANTRY, WOOD-LOOK TILE FLOORS THROUGH MAIN LIVING AREA AND OFFICE/DEN, REDGARD COATING APPLIED UNDER ALL TILE, BORA-CARE TERMITE TREATMENT ON INTERIOR WALLS, DOUBLE-GLAZED LOW-E WINDOWS, 30-YEAR DIMENSIONAL SHINGLES, PEST CONTROL TUBES IN WALLS, DECORATIVE COACH LIGHTS, VAPOR BARRIER STEEL REINFORCED CONCRETE FOUNDATION, STRUCTURALLY ENGINEERED ROOF TRUSSES SECURED WITH HIGH-STRENGTH GALVANIZED STEEL HURRICANE STRAPS, MASONRY BLOCK WALL CONSTRUCTION WITH ENGINEERED POURED CONCRETE CELLS WITH STEEL REINFORCEMENT. All appliances included as well as the ADT security system that includes front door and rear cameras, control pad etc. Buyer chooses whether to set up service. The Waterset Community has amenities galore with several pools, clubhouses, fitness centers, walking/jogging trails, dog park, splash pad and playgrounds. Public and Charter Schools close by. Easy access to I-75 and US 41.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,522
Sqft
0.15 ac
Lot size
2
Garage
2018
Year built
One
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,196 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,196/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.4%
Days on market
152 vs 56 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waterset
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
Waterset — neighborhood snapshot
Population
6,572
Median age
36
Median income
$121,993
Median home value
$425,364
Avg household
3
Households w/ children
975
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5418 SILVER SUN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5418 SILVER SUN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5418 SILVER SUN DRIVE FAQs
What would the monthly payment be for 5418 SILVER SUN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,196/mo — principal and interest, the actual property-tax bill, the $11/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5418 SILVER SUN DRIVE?+
The association fee works out to $11 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5418 SILVER SUN DRIVE?+
The most recent tax bill on record (2024) was $10,789. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5418 SILVER SUN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $493,900, this home is listed about 1% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5418 SILVER SUN DRIVE?+
Lennard High School (high), Doby Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$493,900 runs 10% above the APOLLO BEACH 33572 median — but at 2,522 sqft it's also 19% larger than the typical Apollo Beach listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
152 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $540,000, now $493,900 — a $46K cut. The full history is in the market section below.
Listing courtesy of RE/MAX REALTY UNLIMITED · Bonnie Vantine. MLS #TB8478446.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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