544 PINELLAS BAYWAY S UNIT TH13, TIERRA VERDE, FL, 33715
Active166 days on marketListed Feb 21, 2026MLS #TB8478439
About this home
544 PINELLAS BAYWAY S UNIT TH13
Experience exceptional luxury waterfront living on the highly desirable island community of Tierra Verde with this completely renovated 2 bedroom, 2 bath home ideally positioned on the Grand Canal with direct boating access to the Gulf. This move in ready residence offers a sophisticated coastal design, high end finishes, and seamless indoor-outdoor living in one of Tampa Bay’s premier boating communities. The residence has been thoughtfully renovated throughout and features a designer kitchen with white shaker cabinetry, premium quartz countertops, stainless steel appliances, and a wine refrigerator. The open concept layout creates a bright and inviting living space ideal for entertaining, with sliding glass doors leading to a western facing waterfront balcony overlooking the Grand Canal. The spacious primary suite offers serene water views, a private balcony, and an updated en-suite bath, providing a peaceful retreat with exceptional natural light. The split bedroom floor plan offers privacy for guests and flexible living. All windows and doors are hurricane impact resistant, providing enhanced storm protection, energy efficiency, and peace of mind. This elevator building provides convenient access to each level of the townhome style residence, offering ease of living and accessibility throughout. Boating enthusiasts will appreciate the included 16,000 pound boat lift with deep water access and quick, unobstructed routes to the Gulf, Tampa Bay, and surrounding waterways. Additional features include a private one car garage, covered carport, and an air conditioned bonus room ideal for a home office, fitness space, or hobby room. Residents enjoy a newly resurfaced pool, hot tub, convenient on-site ice machine, and maintenance free living in a well maintained waterfront community. Most furnishings may convey with the sale, offering a convenient turnkey opportunity for the new owner. Ideally located just minutes from St. Pete Beach, Fort DeSoto Park, multiple marinas, waterfront dining, golf courses, and vibrant downtown St. Petersburg, this exceptional property offers convenient access to dining, shopping, entertainment, and outdoor recreation. Whether seeking a primary residence, vacation home, or investment property, this waterfront property delivers luxury coastal living, premier boating access, and the ultimate Florida lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,620
Sqft
0.97 ac
Lot size
1
Garage
1983
Year built
Three Or More
Levels
$549
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,220 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,220/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+54.8%
$/sqft vs Tierra Verde actives
$549 vs $440
Days on market
166 vs 99 typical
Where $549/sqft sits among the 60 Tierra Verde actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tierra Verde
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tierra Verde. See the full Tierra Verde guide →
TIERRA VERDE 33715 — neighborhood snapshot
Population
7,932
Median age
62.6
Median income
$105,068
Median home value
$539,700
Avg household
1.99
Households w/ children
442
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tierra Verde market
$986K → $995K
Tierra Verde median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
35 of 60
Tierra Verde actives have cut their price
Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 234% above the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →
Paper trail
This home's history
Reality check
What actually sold near 544 PINELLAS BAYWAY S UNIT TH13
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$949,000
544 PINELLAS BAYWAY S UNIT F9 · same community
2 bd · 2 ba · 1,655 sqft · $573/sqft · 5 DOM
Sold · Dec ’25$750,000
936 PINELLAS BAYWAY S UNIT T-5
2 bd · 2.5 ba · 1,650 sqft · $455/sqft · 209 DOM
Sold · Oct ’25$825,000
1375 PINELLAS BAYWAY S UNIT 40
2 bd · 2 ba · 1,555 sqft · $531/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 544 PINELLAS BAYWAY S UNIT TH13 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 544 PINELLAS BAYWAY S UNIT TH13 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
544 PINELLAS BAYWAY S UNIT TH13 FAQs
What would the monthly payment be for 544 PINELLAS BAYWAY S UNIT TH13?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,220/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 544 PINELLAS BAYWAY S UNIT TH13?+
The most recent tax bill on record (2025) was $11,153. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 544 PINELLAS BAYWAY S UNIT TH13?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tierra Verde?+
At $889,000, this home is listed about 2% above the Tierra Verde median of $875,000. The market section on this page shows how the area is trending.
Which schools are assigned to 544 PINELLAS BAYWAY S UNIT TH13?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$889,000 runs 234% above the TIERRA VERDE 33715 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $949,000, now $889,000 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Andrew Salamone. MLS #TB8478439.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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