24862 US HIGHWAY 19 N UNIT 1604, CLEARWATER, FL, 33763
Active160 days on marketListed Feb 26, 2026MLS #TB8478401
About this home
24862 US HIGHWAY 19 N UNIT 1604
**Seller is offering $1,500 credit to buyer with acceptable offer** Let's talk affordability. An adorable condo in central Clearwater, close to everything you can imagine for under $120,000? You likely won't find a rental for as little as the payment on this unit. Not to mention - you own it, a piece of the American Dream. Welcome to 24862 US HIGHWAY 19 N, #1604, a beautifully updated 1-bedroom, 1-bath villa in the highly desirable Hill Crest Villas community, conveniently located in central Clearwater just off US 19. This light and bright home features an updated kitchen with granite countertops and newer stainless steel appliances, along with an in-unit washer and dryer for ultimate convenience. The living room is large for the square footage and part of it could be used offering flexibility for guests, a home office, or hobby area. The primary bedroom includes custom closets, maximizing storage and organization, and additional flexible spaces allow you to tailor the home to your lifestyle. Modern upgrades provide peace of mind, including a water heater replaced in 2019, and an impact-rated sliding glass door. Step outside to your private back patio with a newer white vinyl fence, perfect for morning coffee, evening relaxation, or a little outdoor entertaining. You’re just steps away from the community pool and clubhouse, making it easy to enjoy resort-style amenities without leaving home. The villa’s central location also puts you close to Countryside Mall, shopping, dining, entertainment, and all the conveniences of Clearwater living. With abundant natural light, clean finishes, and thoughtful updates throughout, this home combines comfort, style, and flexibility in a turnkey package. The HOA fee is affordable at $439/month, and the land lease fee is only $90.17/month, making this an exceptional opportunity to enjoy easy, low-maintenance Florida living. The unit has never flooded and has a newer roof, parking lot paved and fully funded reserves. One reserved parking spot in front of condo and marked with the unit number with tons of guest parking. Do you have a college student that needs housing? Look into a Kiddie-condo loan with as little as 5% down. Tax right off rather than paying rent for a dormitory or apartment for your student. We have the resources!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
600
Sqft
2.73 ac
Lot size
1978
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,044 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,044/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.2%
$/sqft vs HILL CREST VILLAS
$192 vs $186
Days on market
160 vs 55 typical
Where $192/sqft sits among the 12 homes for sale in HILL CREST VILLAS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33763 — neighborhood snapshot
Population
21,278
Median age
53.8
Median income
$53,552
Median home value
$215,900
Avg household
2.12
Households w/ children
1,898
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $350K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
7 of 12
HILL CREST VILLAS have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the CLEARWATER 33763 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 24862 US HIGHWAY 19 N UNIT 1604
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$100,000
24862 US HIGHWAY 19 N UNIT 1004 · same community
1 bd · 1 ba · 600 sqft · $167/sqft · 0 DOM
Sold · Mar ’26$99,000
24862 US HIGHWAY 19 N UNIT 1205 · same community
1 bd · 1 ba · 600 sqft · $165/sqft · 105 DOM
Sold · Dec ’25$83,000
24862 US HIGHWAY 19 N UNIT 2301 · same community
1 bd · 1 ba · 593 sqft · $140/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 24862 US HIGHWAY 19 N UNIT 1604 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 24862 US HIGHWAY 19 N UNIT 1604 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
24862 US HIGHWAY 19 N UNIT 1604 FAQs
What would the monthly payment be for 24862 US HIGHWAY 19 N UNIT 1604?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,044/mo — principal and interest, the actual property-tax bill, the $90/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 24862 US HIGHWAY 19 N UNIT 1604?+
The association fee works out to $90 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 24862 US HIGHWAY 19 N UNIT 1604?+
The most recent tax bill on record (2025) was $790. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 24862 US HIGHWAY 19 N UNIT 1604?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $115,000, this home is listed about 58% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 24862 US HIGHWAY 19 N UNIT 1604?+
McMullen-Booth Elementary School (elementary), Countryside High School (high), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLEARWATER 33763 market on paper
$115,000 is 28% below the CLEARWATER 33763 median of $160,000, and at $192/sqft it sits under the Clearwater average of $276.
02Time on market is leverage
160 days on market against a Clearwater median of 55 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $140,000, now $115,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOOVER REAL ESTATE SERVICES · Cindy Hoover. MLS #TB8478401.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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