David Ramirez
$399,999$439,0004 bd2 ba1,874 sqft$213 /sqft$2,717 /mo all-in ↓

288 ROOSEVELT AVENUE, MASARYKTOWN, FL, 34604

Active155 days on marketListed Mar 2, 2026MLS #TB8478272

Reduced $39KNew constructionSingle Family ResidenceMASARYKTOWN

About this home

288 ROOSEVELT AVENUE

One or more photo(s) has been virtually staged. HUGE PRICE IMPROVEMENT !!!! Brand new. Move-in ready. This is your opportunity to own a modern masterpiece in Florida — where contemporary luxury meets peaceful country living. This is your opportunity to own a modern masterpiece in Masaryktown, FL — where contemporary luxury meets peaceful country living. Welcome to this spectacular new construction featuring 4 bedrooms, 2 bathrooms, and a spacious 2-car garage. Thoughtfully designed and fully loaded with exquisite finishes and high-end upgrades, this home delivers style, comfort, and functionality at every turn. From the moment you step inside, you’ll be captivated by the soaring 9+ foot ceilings, elegant 8-foot interior doors, and the bright, open layout that creates an immediate sense of space and serenity. Natural light pours in through impact-resistant hurricane windows and doors, offering both beauty and year-round peace of mind. The main living areas showcase stunning porcelain tile flooring, while the bedrooms feature durable luxury vinyl plank floors that add warmth and comfort. The gourmet kitchen is truly a chef’s dream — complete with sleek quartz countertops, stainless steel appliances, abundant cabinetry, and generous prep space perfect for entertaining or everyday living. The spacious living and dining areas flow seamlessly, creating the perfect setting to host family and friends. Both bathrooms are masterfully crafted with premium fixtures and elegant mosaic tile accents, offering a spa-inspired retreat within your own home. Step outside to enjoy the large covered patio and fully fenced backyard — ideal for pets, gatherings, or simply relaxing at the end of the day. Built to the highest energy-efficient standards, this property also includes a private well with a top-of-the-line filtration system already installed. The advanced septic system features cutting-edge nitrogen-reducing technology, including passive biofilters and layered soil treatment areas capable of achieving up to 90% nitrogen removal — helping protect groundwater while ensuring low-maintenance, long-term performance. And here’s where it truly stands out, this home is perfect for families seeking the freedom that’s becoming harder to find. No HOA. No CDD. No deed restrictions. Bring your boat, your RV, your work trucks, or all your outdoor toys. Grow your own vegetables, raise chickens, create your backyard oasis — the possibilities are endless. Enjoy the charm of country living while remaining conveniently close to major roadways, shopping, dining, and entertainment. Close enough to the city for convenience, yet far enough to experience true peace and quiet. Plus, NO flood insurance is required — adding even more peace of mind. A rare blend of luxury, efficiency, freedom, and tranquility. Don’t miss the opportunity to own this stunning brand-NEW home. Schedule your private showing today.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,874

Sqft

0.19 ac

Lot size

2

Garage

2026

Year built

One

Levels

$213

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl · Porcelain Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator · Water Filtration System
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorthwest
ExteriorSliding Doors

Community & fees

Taxes (2025)$309/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Underground Utilities · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,717 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$26
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,000
Interest rate6.00%
Loan term

Estimated payment

$2,717/mo

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$26
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$309KedgeAI estimate $359,093 · range $322K$409K$425K

vs edgeAI estimate

+11.4%

$/sqft vs MASARYKTOWN

$213 vs $213

Days on market

155 vs 57 typical

Where $213/sqft sits among the 9 homes for sale in MASARYKTOWN

1
1
1
1
2 · this home
3
$61–92$92–124$124–156$156–188$188–220$220+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Masaryktown

Map of 288 ROOSEVELT AVENUE

Drive times from this address

Tampa Int’l Airport (TPA)47 min
Downtown Tampa50 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Masaryktown. See the full Masaryktown guide →

MASARYKTOWN 34604 — neighborhood snapshot

Population

13,964

Median age

44.1

Median income

$85,111

Median home value

$272,300

Avg household

2.81

Households w/ children

1,336

For the school run

Hernando County School District

HighNature Coast Technical High★★★★★
MiddlePowell Middle School★★★★★
ElementaryMoton Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Masaryktown market

Seller’s marketLeans buyer30.0 months of inventoryBuyer’s market

$189K$450K

Masaryktown median sold, yr/yr

3 of 9

MASARYKTOWN have cut their price

Median sold price, Masaryktown, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% above the MASARYKTOWN 34604 median. See the full Masaryktown market guide →

Paper trail

This home's history

CurrentPrice reduced to $399,999 $39K
Mar 2, 2026Listed at $439,000 · 155 days on market since
2026Built · MASARYKTOWN

Reality check

What actually sold near 288 ROOSEVELT AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

484 LINCOLN AVENUESold · Apr ’26

$398,000

484 LINCOLN AVENUE · same community

4 bd · 2 ba · 1,859 sqft · $214/sqft · 223 DOM

343 LINCOLN AVENUESold · Mar ’26

$110,000

343 LINCOLN AVENUE · same community

4 bd · 2 ba · 1,757 sqft · $63/sqft · 13 DOM

16118 WILSON BOULEVARDSold · Feb ’26

$325,000

16118 WILSON BOULEVARD · same community

3 bd · 2 ba · 1,728 sqft · $188/sqft · 197 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 288 ROOSEVELT AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 288 ROOSEVELT AVENUE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

288 ROOSEVELT AVENUE FAQs

What would the monthly payment be for 288 ROOSEVELT AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,717/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 288 ROOSEVELT AVENUE?+

The most recent tax bill on record (2025) was $309. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 288 ROOSEVELT AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Masaryktown?+

At $399,999, this home is priced right at the Masaryktown median.

Which schools are assigned to 288 ROOSEVELT AVENUE?+

Nature Coast Technical High (high), Powell Middle School (middle), Moton Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$399,999 runs 23% above the MASARYKTOWN 34604 median.

02Time on market is leverage

155 days on market against a Masaryktown median of 57 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $439,000, now $399,999 — a $39K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Ana Vega, Pa. MLS #TB8478272.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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