16090 FRINGE TREE DRIVE, SPRING HILL, FL, 34610
Active161 days on marketListed Feb 20, 2026MLS #TB8478134
About this home
16090 FRINGE TREE DRIVE
If you’ve been searching for space, privacy, and the ability to live more intentionally — without giving up modern luxury — this custom-built 2024 home on 1.1 fully fenced acres delivers. Built by Cobra Custom Builder, this 3-bedroom, 2-bath residence offers 2,622 sq ft of thoughtfully designed living space in Spring Hill’s AR1 agricultural zoning district, blending rural freedom with contemporary comfort — and no HOA. Inside, soaring 10-foot ceilings and professional-grade luxury vinyl plank flooring set the tone. The open-concept layout flows seamlessly into a chef-inspired kitchen featuring Diamond soft-close cabinetry, custom organizers, granite countertops, an oversized island with seating, organized cabinet pantry storage, and smart Wi-Fi connected appliances — all conveying. The private primary suite is thoughtfully designed with its own dedicated A/C zone for personalized comfort and includes a versatile bonus room ideal for a sitting area, reading retreat, extended walk-in closet, nursery, office, or dressing lounge. An additional shoe closet enhances storage and flexibility, allowing the space to adapt to your lifestyle needs. The primary bath features a large walk-in shower with double rain shower fixtures, creating a true retreat experience. Smart-home features include electric shades throughout, smart thermostats, security system, exterior cameras, and number-code entry. Additional highlights include a finished 2-car garage (552 sq ft), expansive concrete driveway and patio areas, well and septic system. Step outside and experience what truly sets this property apart. The fully fenced backyard combines relaxation and self-sufficiency with a conveying heated Spool, a 12x24 storage shed with reinforced flooring, irrigation shed, and a fully developed homestead farm representing approximately $25,000 in infrastructure. Enjoy a 75-ft grape trellis, 8 metal raised beds, 20 wood raised beds, cinder block potato bed, hot house trellis, grow trellis, two compost areas, 7-zone irrigation system, and an extensive collection of established fruit trees and berry bushes. Located approximately 4 miles from the Suncoast Parkway, 1.5 miles from Tampa General Hospital – Spring Hill, and about 45 minutes to Tampa and Tampa International Airport, this property offers peaceful acreage living in Florida with everyday conveniences just a short drive away.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,622
Sqft
1.1 ac
Lot size
2
Garage
2024
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,081 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,081/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.5%
$/sqft vs HIGHLANDS
$219 vs $222
Days on market
161 vs 29 typical
Where $219/sqft sits among the 10 homes for sale in HIGHLANDS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Highlands
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
The Highlands — neighborhood snapshot
Population
1,225
Median age
47
Median income
$76,058
Median home value
$264,200
Avg household
2
Households w/ children
80%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
7 of 10
HIGHLANDS have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the SPRING HILL 34610 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 16090 FRINGE TREE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$700,000
15540 RENEE LANE · same community
4 bd · 3 ba · 2,820 sqft · $248/sqft · 6 DOM
Sold · Mar ’26$575,000
16870 AKINS DRIVE · same community
3 bd · 2 ba · 2,378 sqft · $242/sqft · 30 DOM
Sold · Oct ’25$230,000
14642 PAULINE DRIVE · same community
5 bd · 4 ba · 2,296 sqft · $100/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16090 FRINGE TREE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16090 FRINGE TREE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16090 FRINGE TREE DRIVE FAQs
What would the monthly payment be for 16090 FRINGE TREE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,081/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16090 FRINGE TREE DRIVE?+
The most recent tax bill on record (2025) was $7,230. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Spring Hill?+
At $575,000, this home is listed about 67% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16090 FRINGE TREE DRIVE?+
Shady Hills Elementary School (elementary), Crews Lake Middle School. (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$575,000 runs 54% above the SPRING HILL 34610 median — but at 2,622 sqft it's also 44% larger than the typical Spring Hill listing.
02Time on market is leverage
161 days on market against a Spring Hill median of 29 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $649,900, now $575,000 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LOMBARDO TEAM REAL ESTATE LLC · Jennifer Abreu. MLS #TB8478134.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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