2075 N KEENE ROAD, CLEARWATER, FL, 33755
Active157 days on marketListed Feb 18, 2026MLS #TB8477685
About this home
2075 N KEENE ROAD
SELLER MOTIVATED!!! Life is Better at Lake Montclair. Beautifully remodeled Florida Lakefront home featuring 4 bedrooms and 2 bathrooms, 1.5 car garage, huge pool with large enclosure and PVC fenced yard. Separate family and living rooms are perfect for entertaining and the formal dining room is a must see. Spacious bedrooms full of light with mirrored closet doors. Enjoy 2 sliding doors that open up to the oversized enclosed pool area that gives wonderful views of the Lake. This home is conveniently located just minutes from downtown Dunedin and is in Dunedin School zones. A portion of this mortgage is assumable
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,788
Sqft
0.36 ac
Lot size
1
Garage
1964
Year built
One
Levels
$262
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,785 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,785/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.6%
$/sqft vs Clearwater actives
$262 vs $218
Days on market
157 vs 47 typical
Where $262/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Montclair Lake Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Montclair Lake Estates — neighborhood snapshot
Population
451
Median age
47
Median income
$104,643
Median home value
$323,500
Avg household
3
Households w/ children
29%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
218 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the CLEARWATER 33755 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2075 N KEENE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$540,000
1862 FRANCIS DRIVE · same community
3 bd · 2 ba · 1,710 sqft · $316/sqft · 13 DOM
Sold · Apr ’26$400,000
2033 DAWN DRIVE · same community
4 bd · 2.5 ba · 1,977 sqft · $202/sqft · 38 DOM
Sold · Jun ’26$479,000
1862 SETON DRIVE · same community
3 bd · 2 ba · 1,486 sqft · $322/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2075 N KEENE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2075 N KEENE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2075 N KEENE ROAD FAQs
What would the monthly payment be for 2075 N KEENE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,785/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2075 N KEENE ROAD?+
The most recent tax bill on record (2025) was $7,875. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater?+
At $469,000, this home is listed about 71% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2075 N KEENE ROAD?+
Dunedin Elementary School (elementary), Dunedin Highland Middle School (middle), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$469,000 runs 29% above the CLEARWATER 33755 median — but at 1,788 sqft it's also 42% larger than the typical Clearwater listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
157 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Dunedin Elementary School, Dunedin Highland Middle School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $499,999, now $469,000 — a $31K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BUFFINGTON PROP MGMT INC · Krista Kosier. MLS #TB8477685.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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