David Ramirez
$759,999$799,9994 bd3.5 ba3,056 sqft$249 /sqft$5,114 /mo all-in ↓

13607 2ND AVENUE E, BRADENTON, FL, 34212

Active155 days on marketListed Feb 18, 2026MLS #TB8477578

Reduced $40KPrivate poolSingle Family ResidenceMILL CREEK PH II

About this home

13607 2ND AVENUE E

Welcome to this exceptional, one-of-a-kind brick estate home offering over 3,000 square feet of living space, situated on over one acre in the highly desirable Mill Creek community. With timeless curb appeal, a sprawling layout, and incredible indoor-outdoor living, this property offers the perfect blend of privacy, space, and classic Florida charm. From the moment you arrive, you’ll be greeted by an expansive manicured lawn, mature shade trees, and stately brick exterior. Inside, the home opens to bright, open living areas featuring soaring ceilings and elegant marble flooring throughout the foyer, dining room, kitchen, and laundry room. This thoughtfully designed split floor plan includes 4 generously sized bedrooms, 3.5 bathrooms, plus a dedicated office/den, providing flexible space for families, guests, or working from home. The oversized primary suite serves as a true retreat with ample room, abundant closet space, and a spacious en-suite bath. Secondary bedrooms are well-proportioned and conveniently located near full bathrooms. The updated kitchen is designed for both functionality and entertaining, featuring wood cabinetry, Corian countertops, a large center island, built-in oven, stainless steel appliances, pantry storage, and an adjacent breakfast area. The kitchen flows seamlessly into the dining and family rooms, ideal for gatherings. The family room is anchored by a wood-burning fireplace, adding warmth and character. A bonus room with a full bathroom, privately located on the opposite side of the home, offers endless possibilities, perfect as a guest suite, game room, multigenerational living space, or private retreat. Step outside to your private backyard oasis, complete with a large screened-in pool (approximately 33’ x 14’) and expansive covered lanai, ideal for year-round enjoyment. The huge backyard with mature landscaping and fruit trees provides exceptional privacy with no rear neighbors, making it perfect for entertaining, relaxing, or enjoying the Florida lifestyle. Additional features include a spacious laundry room, ample storage throughout, and a large garage. Conveniently located near shopping, major highways, and top-rated schools, this home offers peaceful estate living with everyday convenience. Rare opportunity to own an over-3,000 sq ft home on acreage in Mill Creek. Schedule your private showing today.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,056

Sqft

1.03 ac

Lot size

3

Garage

1992

Year built

One

Levels

$249

Per sqft

Private poolFireplaceTrees/Woods view

Inside

FlooringMarble · Tile · Hardwood
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Smart Home
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
ViewTrees/Woods
FacesSouthwest
ExteriorPlayground · Private Mailbox · Private Yard · Sliding Doors · Storage

Community & fees

HOA fee$45/mo
Taxes (2024)$6,272/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,114 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,101
PMI (est., until 20% equity)$285
Property tax — 2024 actual bill$523
HOA fee — from the listing$45
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $76,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $76,000
Interest rate6.00%
Loan term

Estimated payment

$5,114/mo

Principal & interest$4,101
PMI (est., until 20% equity)$285
Property taxes (actual bill)$523
HOA / condo fee$45
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $760K
$616KedgeAI estimate $662,835 · range $642K$707K$790K

vs edgeAI estimate

+14.7%

Days on market

155 vs 53 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mill Creek

Map of 13607 2ND AVENUE E inside its neighborhood boundary

Drive times from this address

Downtown Tampa54 min
Tampa Int’l Airport (TPA)64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Mill Creek — neighborhood snapshot

Population

2,437

Median age

50

Median income

$158,900

Median home value

$611,764

Avg household

3

Households w/ children

338

For the school run

Manatee County School District

ElementaryGene Witt Elementary School★★★★
MiddleCarlos E. Haile Middle School★★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 87% above the BRADENTON 34212 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $759,999 $40K
Feb 18, 2026Listed at $799,999 · 155 days on market since
1992Built · MILL CREEK PH II

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13607 2ND AVENUE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13607 2ND AVENUE E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

13607 2ND AVENUE E FAQs

What would the monthly payment be for 13607 2ND AVENUE E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,114/mo — principal and interest, the actual property-tax bill, the $45/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13607 2ND AVENUE E?+

The association fee works out to $45 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13607 2ND AVENUE E?+

The most recent tax bill on record (2024) was $6,272. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13607 2ND AVENUE E?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $759,999, this home is listed about 92% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 13607 2ND AVENUE E?+

Gene Witt Elementary School (elementary), Carlos E. Haile Middle School (middle), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$759,999 runs 87% above the BRADENTON 34212 median — but at 3,056 sqft it's also nearly twice the size of the typical Bradenton listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

155 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Gene Witt Elementary School, Carlos E. Haile Middle School, Lakewood Ranch High School — Gene Witt Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $799,999, now $759,999 — a $40K cut. The full history is in the market section below.

Listing courtesy of JASON MITCHELL REAL ESTATE FLO · Ashley Lee. MLS #TB8477578.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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