3511 BALLASTONE DRIVE, LAND O LAKES, FL, 34638
Active172 days on marketListed Feb 17, 2026MLS #TB8477020
About this home
3511 BALLASTONE DRIVE
One or more photo(s) was virtually staged. Now BELOW APPRAISED VALUE!! Located in the village of Ballastone in highly desirable Oakstead. This Mercedes Homes Monte Carlo model sits at the back of the community on conservation and pond AND on the cul-de-sac. With four bedrooms and 3 full bathrooms, there is plenty of space for family and generational living. Bedroom 4, at the back of the home, has its own full bathroom with stall shower. With full living room, dining room, dinette and barstool seating, this home is perfect for family gatherings. The primary suite features sliders to the backyard, transom windows for privacy, walk-in closets and a luxury bathroom with both shower and soaking tub. Your home office is steps away from the primary. Use it for flex space, media, workout, etc. This luxury pocket of homes is built in the Mediterranean tradition. In that vein, this home features deep jewel tones and neutral floors/cabinets. Seller updates include new wood floors (2022), new ceiling fans, updated light fixtures, window replacements, paint refresh (ceilings, moldings and doors). The 3-car side entry garage does not take away from the massive front yard. With just under 1/2 ac lot, there is more than enough space to add a pool and outdoor kitchen. Oakstead Elementary is in walking distance. Oakstead is at the southernmost point of Pasco - giving easy access to I75, I275, the Suncoast Expressway. Tampa International Airport is a 30 min drive. Plenty of dining and shopping options nearby including a regional outlet mall.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,573
Sqft
0.43 ac
Lot size
3
Garage
2005
Year built
One
Levels
$257
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,887 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,887/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.2%
$/sqft vs Land O Lakes actives
$257 vs $203
Days on market
172 vs 42 typical
Where $257/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
212 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 79% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 3511 BALLASTONE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$806,000
3640 BALLASTONE DRIVE · same community
4 bd · 3 ba · 3,077 sqft · $262/sqft · 29 DOM
Sold · Feb ’26$1,030,000
3800 IVYDALE COURT · same community
6 bd · 4 ba · 4,277 sqft · $241/sqft · 75 DOM
Sold · Jun ’26$928,000
3811 IVYDALE COURT · same community
6 bd · 4 ba · 4,300 sqft · $216/sqft · 161 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3511 BALLASTONE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3511 BALLASTONE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3511 BALLASTONE DRIVE FAQs
What would the monthly payment be for 3511 BALLASTONE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,887/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3511 BALLASTONE DRIVE?+
The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3511 BALLASTONE DRIVE?+
The most recent tax bill on record (2025) was $10,943. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3511 BALLASTONE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $660,000, this home is listed about 57% above the Land O Lakes median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3511 BALLASTONE DRIVE?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$660,000 runs 79% above the LAND O LAKES 34638 median — but at 2,573 sqft it's also 26% larger than the typical Land O Lakes listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
172 days on market against a Land O Lakes median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $715,000, now $660,000 — a $55K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Sheila Sorensen. MLS #TB8477020.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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