David Ramirez
$377,500$389,0002 bd2 ba1,308 sqft$289 /sqft$3,382 /mo all-in ↓

485 MARGARITAVILLE AVENUE, DAYTONA BEACH, FL, 32124

Active162 days on marketListed Feb 26, 2026MLS #TB8476795

Priced 6% below the DAYTONA BEACH 32124 medianReduced $12KVillaLATITUDE/DAYTONA BEACH PH 5

About this home

485 MARGARITAVILLE AVENUE

Beautifully upgraded and thoughtfully priced, this exceptional Camellia Cottage offers an exceptional opportunity to enjoy custom finishes and the unmatched Latitude Margaritaville Daytona Beach lifestyle. From the moment you step inside, you'll notice details rarely found in standard builder models. Dramatic exposed beams and crown molding throughout the entire home create an elegant coastal atmosphere, while the open-concept floor plan is anchored by a rare extra-large island that's perfect for entertaining, casual dining, or gathering with friends after a day of enjoying the community's endless activities. The beautifully appointed kitchen features designer stone countertops, upgraded 42-inch cabinetry with crown molding, a stylish backsplash, abundant storage, and thoughtful finishes throughout. Engineered hardwood flooring adds warmth and sophistication, while custom wood shelving in every closet and pantry provides both beauty and functionality. The spacious primary suite offers a peaceful retreat with a large walk-in closet and a beautifully upgraded ensuite bath featuring dual vanities, a seamless glass shower, and floor-to-ceiling tile. The guest bath is finished with the same attention to detail, creating a luxurious experience for family and visitors alike. Additional features include a Rinnai tankless gas water heater, whole-house water softener, hurricane-impact front door, Low-E windows, premium laundry appliances, screened lanai with outdoor-rated ceiling fan, paver patio extension, epoxy-coated garage floor, and numerous custom touches that make this home truly move-in ready. But the home is only the beginning. Life at Latitude Margaritaville is about living every day like you're on vacation. Spend your mornings at the indoor lap pool or fitness center, your afternoons relaxing by the spectacular lagoon-style resort pool or dedicated sports pool, and your weekends at the private Oceanfront Beach Club, complete with its own beachfront pool overlooking the Atlantic Ocean. With four separate pool experiences, staying cool year-round is effortless. The social calendar is just as impressive. Enjoy live music by the pool, weekly karaoke, concerts at the Bandshell and Mango Theatre, golf cart parades, community pub crawls, pickleball and tennis, woodworking and craft studios, Bark-aritaville dog park and pet spa, fitness classes, clubs, restaurants, and countless neighborhood gatherings. Even the unique motor courts become the backdrop for parties and celebrations where neighbors quickly become lifelong friends. Low-maintenance living means more time to enjoy it all, with the HOA covering exterior painting, roof maintenance, lawn care, and many community amenities. Beautifully upgraded, thoughtfully designed, and attractively priced, this exceptional cottage offers a rare opportunity to enjoy custom finishes, an incredible social lifestyle, and one of Florida's most sought-after communities. Come see why so many people don't just move to Latitude Margaritaville—they wish they'd done it sooner.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,308

Sqft

0.09 ac

Lot size

2

Garage

2021

Year built

One

Levels

$289

Per sqft

Negotiable55+ community

Inside

FlooringEngineered Hardwood
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Freezer · Gas Water Heater · Ice Maker · Microwave · Range · Refrigerator · Tankless Water Heater · Touchless Faucet · Washer · Water Softener
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Cement Siding · ICFs (Insulated Concrete Forms)
FoundationSlab
FacesSouth
ParkingAssigned · Curb Parking · Driveway · Garage Door Opener · Garage Faces Rear · Ground Level · Guest · On Street · Open
ExteriorIrrigation System · Sidewalk

Community & fees

HOA fee$376/mo
Taxes (2025)$5,483/yr
PetsDogs OK
CommunityWater Access · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · No Truck/RV/Motorcycle Parking · Park · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterSee Remarks

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,382 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,222
FHA mortgage insurance (est.)$167
Property tax — 2025 actual bill$457
HOA fee — from the listing$376
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,213Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,213
Interest rate6.00%
Loan term

Estimated payment

$3,382/mo

Principal & interest$2,222
FHA mortgage insurance (est.)$167
Property taxes (actual bill)$457
HOA / condo fee$376
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Daytona Beach actives

$289 vs $232

Days on market

162 vs 58 typical

Where $289/sqft sits among the 400 Daytona Beach actives

95
106
73
57 · this home
33
36
$131–182$182–232$232–282$282–332$332–383$383+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Daytona Beach

Map of 485 MARGARITAVILLE AVENUE

Drive times from this address

Downtown Orlando62 min
Universal Orlando74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Daytona Beach. See the full Daytona Beach guide →

DAYTONA BEACH 32124 — neighborhood snapshot

Population

9,592

Median age

51.8

Median income

$89,842

Median home value

$434,000

Avg household

2.18

Households w/ children

468

For the school run

Volusia County School District

ElementaryChampion Elementary School★★★★★
MiddleDavid C. Hinson Senior Middle School★★★★★
HighMainland High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Daytona Beach market

Seller’s marketLeans buyer7.0 months of inventoryBuyer’s market

$262K$293K

Daytona Beach median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

191 of 400

Daytona Beach actives have cut their price

Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% below the DAYTONA BEACH 32124 median. See the full Daytona Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $377,500 $12K
Feb 26, 2026Listed at $389,000 · 162 days on market since
2021Built · LATITUDE/DAYTONA BEACH PH 5

Reality check

What actually sold near 485 MARGARITAVILLE AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

488 HIGH TIDE LANESold · Feb ’26

$375,000

488 HIGH TIDE LANE · same community

2 bd · 2 ba · 1,308 sqft · $287/sqft · 2 DOM

508 HIGH TIDE LANESold · Dec ’25

$365,000

508 HIGH TIDE LANE · same community

2 bd · 2 ba · 1,308 sqft · $279/sqft · 200 DOM

356 PARROT LANESold · Nov ’25

$399,900

356 PARROT LANE · same community

2 bd · 2 ba · 1,464 sqft · $273/sqft · 26 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 485 MARGARITAVILLE AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 485 MARGARITAVILLE AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

485 MARGARITAVILLE AVENUE FAQs

What would the monthly payment be for 485 MARGARITAVILLE AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,382/mo — principal and interest, the actual property-tax bill, the $376/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 485 MARGARITAVILLE AVENUE?+

The association fee works out to $376 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 485 MARGARITAVILLE AVENUE?+

The most recent tax bill on record (2025) was $5,483. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 485 MARGARITAVILLE AVENUE?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Daytona Beach?+

At $377,500, this home is listed about 29% above the Daytona Beach median of $292,274. The market section on this page shows how the area is trending.

Which schools are assigned to 485 MARGARITAVILLE AVENUE?+

Champion Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the DAYTONA BEACH 32124 market on paper

$377,500 is 6% below the DAYTONA BEACH 32124 median of $399,595.

02Time on market is leverage

162 days on market against a Daytona Beach median of 58 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $389,000, now $377,500 — a $12K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Matt Pilson. MLS #TB8476795.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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