David Ramirez
$699,000$799,0003 bd2 ba1,275 sqft$548 /sqft$6,005 /mo all-in ↓

5396 GULF BOULEVARD UNIT 407, ST PETE BEACH, FL, 33706

Active168 days on marketListed Feb 15, 2026MLS #TB8476651

Reduced $100KWaterfrontPrivate poolCondominiumSEAMARK CONDO

About this home

5396 GULF BOULEVARD UNIT 407

Located in the heart of highly rated St. Pete Beach, this beautifully remodeled 3 bedroom, 2 bath residence at Seamark offers 1,275 square feet of thoughtfully designed coastal living in a true beachfront building. The main living areas enjoy an eastern exposure that fills the home with soft morning light, creating a bright and inviting atmosphere throughout. Inside, the open concept layout showcases luxury vinyl plank flooring throughout, crisp white cabinetry with elegant gold accents, quartz countertops, and stainless steel appliances. The spacious kitchen island provides generous seating and flows seamlessly into the living and dining areas, ideal for entertaining or relaxed beach living. A custom media wall with floating console adds architectural interest and functional storage. The primary suite offers direct access to the main balcony, shared with the living area, along with an updated bath featuring dual vanities and custom tile work. Bedroom two is an ensuite retreat with its own private balcony showcasing a beautiful Gulf of Mexico view, the perfect place to take in sunsets and coastal breezes. The third bedroom is perfectly suited for children or guests and includes a convenient sink for added flexibility. Impact rated sliding glass doors enhance comfort and peace of mind while creating seamless indoor outdoor flow to the main balcony. Seamark recently completed an extensive 1.2 million dollar exterior painting and waterproofing project backed by a 15 year warranty. Residents enjoy a beautifully updated clubhouse with kitchen, a newly remodeled fitness center, direct beach access, and an expansive Gulf front heated pool and sundeck. Each evening, neighbors gather as the sunset bell rings, celebrating another beautiful day and the strong sense of community that defines life here. Just steps from dining, shopping, and entertainment, this prime location offers exceptional walkability. Convenient to both Tampa International Airport TPA and St. Pete Clearwater International Airport PIE, travel is effortless whether for full time living or a coastal retreat. Offered with the opportunity to purchase furnished for a seamless move in experience. This is an exceptional value in a desired building. Schedule your private showing today and experience the best of beach living.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,275

Sqft

0.48 ac

Lot size

1973

Year built

One

Levels

$548

Per sqft

Private poolWaterfrontNegotiable

Inside

FlooringLuxury Vinyl
AppliancesCooktop · Dishwasher · Electric Water Heater · Microwave · Refrigerator · Tankless Water Heater
InteriorCeiling Fan(s) · Kitchen/Family Room Combo
LaundryCorridor Access · Same Floor As Condo Unit
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofOther
ConstructionBlock · Stucco
FoundationOther
FacesEast
ParkingAssigned · Guest
ExteriorBalcony · Hurricane Shutters · Outdoor Shower · Sliding Doors

Community & fees

HOA fee$995/mo
Taxes (2025)$9,793/yr
PetsNo
CommunityGulf/Ocean Front · Clubhouse · Community Mailbox · Fitness Center · Gated Community - No Guard · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Other · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,005 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property tax — 2025 actual bill$816
Condo fee — from the listing$995
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,900
Interest rate6.00%
Loan term

Estimated payment

$6,005/mo

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property taxes (actual bill)$816
HOA / condo fee$995
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $699K
$415KedgeAI estimate $569,526 · range $432K$624K$727K

vs edgeAI estimate

+22.7%

$/sqft vs St Pete Beach actives

$548 vs $504

Days on market

168 vs 85 typical

Where $548/sqft sits among the 177 St Pete Beach actives

67
40 · this home
33
12
11
14
$278–437$437–596$596–756$756–915$915–1074$1074+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Pete Beach

Map of 5396 GULF BOULEVARD UNIT 407

Drive times from this address

Downtown Tampa39 min
Tampa Int’l Airport (TPA)39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Pete Beach. See the full St Pete Beach guide →

ST PETE BEACH 33706 — neighborhood snapshot

Population

15,347

Median age

62.2

Median income

$97,364

Median home value

$616,800

Avg household

1.79

Households w/ children

453

For the school run

Pinellas County School District

MiddleAzalea Middle School★★★★
ElementaryAzalea Elementary School★★★★
HighBoca Ciega High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Pete Beach market

Seller’s marketLeans buyer8.8 months of inventoryBuyer’s market

$679K$589K

St Pete Beach median sold, yr/yr

93.3%

Sale-to-list ratio (12 mo)

86 of 177

St Pete Beach actives have cut their price

Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 55% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $699,000 $100K
Feb 15, 2026Listed at $799,000 · 168 days on market since
1973Built · SEAMARK CONDO

Reality check

What actually sold near 5396 GULF BOULEVARD UNIT 407

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5396 GULF BOULEVARD UNIT 410Sold · Jul ’26

$695,000

5396 GULF BOULEVARD UNIT 410 · same community

2 bd · 2 ba · 1,180 sqft · $589/sqft · 233 DOM

370 Golfview Road # 403, North Palm Beach FL 33408Sold · Sep ’25

$525,000

370 Golfview Road # 403, North Palm Beach FL 33408 · same community

2 bd · 2 ba · 1,393 sqft · $377/sqft · 8 DOM

4270 BELLE VISTA DRIVESold · Sep ’25

$790,000

4270 BELLE VISTA DRIVE

2 bd · 2 ba · 1,245 sqft · $635/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5396 GULF BOULEVARD UNIT 407 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5396 GULF BOULEVARD UNIT 407 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5396 GULF BOULEVARD UNIT 407 FAQs

What would the monthly payment be for 5396 GULF BOULEVARD UNIT 407?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,005/mo — principal and interest, the actual property-tax bill, the $995/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5396 GULF BOULEVARD UNIT 407?+

The association fee works out to $995 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5396 GULF BOULEVARD UNIT 407?+

The most recent tax bill on record (2025) was $9,793. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5396 GULF BOULEVARD UNIT 407?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Pete Beach?+

At $699,000, this home is listed about 17% above the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5396 GULF BOULEVARD UNIT 407?+

Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$699,000 runs 55% above the ST PETE BEACH 33706 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $995/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $799,000, now $699,000 — a $100K cut. The full history is in the market section below.

Listing courtesy of COASTAL PROPERTIES GROUP · Jill Helgren. MLS #TB8476651.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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