David Ramirez
$7,850,0005 bd5 ba4,395 sqft$1,786 /sqft$48,321 /mo all-in ↓

964 MONTE CRISTO BOULEVARD, TIERRA VERDE, FL, 33715

Active169 days on marketListed Feb 14, 2026MLS #TB8476319

WaterfrontPrivate poolSingle Family ResidenceTIERRA VERDE UNIT 1 4TH REP TR B REP

About this home

964 MONTE CRISTO BOULEVARD

Welcome to Vita Sul Mare! Located at the end of Dent’s Channel and offering breathtaking panoramic views of the Gulf, this remarkable home truly captures Life By The Sea. After enjoying time on the boat or beach, you can relax in the waterfront pool and spa. The expansive fiberglass dock provides water, power, and mooring for multiple large vessels. Inside, a grand foyer greets you and highlights the custom features throughout the residence. The formal living and dining rooms feature coffered ceilings and beautifully crafted plaster walls, with views over the channel toward the Gulf. The chef’s kitchen includes gourmet appliances such as SubZero refrigeration and a Wolf range with double oven and marble hood. Host guests at the breakfast bar, plan events at the built-in desk, and make use of the ample pantry storage. Step from the kitchen onto the grilling porch equipped with a built-in BBQ and spiral stairs down to the garden level. The Great Room is designed with coffered ceilings, a stone fireplace, and etched glass transoms above large picture windows. Among the five bedrooms and five full baths, the master suite stands out with its cozy fireplace and luxurious spa bath. This distinctive ensuite offers dual vanities, walk-in closets, wardrobes, and water closets, as well as a jetted tub and a separate shower featuring multiple shower heads. A spacious balcony extends from the main living level, accessible from the Great Room, Living Room, and Master Suite, and connects via stairs to the pool, dock, and a large covered lanai with an outdoor kitchen—ideal for entertaining. On the enclosed lower level, behind custom doors, you’ll find a wine cellar with brick walls and domed ceilings, creating an enchanting setting for your collection. This area contains over 4,000 square feet of flexible space, including two garages that accommodate up to five vehicles and plenty of room for a home gym. With fortified concrete construction and storm shutters, this home is a fortress in a fisherman’s paradise!

Facts & features

The home at a glance

5

Bedrooms

5

Bathrooms

4,395

Sqft

0.26 ac

Lot size

5

Garage

1990

Year built

Two

Levels

$1,786

Per sqft

Private poolWaterfrontFireplaceWater viewPets allowed

Inside

FlooringTile · Hardwood
AppliancesBar Fridge · Built-In Oven · Dishwasher · Disposal · Dryer · Gas Water Heater · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Washer · Water Softener · Wine Refrigerator
InteriorAccessibility Features · Built-in Features · Ceiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · Elevator · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Smart Home · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air · Zoned
HeatingCentral · Electric

Outside & construction

RoofOther · Tile
ConstructionBlock · Concrete · Stucco
FoundationBlock · Slab
ViewWater
FacesNortheast
ParkingCircular Driveway · Covered · Driveway · Garage Door Opener · Golf Cart Parking · Ground Level · Guest · Off Street · Oversized · Split Garage · Tandem · Under Building
ExteriorBalcony · Courtyard · French Doors · Garden · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Outdoor Shower · Private Entrance · Private Yard · Shade Shutter(s) · Sliding Doors · Storage

Community & fees

HOA fee$62/mo
Taxes (2025)$33,568/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$48,321 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$42,358
PMI (est., until 20% equity)$2,944
Property tax — 2025 actual bill$2,797
HOA fee — from the listing$62
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $785,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $785,000
Interest rate6.00%
Loan term

Estimated payment

$48,321/mo

Principal & interest$42,358
PMI (est., until 20% equity)$2,944
Property taxes (actual bill)$2,797
HOA / condo fee$62
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Tierra Verde actives

$1,786 vs $441

Days on market

169 vs 66 typical

Where $1,786/sqft sits among the 60 Tierra Verde actives

39
12
5
2
1
1 · this home
$247–503$503–760$760–1016$1016–1273$1273–1530$1530+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tierra Verde

Map of 964 MONTE CRISTO BOULEVARD

Drive times from this address

Downtown Tampa42 min
Tampa Int’l Airport (TPA)42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tierra Verde. See the full Tierra Verde guide →

TIERRA VERDE 33715 — neighborhood snapshot

Population

7,932

Median age

62.6

Median income

$105,068

Median home value

$539,700

Avg household

1.99

Households w/ children

442

For the school run

Pinellas County School District

MiddleBay Point Middle School★★★★★
ElementaryGulfport Montessori Elementary School★★★★★
HighLakewood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tierra Verde market

Seller’s marketLeans buyer13.0 months of inventoryBuyer’s market

$628K$1.1M

Tierra Verde median sold, yr/yr

94.3%

Sale-to-list ratio (12 mo)

36 of 60

Tierra Verde actives have cut their price

Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2835% above the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →

Paper trail

This home's history

Feb 14, 2026Listed at $7,850,000 · 169 days on market since
1990Built · TIERRA VERDE UNIT 1 4TH REP TR B REP

Reality check

What actually sold near 964 MONTE CRISTO BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

291 2ND STREET WSold · Mar ’26

$1,450,000

291 2ND STREET W

5 bd · 2.5 ba · 4,567 sqft · $317/sqft · 189 DOM

1403 PASS A GRILLE WAYSold · May ’26

$5,700,000

1403 PASS A GRILLE WAY

5 bd · 5.5 ba · 4,213 sqft · $1,353/sqft · 100 DOM

391 1ST STREET WSold · Mar ’26

$2,135,000

391 1ST STREET W

4 bd · 3.5 ba · 5,025 sqft · $425/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 964 MONTE CRISTO BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 964 MONTE CRISTO BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

964 MONTE CRISTO BOULEVARD FAQs

What would the monthly payment be for 964 MONTE CRISTO BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $48,321/mo — principal and interest, the actual property-tax bill, the $62/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 964 MONTE CRISTO BOULEVARD?+

The association fee works out to $62 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 964 MONTE CRISTO BOULEVARD?+

The most recent tax bill on record (2025) was $33,568. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 964 MONTE CRISTO BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tierra Verde?+

At $7,850,000, this home is listed about 846% above the Tierra Verde median of $830,000. The market section on this page shows how the area is trending.

Which schools are assigned to 964 MONTE CRISTO BOULEVARD?+

Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$7,850,000 runs 2835% above the TIERRA VERDE 33715 median — but at 4,395 sqft it's also nearly twice the size of the typical Tierra Verde listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

169 days on market against a Tierra Verde median of 66 — sellers in this position are usually ready to negotiate.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Tia Hockensmith. MLS #TB8476319.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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