4748 BALLAST CREST COVE, LAND O LAKES, FL, 34638
Active178 days on marketListed Feb 13, 2026MLS #TB8476078
About this home
4748 BALLAST CREST COVE
If you want a HEATED SALTWATER POOL & SPA HOME but don’t want to spend close to $100,000 building one, THIS is your incredible opportunity—just $525,000 in Del Webb Bexley! Move right in and start enjoying your own private Florida resort from day one—no construction delays, no added expense. HERE'S WHAT SAVVY BUYERS UNDERSTAND: Flooring, Cabinet Colors, and Countertops can always be updated over time to match your personal style. Creating a BACKYARD OASIS like this—with a HEATED SALTWATER POOL, SPA, and a SCREEN ENCLOSURE with PAVERS—is a far more significant investment in both time and money. The heavy lifting has already been done for you. Located in Del Webb Bexley, a premier 55+ GATED COMMUNITY with resort-style amenities and maintenance-free LAWN CARE, INTERNET and CABLE included in your HOA this home is ideal for full-time living or the perfect seasonal escape. The outdoor living space is amazing: Heated Saltwater Pool and Spa with Cascading Waterfall, Fiber-Optic Color-Changing Lights, Lush Tropical Landscaping, Built-in Speakers, Mounted TV (included), and Professional Color-Changing String Lights that make evenings magical. MOTORIZED ZINGA'S SHADES on both sides provide PRIVACY, Brick Pavers shine like new, and a GAS LINE is ready for your future outdoor kitchen. Inside, the Spacious Kitchen features KITCHENAID APPLIANCES, 42" CABINETS, CUSTOM BACKSPLASH, OVERSIZED ISLAND, PENDANT LIGHTING, COFFEE BAR, and WALK-IN-PANTRY. The great room is entertainment-ready with custom sound system with in-ceiling speakers. Expansive sliding doors that pocket into the wall with a custom Zinga’s blind seamlessly blend indoor and outdoor living. The Primary Suite offers a Spa-Like SUPER SHOWER with DUAL HEADS including RAINHEAD, DUAL SINKS and GRANITE VANITY, and WALK-IN CLOSET! Guests enjoy their own private bedroom and bath, while the FLEX ROOM with double doors adding privacy is perfect for an Office, Hobby Room, or Gym. The Laundry Room includes Custom Wood Cabinetry, Corian Counters, Deep Sink, and WASHER/DRYER INCLUDED (gas ready). The garage has the HIGHLY DESIRED 3RD BAY PERFECT FOR YOUR GOLF CART PARKING plus an additional 4-foot extension which boasts epoxy floors, attic storage, and pre-plumbing for a water softener. Additional upgrades include a Remo-Halo WHOLE HOME AIR PURIFICATION SYSTEM, Taexx BUILT-IN PEST CONTROL, SECURITY SYSTEM, and a decorative full-lite GLASS FRONT DOOR with KEYLESS ENTRY. Enjoy RESORT POOLS and resistance pools, FITNESS CENTER, CLUBHOUSE with SNACK BAR, DOG PARK, and endless CLUBS and ACTIVITIES—all just minutes to SHOPPING, DINING, HEALTHCARE, and 20 miles to Tampa International Airport. Pool homes like this—at this price—DO NOT WAIT. Schedule your private showing today.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,982
Sqft
0.2 ac
Lot size
2
Garage
2020
Year built
One
Levels
$265
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,663 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,663/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Land O Lakes actives
$265 vs $205
Days on market
178 vs 42 typical
Where $265/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Del Webb Bexley
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
Del Webb Bexley — neighborhood snapshot
Population
1,229
Median age
40
Median income
$127,978
Median home value
$488,100
Avg household
3
Households w/ children
173
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
210 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 4748 BALLAST CREST COVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$470,000
4724 BALLAST CREST COVE · same community
2 bd · 2 ba · 1,894 sqft · $248/sqft · 53 DOM
Sold · Apr ’26$545,000
19183 COASTAL SHORE TERRACE · same community
3 bd · 2 ba · 2,077 sqft · $262/sqft · 305 DOM
Sold · May ’26$586,000
4729 BALLAST CREST COVE · same community
3 bd · 2 ba · 2,188 sqft · $268/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4748 BALLAST CREST COVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4748 BALLAST CREST COVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4748 BALLAST CREST COVE FAQs
What would the monthly payment be for 4748 BALLAST CREST COVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,663/mo — principal and interest, the actual property-tax bill, the $530/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4748 BALLAST CREST COVE?+
The association fee works out to $530 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4748 BALLAST CREST COVE?+
The most recent tax bill on record (2025) was $7,802. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4748 BALLAST CREST COVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $525,000, this home is listed about 24% above the Land O Lakes median of $422,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4748 BALLAST CREST COVE?+
Oakstead Elementary School (elementary), Charles S. Rushe Middle School (middle), Sunlake High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$525,000 runs 42% above the LAND O LAKES 34638 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $530/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
178 days on market against a Land O Lakes median of 42 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Oakstead Elementary School, Charles S. Rushe Middle School, Sunlake High School — Oakstead Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Cynthia Filippi. MLS #TB8476078.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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