David Ramirez
$649,000$650,0002 bd2 ba1,265 sqft$513 /sqft$4,569 /mo all-in ↓

8021 SAILBOAT KEY BOULEVARD S UNIT 304, ST PETE BEACH, FL, 33707

Active176 days on marketListed Feb 12, 2026MLS #TB8475495

Reduced $1KFully furnishedCondominiumCORAL POINTE

About this home

8021 SAILBOAT KEY BOULEVARD S UNIT 304

Virtually Staged. Wake up to sweeping water views and start your day with coffee on the balcony while dolphins glide by. This beautifully updated condo makes that everyday luxury your reality. Being sold furnished for the buyer’s convenience, you can truly move right in without the heavy lifting. With two bedrooms plus a dedicated office, there’s plenty of room to live, work, and host guests comfortably. The kitchen was renovated in 2024 with classic shaker cabinetry, quartz countertops, and stainless steel appliances including the oven, microwave, and dishwasher. Wood-look luxury vinyl plank flooring runs seamlessly throughout the entire home, creating a clean and cohesive feel. Both bathrooms have been tastefully updated with shaker vanities and matching quartz surfaces. The spacious primary suite features private balcony access through sliding glass doors, an en suite bath, and a generous walk-in closet. You won’t have to worry about tackling big-ticket items anytime soon. The water heater was replaced in 2024, the AC was updated in 2021, and brand-new hurricane shutters were installed in 2025, giving you confidence that the major systems are already taken care of. A private storage unit is also included for added convenience. Located in Coral Point at Harbourside, a waterfront community, residents enjoy resort-style amenities including two pools, hot tub, tennis and pickleball courts, shuffleboard, a fitness center, library, clubhouse, and a full calendar of social activities. The monthly fee includes water, trash, cable, internet, exterior maintenance and peace of mind with 24/7 security. This is low-maintenance waterfront living at its best.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,265

Sqft

0 ac

Lot size

1

Garage

1990

Year built

One

Levels

$513

Per sqft

Water viewFurnished

Inside

FlooringLuxury Vinyl
AppliancesCooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer
InteriorEating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationSlab
ViewWater
FacesWest
ParkingUnder Building
ExteriorBalcony · Hurricane Shutters · Tennis Court(s)

Community & fees

Taxes (2024)$7,962/yr
PetsNumber Limit, Size Limit
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Gated Community - Guard · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,569 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,502
PMI (est., until 20% equity)$243
Property tax — 2024 actual bill$664
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,900
Interest rate6.00%
Loan term

Estimated payment

$4,569/mo

Principal & interest$3,502
PMI (est., until 20% equity)$243
Property taxes (actual bill)$664
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $649K
$382KedgeAI estimate $458,195 · range $398K$484K$675K

vs edgeAI estimate

+41.6%

$/sqft vs St Pete Beach actives

$513 vs $509

Days on market

176 vs 79 typical

Where $513/sqft sits among the 174 St Pete Beach actives

54
45 · this home
37
17
6
15
$270–415$415–560$560–706$706–851$851–996$996+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Pete Beach

Map of 8021 SAILBOAT KEY BOULEVARD S UNIT 304

Drive times from this address

Downtown Tampa40 min
Tampa Int’l Airport (TPA)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Pete Beach. See the full St Pete Beach guide →

ST PETE BEACH 33707 — neighborhood snapshot

Population

24,456

Median age

59.8

Median income

$68,560

Median home value

$344,600

Avg household

1.88

Households w/ children

1,331

For the school run

Pinellas County School District

ElementaryGulfport Montessori Elementary School★★★★★
HighBoca Ciega High School★★★★★
MiddleAzalea Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Pete Beach market

Seller’s marketBalanced5.9 months of inventoryBuyer’s market

$679K$553K

St Pete Beach median sold, yr/yr

93.7%

Sale-to-list ratio (12 mo)

81 of 174

St Pete Beach actives have cut their price

Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 113% above the ST PETE BEACH 33707 median. See the full St Pete Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $649,000 $1K
Feb 12, 2026Listed at $650,000 · 176 days on market since
1990Built · CORAL POINTE

Reality check

What actually sold near 8021 SAILBOAT KEY BOULEVARD S UNIT 304

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8000 SAILBOAT KEY BOULEVARD S UNIT 304Sold · Jan ’26

$570,000

8000 SAILBOAT KEY BOULEVARD S UNIT 304 · same community

3 bd · 2 ba · 1,265 sqft · $451/sqft · 6 DOM

8000 SAILBOAT KEY BOULEVARD S UNIT 202Sold · Mar ’26

$451,000

8000 SAILBOAT KEY BOULEVARD S UNIT 202 · same community

2 bd · 2 ba · 1,265 sqft · $357/sqft · 3 DOM

8021 SAILBOAT KEY BOULEVARD S UNIT 302Sold · Jun ’26

$650,000

8021 SAILBOAT KEY BOULEVARD S UNIT 302 · same community

2 bd · 2 ba · 1,265 sqft · $514/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8021 SAILBOAT KEY BOULEVARD S UNIT 304 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8021 SAILBOAT KEY BOULEVARD S UNIT 304 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

8021 SAILBOAT KEY BOULEVARD S UNIT 304 FAQs

What would the monthly payment be for 8021 SAILBOAT KEY BOULEVARD S UNIT 304?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,569/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8021 SAILBOAT KEY BOULEVARD S UNIT 304?+

The most recent tax bill on record (2024) was $7,962. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8021 SAILBOAT KEY BOULEVARD S UNIT 304?+

The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Pete Beach?+

At $649,000, this home is listed about 8% above the St Pete Beach median of $599,900. The market section on this page shows how the area is trending.

Which schools are assigned to 8021 SAILBOAT KEY BOULEVARD S UNIT 304?+

Gulfport Montessori Elementary School (elementary), Boca Ciega High School (high), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$649,000 runs 113% above the ST PETE BEACH 33707 median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

176 days on market against a St Pete Beach median of 79 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $650,000, now $649,000 — a $1K cut. The full history is in the market section below.

Listing courtesy of NOBLE STAR REALTY · Bethany Mis. MLS #TB8475495.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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