David Ramirez
$517,000$549,9004 bd3.5 ba3,233 sqft$160 /sqft$4,226 /mo all-in ↓

5227 ADMIRAL POINTE DRIVE, APOLLO BEACH, FL, 33572

Active164 days on marketListed Feb 10, 2026MLS #TB8475052

Reduced $33KSingle Family ResidenceMIRABAY PRCL 22

About this home

5227 ADMIRAL POINTE DRIVE

Welcome to your dream home in the highly sought-after Mirabay community of Apollo Beach! This beautifully designed 4-bedroom, 3.5-bathroom two-story home offers 3,233 square feet of thoughtfully crafted living space, perfect for growing families seeking the ideal blend of comfort, style, and coastal living. Step inside to discover an open-concept main floor featuring gorgeous wood-look tile flooring throughout. The heart of the home showcases a gourmet kitchen with stunning granite countertops, crisp white cabinetry, a large center island with seating for four, stainless steel appliances with a natural gas range, and a beautiful glass tile backsplash. The kitchen seamlessly flows into the spacious family room and opens to your private backyard oasis through elegant sliding glass doors. The light-filled interior is complemented by a unique coastal design element – a striking reclaimed wood accent wall that adds character and warmth to the main living area. Additional main floor features include a half bath and the generous primary suite with a spa-like ensuite bathroom featuring dual vanities, a soaking tub with decorative tile surround, and a spacious walk-in shower. Upstairs, you'll find exceptional versatility with both a loft area and a separate bonus room – perfect for a playroom, home office, entertainment space, or gym. Three additional well-appointed bedrooms and two full bathrooms with granite countertops complete the second floor, providing plenty of space and privacy for the entire family. The outdoor living space is an entertainer's paradise! The expansive backyard features a large covered paver patio, perfect for grilling and outdoor dining year-round. Living in Mirabay means access to world-class amenities that make every day feel like a vacation! This master-planned community offers resort-style pools and splash pad, state-of-the-art fitness center, tennis and basketball courts, scenic walking trails and nature preserves, community clubhouse and social events, parks and playgrounds perfect for families, top-rated Hillsborough County schools, and easy access to beaches, Tampa, and St. Petersburg. This is more than a house – it's a lifestyle!

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,233

Sqft

0.14 ac

Lot size

2

Garage

2016

Year built

Two

Levels

$160

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile · Vinyl
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · In Wall Pest System · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$16/mo
Taxes (2025)$9,331/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,226 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,044
FHA mortgage insurance (est.)$229
Property tax — 2025 actual bill$778
HOA fee — from the listing$16
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,095Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,095
Interest rate6.00%
Loan term

Estimated payment

$4,226/mo

Principal & interest$3,044
FHA mortgage insurance (est.)$229
Property taxes (actual bill)$778
HOA / condo fee$16
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $517K
$496KedgeAI estimate $637,145 · range $566K$814K$847K

vs edgeAI estimate

−18.9%

$/sqft vs Apollo Beach actives

$160 vs $227

Days on market

164 vs 56 typical

Where $160/sqft sits among the 395 Apollo Beach actives

151 · this home
118
34
28
29
35
$153–210$210–268$268–325$325–382$382–439$439+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apollo Beach

Map of 5227 ADMIRAL POINTE DRIVE

Drive times from this address

Downtown Tampa29 min
Tampa Int’l Airport (TPA)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

APOLLO BEACH 33572 — neighborhood snapshot

Population

25,045

Median age

43.8

Median income

$113,775

Median home value

$430,900

Avg household

2.59

Households w/ children

3,126

For the school run

Hillsborough County School District

ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

221 of 395

Apollo Beach actives have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $517,000 $33K
Feb 10, 2026Listed at $549,900 · 164 days on market since
2016Built · MIRABAY PRCL 22

Reality check

What actually sold near 5227 ADMIRAL POINTE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5116 COASTAL SCENE DRIVESold · Jun ’26

$538,500

5116 COASTAL SCENE DRIVE · same community

4 bd · 3 ba · 2,556 sqft · $211/sqft · 164 DOM

5239 ADMIRAL POINTE DRIVESold · Jul ’25

$468,000

5239 ADMIRAL POINTE DRIVE · same community

4 bd · 3 ba · 2,093 sqft · $224/sqft · 76 DOM

5128 ADMIRAL POINTE DRIVESold · Mar ’26

$410,000

5128 ADMIRAL POINTE DRIVE · same community

3 bd · 2 ba · 2,010 sqft · $204/sqft · 93 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5227 ADMIRAL POINTE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5227 ADMIRAL POINTE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5227 ADMIRAL POINTE DRIVE FAQs

What would the monthly payment be for 5227 ADMIRAL POINTE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,226/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5227 ADMIRAL POINTE DRIVE?+

The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5227 ADMIRAL POINTE DRIVE?+

The most recent tax bill on record (2025) was $9,331. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5227 ADMIRAL POINTE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $517,000, this home is listed about 6% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5227 ADMIRAL POINTE DRIVE?+

Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$517,000 runs 15% above the APOLLO BEACH 33572 median — but at 3,233 sqft it's also 53% larger than the typical Apollo Beach listing.

02Time on market is leverage

164 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $549,900, now $517,000 — a $33K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 LIST WITH BEGGINS · Jessica Houston. MLS #TB8475052.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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5227 ADMIRAL POINTE DRIVE, APOLLO BEACH, FL — 4 Bed, 3.5 Bath — $517,000 | CENTURY 21 Edge