11431 DOLLAR LAKE DRIVE UNIT 1, PORT RICHEY, FL, 34668
Active182 days on marketListed Feb 13, 2026MLS #TB8474951
About this home
11431 DOLLAR LAKE DRIVE UNIT 1
Discover easy Florida living in this beautifully updated 2 BEDROOM, 2 BATH VILLA with an ATTACHED 1 CAR GARAGE with POND VIEW, perfectly designed for a maintenance-free 55+ lifestyle.***SELLER WILL CONSIDER A $2,000 BUYER CREDIT TOWARD NEW FLOORING, CLOSING COSTS, OR AN INTEREST RATE BUY DOWN with an acceptable offer.***HVAC 2024, IMPACT WINDOWS 2016, Water Softener. NO FLOOD ZONE (X). Relax on the inviting front patio overlooking a tranquil pond and lush green space shaded by mature trees. Inside, you’ll find a bright, open floor plan filled with natural light and soothing, neutral tones that create a warm and welcoming atmosphere throughout. The custom kitchen has been thoughtfully modernized with white and gray cabinetry, stainless steel appliances and range hood, stone countertops, a subway tile backsplash, a pantry with sliding shelves, and a spacious island with seating that is ideal for casual dining or entertaining. The combined living and dining area flows seamlessly into a versatile bonus/family room, offering the perfect space to unwind, enjoy peaceful water views, or set up a home office or fitness area. The spacious primary suite features a large walk-in closet and a private, updated bath with a quartz-topped vanity and walk-in shower. A generously sized second bedroom and an updated hall bath with quartz vanity, tub/shower combo, and modern fixtures provide comfort for guests. The garage is complete with storage closets and a laundry area with Washer/Dryer included. Guest Parking right out front. Timber Oaks is a great 55+ community with plenty of activities to occupy your time. The condo fee includes ROOF, CABLE, INTERNET, WATER, SEWER, EXTERIOR and GROUNDS MAINTENANCE, and TRASH. The Timber Oaks fees also covers the community amenities located on a large lake (fishing and small boats allowed), walking path, 2 pools and spa, tennis courts, and shuffleboard. The 15,000 sq ft recreation center is home to an auditorium, computer lab, fitness center, pool tables, craft area, library, and game room. Centrally located near shopping, restaurants, and entertainment. Top-rated medical facilities are also close by. This move-in-ready villa is the perfect place to call home! You will truly love what you see and living maintenance free!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,372
Sqft
0 ac
Lot size
1
Garage
1984
Year built
One
Levels
$109
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−23.8%
$/sqft vs Port Richey actives
$109 vs $190
Days on market
182 vs 41 typical
Where $109/sqft sits among the 324 Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Richey. See the full Port Richey guide →
PORT RICHEY 34668 — neighborhood snapshot
Population
48,025
Median age
42.2
Median income
$45,760
Median home value
$168,800
Avg household
2.32
Households w/ children
5,000
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Richey market
$229K → $229K
Port Richey median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
174 of 324
Port Richey actives have cut their price
Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% below the PORT RICHEY 34668 median. See the full Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 11431 DOLLAR LAKE DRIVE UNIT 1
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$270,000
8207 NATIONAL DRIVE
3 bd · 2 ba · 1,348 sqft · $200/sqft · 21 DOM
Sold · Jan ’26$310,000
7517 SCOTTIE DRIVE
2 bd · 2.5 ba · 1,414 sqft · $219/sqft · 75 DOM
Sold · Dec ’25$185,000
10310 AMADEUS DRIVE
3 bd · 2 ba · 1,426 sqft · $130/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11431 DOLLAR LAKE DRIVE UNIT 1 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11431 DOLLAR LAKE DRIVE UNIT 1 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11431 DOLLAR LAKE DRIVE UNIT 1 FAQs
What would the monthly payment be for 11431 DOLLAR LAKE DRIVE UNIT 1?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,174/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11431 DOLLAR LAKE DRIVE UNIT 1?+
The most recent tax bill on record (2025) was $771. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11431 DOLLAR LAKE DRIVE UNIT 1?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Richey?+
At $150,000, this home is listed about 41% below the Port Richey median of $254,900. The market section on this page shows how the area is trending.
Which schools are assigned to 11431 DOLLAR LAKE DRIVE UNIT 1?+
Bayonet Point Middle School (middle), Schrader Elementary School (elementary), Fivay High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PORT RICHEY 34668 market on paper
$150,000 is 37% below the PORT RICHEY 34668 median of $240,000, and at $109/sqft it sits under the Port Richey average of $204.
02Time on market is leverage
182 days on market against a Port Richey median of 41 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $225,000, now $150,000 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Angela Wilbur PA. MLS #TB8474951.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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