David Ramirez
$237,900$249,9003 bd2 ba1,732 sqft$137 /sqft$1,722 /mo all-in ↓

9731 RAINBOW LANE, PORT RICHEY, FL, 34668

Active166 days on marketListed Feb 18, 2026MLS #TB8474892

Priced 3% below the PORT RICHEY 34668 medianReduced $12KSingle Family ResidenceREGENCY PARK

About this home

9731 RAINBOW LANE

New Price Improvement!! Welcome to Port Richey! Must see 3 bedroom, 2 bath home with over 1,700+ square feet. The extra bath and bed added with full permits and well done. Newer Roof and several upgrades throughout the home. Enjoy all the features of this home with a indoor laundry area, extra Den/Florida room and all the comforts of home for an family driven price. Close to Little Road, you can access both Veterans Highway and US -19 for easy commute, as they are just minutes away. Daily and weekly needs just minutes from the home in a quiet neighborhood. No HOA, No Flood Zone (Zone X). Great location, great home, make an appointment, fall in love and lets make a deal.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,732

Sqft

0.12 ac

Lot size

1

Garage

1977

Year built

One

Levels

$137

Per sqft

Inside

FlooringCarpet · Vinyl
AppliancesMicrowave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
FacesEast
ExteriorStorage

Community & fees

Taxes (2024)$677/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,722 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,400
FHA mortgage insurance (est.)$105
Property tax — 2024 actual bill$56
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,327Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,327
Interest rate6.00%
Loan term

Estimated payment

$1,722/mo

Principal & interest$1,400
FHA mortgage insurance (est.)$105
Property taxes (actual bill)$56
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $238K
$228KedgeAI estimate $269,280 · range $243K$300K$312K

vs edgeAI estimate

−11.7%

$/sqft vs REGENCY PARK

$137 vs $198

Days on market

166 vs 40 typical

Where $137/sqft sits among the 33 homes for sale in REGENCY PARK

4 · this home
5
8
5
7
4
$137–158$158–180$180–201$201–222$222–243$243+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Regency Park

Map of 9731 RAINBOW LANE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)52 min
Downtown Tampa55 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Port Richey. See the full Port Richey guide →

Regency Park — neighborhood snapshot

Population

6,676

Median age

37

Median income

$58,281

Median home value

$162,781

Avg household

3

Households w/ children

708

For the school run

Pasco County School District

MiddleChasco Middle School★★★★
ElementaryChasco Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Richey market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$229K$225K

Port Richey median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

15 of 33

REGENCY PARK have cut their price

Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% below the PORT RICHEY 34668 median. See the full Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $237,900 $12K
Feb 18, 2026Listed at $249,900 · 166 days on market since
1977Built · REGENCY PARK

Reality check

What actually sold near 9731 RAINBOW LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7014 BRENTWOOD DRIVESold · Jan ’26

$253,000

7014 BRENTWOOD DRIVE · same community

3 bd · 2 ba · 1,731 sqft · $146/sqft · 16 DOM

9610 RAINBOW LANESold · Mar ’26

$293,000

9610 RAINBOW LANE · same community

3 bd · 2 ba · 1,728 sqft · $170/sqft · 52 DOM

7711 VIENNA LANESold · Dec ’25

$275,000

7711 VIENNA LANE · same community

3 bd · 2 ba · 1,652 sqft · $166/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9731 RAINBOW LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9731 RAINBOW LANE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

9731 RAINBOW LANE FAQs

What would the monthly payment be for 9731 RAINBOW LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,722/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9731 RAINBOW LANE?+

The most recent tax bill on record (2024) was $677. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port Richey?+

At $237,900, this home is listed about 8% below the Port Richey median of $259,990. The market section on this page shows how the area is trending.

Which schools are assigned to 9731 RAINBOW LANE?+

Chasco Middle School (middle), Chasco Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PORT RICHEY 34668 market on paper

$237,900 is 3% below the PORT RICHEY 34668 median of $245,000, and at $137/sqft it sits under the Port Richey average of $207.

02Time on market is leverage

166 days on market against a Port Richey median of 40 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $249,900, now $237,900 — a $12K cut. The full history is in the market section below.

Listing courtesy of JAY ALAN REAL ESTATE · Orlando Izquierdo Jr. MLS #TB8474892.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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