David Ramirez
$239,9002 bd2 ba1,616 sqft$148 /sqft$2,153 /mo all-in ↓

34709 LAKE DRIVE N, PINELLAS PARK, FL, 33781

Active170 days on marketListed Feb 10, 2026MLS #TB8474823

Manufactured HomeSUNSET PALMS UNREC

About this home

34709 LAKE DRIVE N

Welcome to your private sanctuary in the highly sought after community of Sunset Palms! This isn’t just a house, it’s a modern, sprawling sanctuary designed for those who value privacy, space, and maintenance free Florida lifestyle. The interior is defined by volume and light. Vaulted ceilings and an expansive open floor plan draw you into a beautifully appointed kitchen, featuring a massive chef’s island, good for casual dining, and enough cabinet space to satisfy any home cook. The flow is effortless, leading from the airy living room to a massive master suite with his and hers vanities and walk in shower. Guests will feel right at home in the spacious second bedroom, and the versatile den is currently optimized as a home office and additional storage. Even the laundry room goes above and beyond with extra cabinetry and hanging space. Outside, the oversized workshop/shed features double doors, easily accommodating a golf cart, bicycles, and all your hobby gear. Move in with peace of mind as all the major systems have just been updated with air conditioning, roof, water heater, skirting all new in 2025. The major items of furniture are included. Sunset Palms is a beautiful, well managed community in sunny Pinellas county with easy access to St Petersburg, Tampa and of course the best beaches in the world. Make your private appointment to see this gem today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,616

Sqft

57.65 ac

Lot size

2005

Year built

One

Levels

$148

Per sqft

Partially55+ community

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Thermostat · Vaulted Ceiling(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric
FurnishedPartially

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
FacesSouth
ExteriorRain Gutters

Community & fees

HOA fee$205/mo
Taxes (2024)$3,232/yr
PetsNo
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Golf Carts OK · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,153 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,412
FHA mortgage insurance (est.)$106
Property tax — 2024 actual bill$269
HOA fee — from the listing$205
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,397Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,397
Interest rate6.00%
Loan term

Estimated payment

$2,153/mo

Principal & interest$1,412
FHA mortgage insurance (est.)$106
Property taxes (actual bill)$269
HOA / condo fee$205
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $240K
$219KedgeAI estimate $245,027 · range $228K$252K$262K

vs edgeAI estimate

−2.1%

$/sqft vs SUNSET PALMS UNREC

$148 vs $126

Days on market

170 vs 42 typical

Where $148/sqft sits among the 10 homes for sale in SUNSET PALMS UNREC

2
3
2
2 · this home
0
1
$89–107$107–125$125–144$144–162$162–180$180+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pinellas Park

Map of 34709 LAKE DRIVE N

Drive times from this address

Downtown Tampa21 min
Tampa Int’l Airport (TPA)21 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Pinellas Park. See the full Pinellas Park guide →

PINELLAS PARK 33781 — neighborhood snapshot

Population

27,357

Median age

41.9

Median income

$55,378

Median home value

$251,200

Avg household

2.52

Households w/ children

2,781

For the school run

Pinellas County School District

ElementaryMarjorie Kinnan Rawlings Elementary★★★★★
MiddlePinellas Park Middle School★★★★★
HighDixie M. Hollins High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Pinellas Park market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$287K$325K

Pinellas Park median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

3 of 10

SUNSET PALMS UNREC have cut their price

Median sold price, Pinellas Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% above the PINELLAS PARK 33781 median. See the full Pinellas Park market guide →

Paper trail

This home's history

Feb 10, 2026Listed at $239,900 · 170 days on market since
2005Built · SUNSET PALMS UNREC

Reality check

What actually sold near 34709 LAKE DRIVE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

34709 LAKE DRIVE NSold · Oct ’25

$195,625

34709 LAKE DRIVE N · same community

3 bd · 2 ba · 1,616 sqft · $121/sqft · 15 DOM

34428 OLEANDER DRIVE NSold · Jan ’26

$208,000

34428 OLEANDER DRIVE N · same community

3 bd · 2 ba · 1,398 sqft · $149/sqft · 67 DOM

34506 ROSE DRIVE NSold · Sep ’25

$210,000

34506 ROSE DRIVE N · same community

2 bd · 2 ba · 1,296 sqft · $162/sqft · 79 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 34709 LAKE DRIVE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 34709 LAKE DRIVE N — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

34709 LAKE DRIVE N FAQs

What would the monthly payment be for 34709 LAKE DRIVE N?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,153/mo — principal and interest, the actual property-tax bill, the $205/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 34709 LAKE DRIVE N?+

The association fee works out to $205 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 34709 LAKE DRIVE N?+

The most recent tax bill on record (2024) was $3,232. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 34709 LAKE DRIVE N?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Pinellas Park?+

At $239,900, this home is listed about 20% below the Pinellas Park median of $299,900. The market section on this page shows how the area is trending.

Which schools are assigned to 34709 LAKE DRIVE N?+

Marjorie Kinnan Rawlings Elementary (elementary), Pinellas Park Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of AUSTEN WOOD REALTY LLC · Tim Wood. MLS #TB8474823.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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