David Ramirez
$249,0002 bd2 ba1,671 sqft$149 /sqft$1,850 /mo all-in ↓

428 PELICAN DRIVE S, OLDSMAR, FL, 34677

Active164 days on marketListed Feb 10, 2026MLS #TB8474552

Priced 4% below the OLDSMAR 34677 medianFully furnishedManufactured HomeGULL-AIRE VILLAGE

About this home

428 PELICAN DRIVE S

Just listed in the 55+ Gull-Aire Village: This spacious 1993 Jacobsen home offers 1,671 square feet of living space in a quiet setting. Upon entry, you will find a large veranda room featuring a built-in wet bar and custom storage. Abundant windows keep the interior bright, while cathedral ceilings add to the sense of openness. The sizable indoor laundry area includes a built-in counter, making it ideal for hobbies or a home office. There is also an 11x16 screened porch with vinyl windows and a utility room that is perfect for storing bikes or other items. AMS roof-over and skylights installed in 2/ 2012. 4 Ton Goodman heat-pump installed 7 years ago. New Vapor Barrier installed 5/2015. Gull Aire Village provides excellent amenities such as a lively clubhouse, library, pool table, shuffleboard courts, a bocce ball court, and a large, heated pool and spa. Residents can participate in a full calendar of planned activities and enjoy getting around this golf cart-friendly neighborhood. The HOA fee is just $70 per month, offering excellent value. Pet owners are welcome—one pet of any size is allowed, and with an Emotional Support letter from your physician, a second pet is permitted. Best of all, you own the land. Conveniently located, this home is directly across the street from popular spots like AMC Theatres, Beall's, Marshall's, Pet Smart, Dollar Store, Ulta, and numerous restaurants including Craft Street Kitchen, Country Pizza Italian Grill, Shaker and Peel, Chipotle, Mandolas, and Eve’s Family Restaurant. Essential services such as Super Walmart, Publix, and Countryside Hospital are only 15 minutes away, while the beautiful Honeymoon Island and Caladesi State Parks are just around ten miles from your door. Room measurements are approximate; buyers should verify all details.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,671

Sqft

0.1 ac

Lot size

1993

Year built

One

Levels

$149

Per sqft

Furnished55+ communityPets allowed

Inside

FlooringCarpet
AppliancesDishwasher · Dryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Open Floorplan · Skylight(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofRoof Over
ConstructionVinyl Siding
FoundationPillar/Post/Pier
FacesSouth
ParkingTandem
ExteriorLighting

Community & fees

HOA fee$70/mo
Taxes (2024)$530/yr
PetsCats OK, Dogs OK, Number Limit, Yes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Golf Carts OK · Pool · Sidewalks · Wheelchair Access

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,850 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,466
FHA mortgage insurance (est.)$110
Property tax — 2024 actual bill$44
HOA fee — from the listing$70
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,715Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,715
Interest rate6.00%
Loan term

Estimated payment

$1,850/mo

Principal & interest$1,466
FHA mortgage insurance (est.)$110
Property taxes (actual bill)$44
HOA / condo fee$70
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $249K
$225KedgeAI estimate $238,633 · range $235K$245K$259K

vs edgeAI estimate

+4.3%

$/sqft vs GULL-AIRE VILLAGE

$149 vs $162

Days on market

164 vs 43 typical

Where $149/sqft sits among the 15 homes for sale in GULL-AIRE VILLAGE

2
4 · this home
2
4
1
2
$119–137$137–155$155–174$174–192$192–210$210+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oldsmar

Map of 428 PELICAN DRIVE S

Drive times from this address

Tampa Int’l Airport (TPA)28 min
Downtown Tampa32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oldsmar. See the full Oldsmar guide →

OLDSMAR 34677 — neighborhood snapshot

Population

22,337

Median age

47.3

Median income

$85,389

Median home value

$352,200

Avg household

2.49

Households w/ children

2,157

For the school run

Pinellas County School District

ElementaryOldsmar Elementary School★★★★
MiddleJoseph L. Carwise Middle School★★★★
HighEast Lake High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oldsmar market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$360K$355K

Oldsmar median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

10 of 15

GULL-AIRE VILLAGE have cut their price

Median sold price, Oldsmar, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% below the OLDSMAR 34677 median. See the full Oldsmar market guide →

Paper trail

This home's history

Feb 10, 2026Listed at $249,000 · 164 days on market since
1993Built · GULL-AIRE VILLAGE

Reality check

What actually sold near 428 PELICAN DRIVE S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

72 PELICAN DRIVE ESold · Mar ’26

$220,000

72 PELICAN DRIVE E · same community

2 bd · 2 ba · 1,402 sqft · $157/sqft · 89 DOM

121 DOLPHIN DRIVE SSold · Apr ’26

$255,500

121 DOLPHIN DRIVE S · same community

2 bd · 2 ba · 1,392 sqft · $184/sqft · 271 DOM

306 SNOOK COURTSold · Apr ’26

$170,000

306 SNOOK COURT · same community

2 bd · 2 ba · 1,384 sqft · $123/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 428 PELICAN DRIVE S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 428 PELICAN DRIVE S — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

428 PELICAN DRIVE S FAQs

What would the monthly payment be for 428 PELICAN DRIVE S?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,850/mo — principal and interest, the actual property-tax bill, the $70/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 428 PELICAN DRIVE S?+

The association fee works out to $70 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 428 PELICAN DRIVE S?+

The most recent tax bill on record (2024) was $530. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 428 PELICAN DRIVE S?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oldsmar?+

At $249,000, this home is listed about 27% below the Oldsmar median of $342,450. The market section on this page shows how the area is trending.

Which schools are assigned to 428 PELICAN DRIVE S?+

Oldsmar Elementary School (elementary), Joseph L. Carwise Middle School (middle), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the OLDSMAR 34677 market on paper

$249,000 is 4% below the OLDSMAR 34677 median of $259,900, and at $149/sqft it sits under the Oldsmar average of $246.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

164 days on market against a Oldsmar median of 43 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Oldsmar Elementary School, Joseph L. Carwise Middle School, East Lake High School — Oldsmar Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Jayne Phoenix. MLS #TB8474552.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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