David Ramirez

0 ARMOR ROAD, PLANT CITY, FL, 33567

Active166 days on marketListed Feb 9, 2026MLS #TB8474527

Priced 65% below the PLANT CITY 33567 medianUNPLATTED

About this home

0 ARMOR ROAD

Nestled along a quiet road, this 2.09± acres reveal a tranquil setting with mature oaks lining the frontage and a natural wooded wetland buffer in the back. Behind the majestic oaks lies open upland pasture perfect for one homesite with a dense natural backdrop providing privacy. Despite the tranquil setting, this property is conveniently located just minutes from downtown Plant City and Highway 60, ensuring quick access to shopping, dining, medical, and local amenities.

Facts & features

The home at a glance

2.09 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2024)$27/yr

Utilities & systems

UtilitiesElectricity Available
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$953 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$736
FHA mortgage insurance (est.)$55
Property tax — 2024 actual bill$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,375
Interest rate6.00%
Loan term

Estimated payment

$953/mo

Principal & interest$736
FHA mortgage insurance (est.)$55
Property taxes (actual bill)$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Plant City

Map of 0 ARMOR ROAD

Drive times from this address

Downtown Tampa30 min
Tampa Int’l Airport (TPA)42 min
Walt Disney World60 min
Universal Orlando70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Plant City. See the full Plant City guide →

PLANT CITY 33567 — neighborhood snapshot

Population

12,292

Median age

41.6

Median income

$85,737

Median home value

$288,700

Avg household

3.07

Households w/ children

1,419

For the school run

Hillsborough County School District

ElementaryTrapnell Elementary School★★★★★
MiddleTurkey Creek Middle School★★★★
HighDurant High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Plant City market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$354K$365K

Plant City median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 65% below the PLANT CITY 33567 median. See the full Plant City market guide →

Paper trail

This home's history

Feb 9, 2026Listed at $125,000 · 166 days on market since

Reality check

What actually sold near 0 ARMOR ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11332 SYLVAN GREEN LANESold · Dec ’25

$410,000

11332 SYLVAN GREEN LANE · same community

1 bd · 1 ba · 483 sqft · $849/sqft · 23 DOM

4105 ROBINSON ROADSold · Mar ’26

$220,000

4105 ROBINSON ROAD · same community

2 bd · 1 ba · 768 sqft · $286/sqft · 0 DOM

12036 BULLFROG CREEK ROADSold · Dec ’25

$130,000

12036 BULLFROG CREEK ROAD · same community

2 bd · 1 ba · 784 sqft · $166/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 0 ARMOR ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 ARMOR ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

0 ARMOR ROAD FAQs

What would the monthly payment be for 0 ARMOR ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $953/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 0 ARMOR ROAD?+

The most recent tax bill on record (2024) was $27. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Plant City?+

At $125,000, this home is listed about 68% below the Plant City median of $394,900. The market section on this page shows how the area is trending.

Which schools are assigned to 0 ARMOR ROAD?+

Trapnell Elementary School (elementary), Turkey Creek Middle School (middle), Durant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FISCHBACH LAND COMPANY LLC · Blaise Lelaulu. MLS #TB8474527.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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